This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.45% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 725 | 508 |
| 2 | 50,725 | 736 | 515 |
| 3 | 51,461 | 746 | 522 |
| 4 | 52,207 | 757 | 530 |
| 5 | 52,964 | 768 | 538 |
| 6 | 53,732 | 779 | 545 |
| 7 | 54,511 | 790 | 553 |
| 8 | 55,301 | 802 | 561 |
| 9 | 56,103 | 813 | 569 |
| 10 | 56,917 | 825 | 578 |
| 11 | 57,742 | 837 | 586 |
| 12 | 58,579 | 849 | 595 |
| 13 | 59,428 | 862 | 603 |
| 14 | 60,290 | 874 | 612 |
| 15 | 61,164 | 887 | 621 |
| 16 | 62,051 | 900 | 630 |
| 17 | 62,951 | 913 | 639 |
| 18 | 63,864 | 926 | 648 |
| 19 | 64,790 | 939 | 658 |
| 20 | 65,729 | 953 | 667 |
| TOTAL | $16,682 | $11,678 |
| Year | Rate 4.35% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,175 | 1,523 |
| 2 | 52,175 | 2,270 | 1,589 |
| 3 | 54,445 | 2,368 | 1,658 |
| 4 | 56,813 | 2,471 | 1,730 |
| 5 | 59,284 | 2,579 | 1,805 |
| 6 | 61,863 | 2,691 | 1,884 |
| 7 | 64,554 | 2,808 | 1,966 |
| 8 | 67,362 | 2,930 | 2,051 |
| 9 | 70,293 | 3,058 | 2,140 |
| 10 | 73,350 | 3,191 | 2,234 |
| 11 | 76,541 | 3,330 | 2,331 |
| 12 | 79,871 | 3,474 | 2,432 |
| 13 | 83,345 | 3,626 | 2,538 |
| 14 | 86,970 | 3,783 | 2,648 |
| 15 | 90,754 | 3,948 | 2,763 |
| 16 | 94,701 | 4,120 | 2,884 |
| 17 | 98,821 | 4,299 | 3,009 |
| 18 | 103,120 | 4,486 | 3,140 |
| 19 | 107,605 | 4,681 | 3,277 |
| 20 | 112,286 | 4,884 | 3,419 |
| TOTAL | $67,171 | $47,019 |
| Year | Rate 2.05% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,025 | 718 |
| 2 | 51,025 | 1,046 | 732 |
| 3 | 52,071 | 1,067 | 747 |
| 4 | 53,138 | 1,089 | 763 |
| 5 | 54,228 | 1,112 | 778 |
| 6 | 55,339 | 1,134 | 794 |
| 7 | 56,474 | 1,158 | 810 |
| 8 | 57,632 | 1,181 | 827 |
| 9 | 58,813 | 1,206 | 844 |
| 10 | 60,019 | 1,230 | 861 |
| 11 | 61,249 | 1,256 | 879 |
| 12 | 62,505 | 1,281 | 897 |
| 13 | 63,786 | 1,308 | 915 |
| 14 | 65,094 | 1,334 | 934 |
| 15 | 66,428 | 1,362 | 953 |
| 16 | 67,790 | 1,390 | 973 |
| 17 | 69,180 | 1,418 | 993 |
| 18 | 70,598 | 1,447 | 1,013 |
| 19 | 72,045 | 1,477 | 1,034 |
| 20 | 73,522 | 1,507 | 1,055 |
| TOTAL | $25,029 | $17,520 |
| Year | Rate 2.25% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,125 | 788 |
| 2 | 51,125 | 1,150 | 805 |
| 3 | 52,275 | 1,176 | 823 |
| 4 | 53,452 | 1,203 | 842 |
| 5 | 54,654 | 1,230 | 861 |
| 6 | 55,884 | 1,257 | 880 |
| 7 | 57,141 | 1,286 | 900 |
| 8 | 58,427 | 1,315 | 920 |
| 9 | 59,742 | 1,344 | 941 |
| 10 | 61,086 | 1,374 | 962 |
| 11 | 62,460 | 1,405 | 984 |
| 12 | 63,866 | 1,437 | 1,006 |
| 13 | 65,302 | 1,469 | 1,029 |
| 14 | 66,772 | 1,502 | 1,052 |
| 15 | 68,274 | 1,536 | 1,075 |
| 16 | 69,810 | 1,571 | 1,100 |
| 17 | 71,381 | 1,606 | 1,124 |
| 18 | 72,987 | 1,642 | 1,150 |
| 19 | 74,629 | 1,679 | 1,175 |
| 20 | 76,309 | 1,717 | 1,202 |
| TOTAL | $28,025 | $19,618 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
Learn More | |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
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|
|
4.10% |
$25,000 |
Learn More | |
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Last change: ↓0.15% on November 26. |
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