This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.48% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,240 | 1,568 |
| 2 | 52,240 | 2,340 | 1,638 |
| 3 | 54,580 | 2,445 | 1,712 |
| 4 | 57,026 | 2,555 | 1,788 |
| 5 | 59,580 | 2,669 | 1,868 |
| 6 | 62,249 | 2,789 | 1,952 |
| 7 | 65,038 | 2,914 | 2,040 |
| 8 | 67,952 | 3,044 | 2,131 |
| 9 | 70,996 | 3,181 | 2,226 |
| 10 | 74,177 | 3,323 | 2,326 |
| 11 | 77,500 | 3,472 | 2,430 |
| 12 | 80,972 | 3,628 | 2,539 |
| 13 | 84,600 | 3,790 | 2,653 |
| 14 | 88,390 | 3,960 | 2,772 |
| 15 | 92,349 | 4,137 | 2,896 |
| 16 | 96,487 | 4,323 | 3,026 |
| 17 | 100,809 | 4,516 | 3,161 |
| 18 | 105,326 | 4,719 | 3,303 |
| 19 | 110,044 | 4,930 | 3,451 |
| 20 | 114,974 | 5,151 | 3,606 |
| TOTAL | $70,125 | $49,087 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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