Compare Savings vs. CDs
Comparison of Deposit Account from United Fidelity Bank, fsb with 0.72% - May 2025


Long-Term Analysis of United Fidelity Bank, fsb with 0.72% APY and United Fidelity Bank, fsb with 0.45% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.72%
    -
    $50,000
    12 Month
    Bank
    1.31x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    0.72%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 360 252
    2 50,360 363 254
    3 50,723 365 256
    4 51,088 368 257
    5 51,456 370 259
    6 51,826 373 261
    7 52,199 376 263
    8 52,575 379 265
    9 52,954 381 267
    10 53,335 384 269
    11 53,719 387 271
    12 54,106 390 273
    13 54,495 392 275
    14 54,888 395 277
    15 55,283 398 279
    16 55,681 401 281
    17 56,082 404 283
    18 56,486 407 285
    19 56,892 410 287
    20 57,302 413 289
    TOTAL $7,714 $5,400
  • 2
    LOCAL CD
    0.45%
    -
    $50,000
    6 Month
    Bank
    1.11x (National Avg. - 0.41%)
    $10,000
     
    SCENARIO
    Year Rate
    0.45%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 225 158
    2 50,225 226 158
    3 50,451 227 159
    4 50,678 228 160
    5 50,906 229 160
    6 51,135 230 161
    7 51,365 231 162
    8 51,596 232 163
    9 51,829 233 163
    10 52,062 234 164
    11 52,296 235 165
    12 52,531 236 165
    13 52,768 237 166
    14 53,005 239 167
    15 53,244 240 168
    16 53,483 241 168
    17 53,724 242 169
    18 53,966 243 170
    19 54,209 244 171
    20 54,453 245 172
    TOTAL $4,698 $3,288

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

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