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Comparison of Deposit Account from UNITED CONSUMERS with 0.95% - November 2025


Long-Term Analysis of UNITED CONSUMERS with 0.95% APY and PAMPA TEACHERS with 0.65% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    UNITED CONSUMERS
    0.95%
    -
    $50,000
    36 Month
    Credit Union
    1.26x (National Avg. - 0.75%)
    $75,000
     
    SCENARIO
    Year Rate
    0.95%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 475 333
    2 50,475 480 336
    3 50,955 484 339
    4 51,439 489 342
    5 51,927 493 345
    6 52,421 498 349
    7 52,919 503 352
    8 53,421 508 355
    9 53,929 512 359
    10 54,441 517 362
    11 54,958 522 365
    12 55,480 527 369
    13 56,007 532 372
    14 56,540 537 376
    15 57,077 542 380
    16 57,619 547 383
    17 58,166 553 387
    18 58,719 558 390
    19 59,277 563 394
    20 59,840 568 398
    TOTAL $10,408 $7,286
  • 2
    LOCAL CD
    PAMPA TEACHERS
    0.65%
    -
    $50,000
    12 Month
    Credit Union
    1.19x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    0.65%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 326 228
    2 50,326 328 230
    3 50,654 330 231
    4 50,984 332 233
    5 51,317 335 234
    6 51,651 337 236
    7 51,988 339 237
    8 52,327 341 239
    9 52,668 343 240
    10 53,012 346 242
    11 53,357 348 244
    12 53,705 350 245
    13 54,055 352 247
    14 54,408 355 248
    15 54,763 357 250
    16 55,120 359 252
    17 55,479 362 253
    18 55,841 364 255
    19 56,205 366 257
    20 56,571 369 258
    TOTAL $6,940 $4,858

    All calculations are for demonstration purposes only.

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