UNION SQUARE

Headquarters

1401 Holliday
Wichita Falls, TX 76301
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.05% →
1-Year CD 0.95% 1.05% →
2-Year CD 1.11% 1.11% →
5-Year CD 1.51% 2.25% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Union Square is an NCUA insured institution located in Wichita Falls, TX. It was founded in 1957 and has approximately $385.58 millions in assets.

NCUA Insured Yes
Charter Number # # 68664
Date Established 1957
Assets $385.58 million
Loans $282.88 million
Deposits $337.69 million
Capital $44.75 million
 

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Archer, Clay, Baylor, Wilbarger, or Wichita Counties in Texas and Tillman or Cotton Counties in Oklahoma.

Deposit Rates - August 12, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $25 - Learn More
Money Market
0.20% $2,500 $24,999 Learn More
Money Market
0.30% $25,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.35% $1,000 - Learn More
6 Mo CD
0.85% $1,000 - Learn More
12 Mo CD
0.95% $1,000 - Learn More
18 Mo CD
1.01% $1,000 - Learn More
24 Mo CD
1.11% $1,000 - Learn More
36 Mo CD
1.16% $1,000 - Learn More
48 Mo CD
1.26% $1,000 - Learn More
60 Mo CD
1.51% $1,000 - Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 - Learn MoreShow Less

Loan Rates - August 12, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for UNION SQUARE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.914% 2.875% 0.50 $1,250 $1,038 Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
3.500 %
$25,000 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

Note to UNION SQUARE
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Union Square branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Union Square Locations


Financial Details

Union Square Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Union Square. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Union Square U.S. Average
14.93% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Union Square had $6,315,334 in non-current loans and $445,678 in owned assets. To cover these potential losses it had $44,749,887 in net worth and $542,231 in loans loss reserves. That gives it a Texas Ratio of 14.93%.

Net Worth
Union Square U.S. Average
11.6% 13.61%

Union Square FCU has a net worth of 11.6% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Union Square

Branches and Savings

What is Union Square?

A federal credit union, registered with the NCUA under certificate #68664.
Learn more about credit unions here.

Is Union Square FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Union Square?

Please see Field of Membership information above for information on who is eligible to join.

What are Union Square's share account and share certificate rates?

Union Square's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Union Square?

Union Square has total capital of $44.75 million. Full information on Union Square's financial position is located above.

Who owns Union Square?

Credit Unions are owned by their members.

Where are Union Square branches located?

See branch locations nearby.

Are Union Square ATMs Open 24/7?

Do Union Square ATMs accept cash deposits?

Can Union Square customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Union Square have a mobile app?

Does Union Square have mobile deposit?

Does Union Square have quick pay?

How can Union Square transfer money to other banks or credit unions?

Does Union Square report to credit bureaus?

Does Union Square use Chexsystems?

Does Union Square use Equifax?

What is Union Square's toll free phone number?

What is Union Square's ACH Routing Number?

What is Union Square's SWIFT code?

Where can I find Union Square's wire transfer form?

What is the Union Square address for deposits?

What Products Does Union Square Offer

Does Union Square offer mortgages?

Compare mortgage rates here.

Does Union Square offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Union Square offer auto and RV loans?

Compare auto loan rates here.

Does Union Square offer student loans or personal loans?

Compare personal loan rates here.

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