Veridian Credit Union


Po Box 6000
Waterloo, IA 50704
See all branch locations →

Phone 1-800-235-3228

Notable Rates APY Vs.Others
Savings 0.10% 0.85% →
1-Year CD 0.40% 0.75% →
2-Year CD 0.50% 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Veridian is an NCUA insured institution located in Waterloo, IA. It was founded in 1934 and has approximately $5535.54 millions in assets.

Who can join?

Veridian Credit Union membership is open to persons living or working in Allamakee, Benton, Black Hawk, Boone, Bremer, Buchanan, Butler, Cedar, Cerro Gordo, Chickasaw, Clayton, Dallas, Delaware, Fayette, Floyd, Franklin, Grundy, Hardin, Iowa, Jasper, Johnson, Jones, Linn, Louisa, Madison, Marion, Marshall, Muscatine, Polk, Poweshiek, Story, Tama, Warren, Washington, and Winneshiek Counties and their family members.

Employees of our business partners are also eligible for Veridian Credit Union membership. All current and retired employees can share the benefits of membership with immediate family (spouses, children, siblings, parents, grandparents, and grandchildren). This means family members of an eligible employee or retiree, whether or not they're a current member, may join as members in their own right. Also, immediate family or household members (person living in the same residence) may join through a current member, whether or not the current member is working for one of our business partners.

Also eligible for membership at Veridian Credit Union are individuals with disabilities as defined by the Americans with Disabilities Act of 1990 who are living in the State of Iowa or members of Dwolla.

NCUA Insured Yes / State-Chartered
Charter Number # # 64418
Date Established 1934
Assets $5,535.54 million
Loans $4,255.54 million
Deposits $4,707.13 million
Capital $590.78 million

Field of Membership Restrictions

Membership in Veridian Credit Union is open to anyone by registering for Dwolla. Membership is also open to those who live or work in any of the state of Iowa's 99 counties or six counties in eastern Nebraska, including Cass, Douglas, Lancaster, Sarpy, Saunders, and Washington Counties in Nebraska. Also eligible for membership at Veridian Credit Union are individuals with disabilities as defined by the Americans with Disabilities Act of 1990 who are living in the State of Iowa.

Deposit Rates - October 24, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
Money Market
0.50% $50,000 $99,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
7 Mo CD
0.40% $100,000 - Learn More
12 Mo CD
0.30% $1,000 $14,999 Learn More
12 Mo CD
0.40% $100,000 $199,999 Learn More
18 Mo CD
0.80% $1,000 $14,999 Learn More
18 Mo CD
0.90% $100,000 $199,999 Learn More
21 Mo CD 1K
0.40% $1,000 $14,999 Learn More
24 Mo CD
0.40% $1,000 $14,999 Learn More
24 Mo CD
0.50% $100,000 $199,999 Learn More
30 Mo CD
0.90% $1,000 $14,999 Learn More
1.00% $100,000 $199,999 Learn More
36 Mo CD
0.60% $1,000 $14,999 Learn More
36 Mo CD
0.70% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $99 Learn MoreShow Less
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 24, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for VERIDIAN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
3.059% 2.990% 0.88 $2,218 $1,053 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Veridian branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Veridian Locations

Climate Initiatives

VERIDIAN is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Veridian Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Veridian. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Veridian U.S. Average
2.13% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Veridian had $12,910,445 in non-current loans and $180,198 in owned assets. To cover these potential losses it had $590,784,895 in net worth and $23,822,607 in loans loss reserves. That gives it a Texas Ratio of 2.13%.

Net Worth
Veridian U.S. Average
10.67% 12.22%

Veridian FCU has a net worth of 10.67% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Veridian

Branches and Savings

What is Veridian?

A credit union, registered with the NCUA under certificate #64418.
Learn more about credit unions here.

Is Veridian FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Veridian is insured by the NCUA.

Who can join Veridian?

Please see Field of Membership information above for information on who is eligible to join.

What are Veridian's share account and share certificate rates?

Veridian's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Veridian?

Veridian has total capital of $590.78 million. Full information on Veridian's financial position is located above.

Who owns Veridian?

Credit Unions are owned by their members.

Where are Veridian branches located?

See branch locations nearby.

Are Veridian ATMs Open 24/7?

Do Veridian ATMs accept cash deposits?

Can Veridian customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Veridian have a mobile app?

Does Veridian have mobile deposit?

Does Veridian have quick pay?

How can Veridian transfer money to other banks or credit unions?

Does Veridian report to credit bureaus?

Does Veridian use Chexsystems?

Does Veridian use Equifax?

What is Veridian's toll free phone number?

What is Veridian's ACH Routing Number?

What is Veridian's SWIFT code?

Where can I find Veridian's wire transfer form?

What is the Veridian address for deposits?

What Products Does Veridian Offer

Does Veridian offer mortgages?

Compare mortgage rates here.

Does Veridian offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Veridian offer auto and RV loans?

Compare auto loan rates here.

Does Veridian offer student loans or personal loans?

Compare personal loan rates here.

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