Compare Savings vs. CDs
Comparison of Deposit Account from Vintage Bank Kansas with 0.10% - October 2025


Long-Term Analysis of Vintage Bank Kansas with 0.10% APY and Stockmens Bank with 0.52% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL MONEY MARKET
    0.10%
    -
    $50,000
    N.A.
    Bank
    N.A.
    $2,500
     
    SCENARIO
    Year Rate
    0.10%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,100 50 35
    4 50,150 50 35
    5 50,200 50 35
    6 50,251 50 35
    7 50,301 50 35
    8 50,351 50 35
    9 50,401 50 35
    10 50,452 50 35
    11 50,502 51 35
    12 50,553 51 35
    13 50,603 51 35
    14 50,654 51 35
    15 50,705 51 35
    16 50,755 51 36
    17 50,806 51 36
    18 50,857 51 36
    19 50,908 51 36
    20 50,959 51 36
    TOTAL $1,010 $707
  • 2
    LOCAL CD
    0.52%
    -
    $50,000
    24 Month
    Bank
    0.79x (National Avg. - 0.66%)
    $10,000
     
    SCENARIO
    Year Rate
    0.52%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 260 182
    2 50,260 261 183
    3 50,521 263 184
    4 50,784 264 185
    5 51,048 265 186
    6 51,314 267 187
    7 51,580 268 188
    8 51,849 270 189
    9 52,118 271 190
    10 52,389 272 191
    11 52,662 274 192
    12 52,936 275 193
    13 53,211 277 194
    14 53,487 278 195
    15 53,766 280 196
    16 54,045 281 197
    17 54,326 282 198
    18 54,609 284 199
    19 54,893 285 200
    20 55,178 287 201
    TOTAL $5,465 $3,826

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↑2.35% on September 16.

    Last change: ↑1.66% on April 4.

    Last change: ↑0.66% on February 4.
    No Penalty CD.

    Last change: ↓0.15% on September 23.

    Last change: ↓0.16% on September 18.
    3 Month CD.