Veridian Credit Union

Headquarters

Po Box 6000
Waterloo, IA 50704
See all branch locations →

Phone 1-800-235-3228

Notable Rates APY Vs.Others
Savings N.A. 5.55% →
1-Year CD 0.40% 5.60% →
2-Year CD 0.50% 4.90% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Veridian is an NCUA insured institution located in Waterloo, IA. It was founded in 1934 and has approximately $7448.97 millions in assets.

Who can join?

Veridian Credit Union membership is open to persons living or working in Allamakee, Benton, Black Hawk, Boone, Bremer, Buchanan, Butler, Cedar, Cerro Gordo, Chickasaw, Clayton, Dallas, Delaware, Fayette, Floyd, Franklin, Grundy, Hardin, Iowa, Jasper, Johnson, Jones, Linn, Louisa, Madison, Marion, Marshall, Muscatine, Polk, Poweshiek, Story, Tama, Warren, Washington, and Winneshiek Counties and their family members.

Employees of our business partners are also eligible for Veridian Credit Union membership. All current and retired employees can share the benefits of membership with immediate family (spouses, children, siblings, parents, grandparents, and grandchildren). This means family members of an eligible employee or retiree, whether or not they're a current member, may join as members in their own right. Also, immediate family or household members (person living in the same residence) may join through a current member, whether or not the current member is working for one of our business partners.

Also eligible for membership at Veridian Credit Union are individuals with disabilities as defined by the Americans with Disabilities Act of 1990 who are living in the State of Iowa or members of Dwolla.

NCUA Insured Yes / State-Chartered
Charter Number # # 64418
Date Established 1934
Assets $7,448.97 million
Loans $6,311.35 million
Deposits $6,180.42 million
Capital $793.19 million
 

Field of Membership Restrictions

Membership in Veridian Credit Union is open to anyone by registering for Dwolla. Membership is also open to those who live or work in any of the state of Iowa's 99 counties or six counties in eastern Nebraska, including Cass, Douglas, Lancaster, Sarpy, Saunders, and Washington Counties in Nebraska. Also eligible for membership at Veridian Credit Union are individuals with disabilities as defined by the Americans with Disabilities Act of 1990 who are living in the State of Iowa.

Deposit Rates - April 21, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $1,000 - Learn More
Money Market
1.45% $2,500 $9,999 Learn More
Money Market
1.45% $10,000 $24,999 Learn More
Money Market
1.85% $100,000 $249,999 Learn More
Money Market
2.25% $250,000 $499,999 Learn More
Money Market
2.45% $500,000 $999,999 Learn More
Money Market
2.45% $1,000,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
5.10% $1,000 - Learn More
6 Months Jumbo
5.20% $100,000 - Learn More
7 Months
0.30% $1,000 - Learn More
7 Mo CD
0.40% $100,000 - Learn More
9 Months
0.30% $1,000 - Learn More
9 Months Jumbo
0.40% $100,000 - Learn More
12 Mo CD
0.30% $1,000 - Learn More
12 Mo CD
0.40% $100,000 $199,999 Learn More
15 Months
0.40% $1,000 - Learn More
15 Months Jumbo
0.50% $100,000 - Learn More
18 Mo CD
4.85% $1,000 - Learn More
18 Mo CD
4.95% $100,000 - Learn More
21 Mo CD
4.60% $1,000 - Learn More
21 Mo CD
4.70% $100,000 - Learn More
24 Mo CD
0.40% $1,000 - Learn More
24 Mo CD
0.50% $100,000 - Learn More
36 Mo CD
0.60% $1,000 - Learn More
36 Mo CD
0.70% $100,000 - Learn More
39 Mo CD
0.60% $1,000 - Learn More
39 Mo CD
0.70% $100,000 - Learn More
Int Checking Rates APY MIN MAX
INTCK
0.05% $0 - Learn MoreShow Less

Loan Rates - April 21, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Veridian

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Tomo Mortgage, LLC.
NMLS ID: 2059741
6.994% 6.875% 0.63 $3,901 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.451% 7.375% 0.75 $2,400 $2,211 Learn More
Neighbors Bank
NMLS ID: 491986
Learn More
Veterans United Home Loans
NMLS ID: 1907
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Veridian
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Veridian branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Veridian Locations



Climate Policy and Initiatives

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Financial Details

Veridian Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Veridian. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Veridian U.S. Average
10.10% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Veridian had $82,849,496 in non-current loans and $686,209 in owned assets. To cover these potential losses it had $793,186,949 in net worth and $33,651,815 in loans loss reserves. That gives it a Texas Ratio of 10.10%.

Net Worth
Veridian U.S. Average
10.61% 13.62%

Veridian FCU has a net worth of 10.61% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Veridian

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