Compare Savings vs. CDs
Comparison of Deposit Account from WAVE with 1.00%
- October 2026
Long-Term Analysis of EVOLVE with 1.71% APY and TRIANGLE with 0.20% APY and TINKER with 3.69% APY and WAVE with 1.00% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD1.71%-$50,00018 MonthCredit Union2.95x (National Avg. - 0.58%)$500SCENARIO
Year Rate
1.71%Annual
InterestAnnual Interest
(After Tax)1 50,000 855 599 2 50,855 870 609 3 51,725 884 619 4 52,609 900 630 5 53,509 915 640 6 54,424 931 651 7 55,354 947 663 8 56,301 963 674 9 57,264 979 685 10 58,243 996 697 11 59,239 1,013 709 12 60,252 1,030 721 13 61,282 1,048 734 14 62,330 1,066 746 15 63,396 1,084 759 16 64,480 1,103 772 17 65,583 1,121 785 18 66,704 1,141 798 19 67,845 1,160 812 20 69,005 1,180 826 TOTAL $20,185 $14,129 - 2LOCAL MONEY MARKET0.20%-$50,000N.A.Credit Union0.34x (National Avg. - 0.58%)$25,000SCENARIO
Year Rate
0.20%Annual
InterestAnnual Interest
(After Tax)1 50,000 100 70 2 50,100 100 70 3 50,200 100 70 4 50,301 101 70 5 50,401 101 71 6 50,502 101 71 7 50,603 101 71 8 50,704 101 71 9 50,806 102 71 10 50,907 102 71 11 51,009 102 71 12 51,111 102 72 13 51,213 102 72 14 51,316 103 72 15 51,418 103 72 16 51,521 103 72 17 51,624 103 72 18 51,727 103 72 19 51,831 104 73 20 51,935 104 73 TOTAL $2,038 $1,427 - 3LOCAL CD3.69%-$50,00060 MonthCredit Union3.98x (National Avg. - 0.93%)$10,000SCENARIO
Year Rate
3.69%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,845 1,292 2 51,845 1,913 1,339 3 53,758 1,984 1,389 4 55,742 2,057 1,440 5 57,799 2,133 1,493 6 59,931 2,211 1,548 7 62,143 2,293 1,605 8 64,436 2,378 1,664 9 66,814 2,465 1,726 10 69,279 2,556 1,789 11 71,835 2,651 1,856 12 74,486 2,749 1,924 13 77,235 2,850 1,995 14 80,085 2,955 2,069 15 83,040 3,064 2,145 16 86,104 3,177 2,224 17 89,281 3,294 2,306 18 92,576 3,416 2,391 19 95,992 3,542 2,479 20 99,534 3,673 2,571 TOTAL $53,207 $37,245 - 4LOCAL CD1.00%-$50,00060 MonthCredit Union1.08x (National Avg. - 0.93%)$100,000SCENARIO
Year Rate
1.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 500 350 2 50,500 505 354 3 51,005 510 357 4 51,515 515 361 5 52,030 520 364 6 52,551 526 368 7 53,076 531 372 8 53,607 536 375 9 54,143 541 379 10 54,684 547 383 11 55,231 552 387 12 55,783 558 390 13 56,341 563 394 14 56,905 569 398 15 57,474 575 402 16 58,048 580 406 17 58,629 586 410 18 59,215 592 415 19 59,807 598 419 20 60,405 604 423 TOTAL $11,010 $7,707
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.95% |
$10,000 |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
Learn More | |
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Last change: ↑0.35% on September 25. |
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