8820 Gazelle Dr
El Paso, TX 79925
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.80% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Evolve is an NCUA insured institution located in El Paso, TX. It was founded in 1936 and has approximately $368.15 millions in assets.

Who Can Join?

Evolve Federal Credit Union has a field of membership that includes anyone who lives, works, worships or attends school in El Paso County, Texas. Businesses and other legal entities located within El Paso County are also eligible for membership.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1792
Date Established 1936
Assets $368.15 million
Loans $222.83 million
Deposits $320.05 million
Capital $35.58 million

Field of Membership Restrictions

Membership in Evolve Federal Credit Union is open to those who live, work, worship or attend school in El Paso County, Texas. Businesses and other legal entities located within El Paso County are also eligible for membership.

Deposit Rates - September 28, 2021

Your Current Location: Connecticut, CT 06828

CD Rates (Share Certificate Rates) APY MIN MAX
18 Month CD
1.71% $500 - Learn More
4 Year CD
2.78% $500 - Learn More

Loan Rates - September 28, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for EVOLVE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

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First Internet Bank
NMLS ID: 424182
2.794% 2.750% 0.63 $1,428 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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BMO Harris Bank
BMO Harris Bank
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Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
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2.240 %
$0 Learn More
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Note to EVOLVE
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Below are Evolve branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Evolve Locations

Financial Details

Evolve Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Evolve. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Evolve U.S. Average
3.06% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Evolve had $1,078,580 in non-current loans and $43,018 in owned assets. To cover these potential losses it had $35,583,600 in net worth and $1,090,674 in loans loss reserves. That gives it a Texas Ratio of 3.06%.

Net Worth
Evolve U.S. Average
10.15% 12.20%

Evolve FCU has a net worth of 10.15% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Evolve

Branches and Savings

What is Evolve?

A federal credit union, registered with the NCUA under certificate #1792.
Learn more about credit unions here.

Is Evolve FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Evolve is insured by the NCUA.

Who can join Evolve?

Please see Field of Membership information above for information on who is eligible to join.

What are Evolve's share account and share certificate rates?

Evolve's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Evolve?

Evolve has total capital of $35.58 million. Full information on Evolve's financial position is located above.

Who owns Evolve?

Credit Unions are owned by their members.

Where are Evolve branches located?

See branch locations nearby.

Are Evolve ATMs Open 24/7?

Do Evolve ATMs accept cash deposits?

Can Evolve customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Evolve have a mobile app?

Does Evolve have mobile deposit?

Does Evolve have quick pay?

How can Evolve transfer money to other banks or credit unions?

Does Evolve report to credit bureaus?

Does Evolve use Chexsystems?

Does Evolve use Equifax?

What is Evolve's toll free phone number?

What is Evolve's ACH Routing Number?

What is Evolve's SWIFT code?

Where can I find Evolve's wire transfer form?

What is the Evolve address for deposits?

What Products Does Evolve Offer

Does Evolve offer mortgages?

Compare mortgage rates here.

Does Evolve offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Evolve offer auto and RV loans?

Compare auto loan rates here.

Does Evolve offer student loans or personal loans?

Compare personal loan rates here.

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