Saint Louis, MO 63125

Notable Rates APY Vs.Others
Savings 0.15% 1.90% →
1-Year CD 1.00% 1.90% →
2-Year CD 1.40% 1.95% →
5-Year CD 1.95% 2.00% →
30-Year Mortgage N.A. 3.14% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.50% →

2020 Overview

General Credit Union Information

First Missouri is an NCUA insured institution located in Saint Louis, MO. It was founded in 1927 and has approximately $71.26 millions in assets.

NCUA Insured Yes
Charter Number # # 62716
Date Established 1927
Assets $71.26 million
Loans $59.49 million
Deposits $61.40 million
Capital $8.96 million

Field of Membership Restrictions

First Missouri Credit Union located in St. Louis is open to the residents and the people that maintain employment within the counties of St. Louis and Jefferson, and their family members.

Deposit Rates - April 9, 2020

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.15% $2,000 - Learn MoreShow Less
Money Market
0.30% $2,000 $24,999 Learn MoreShow Less
Money Market
0.35% $25,000 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.75% $2,500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.50% $250 - Learn MoreShow Less
Fixed IRA
1.00% $2,500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $500 $1,999 Learn MoreShow Less
Int Ckg
0.10% $2,000 - Learn MoreShow Less

Loan Rates - April 9, 2020

Your Current Location: Washington, WA 98109

There are currently no loan rates available for FIRST MISSOURI

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.417% 4.375% 0.00 $1,250 $1,249 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.668% 4.625% 0.00 $1,250 $1,286 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

To upload and update your bank's rates please register. It is free to register and add rates.


Below are First Missouri branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

First Missouri Locations

Financial Details

First Missouri Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Missouri. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First Missouri U.S. Average
13.03% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, First Missouri had $1,242,171 in non-current loans and $0 in owned assets. To cover these potential losses it had $8,956,112 in net worth and $575,991 in loans loss reserves. That gives it a Texas Ratio of 13.03%.

Net Worth
First Missouri U.S. Average
12.56% 13.86%

First Missouri FCU has a net worth of 12.56% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About First Missouri

Branches and Savings

What is First Missouri?

A federal credit union, registered with the NCUA under certificate #62716.
Learn more about credit unions here.

Is First Missouri FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join First Missouri?

Please see Field of Membership information above for information on who is eligible to join.

What are First Missouri's share account and share certificate rates?

First Missouri's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is First Missouri?

First Missouri has total capital of $8.96 million. Full information on First Missouri's financial position is located above.

Who owns First Missouri?

Credit Unions are owned by their members.

Where are First Missouri branches located?

See branch locations nearby.

Are First Missouri ATMs Open 24/7?

Do First Missouri ATMs accept cash deposits?

Can First Missouri customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does First Missouri have a mobile app?

Does First Missouri have mobile deposit?

Does First Missouri have quick pay?

How can First Missouri transfer money to other banks or credit unions?

Does First Missouri report to credit bureaus?

Does First Missouri use Chexsystems?

Does First Missouri use Equifax?

What is First Missouri's toll free phone number?

What is First Missouri's ACH Routing Number?

What is First Missouri's SWIFT code?

Where can I find First Missouri's wire transfer form?

What is the First Missouri address for deposits?

What Products Does First Missouri Offer

Does First Missouri offer mortgages?

Compare mortgage rates here.

Does First Missouri offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does First Missouri offer auto and RV loans?

Compare auto loan rates here.

Does First Missouri offer student loans or personal loans?

Compare personal loan rates here.

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