Evolve Federal Credit Union
Headquarters
8820 Gazelle Dr
El Paso, TX 79925
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2024 Overview
General Credit Union Information
Evolve is an NCUA insured institution located in El Paso, TX. It was founded in 1936 and has approximately $336.01 millions in assets.
Who Can Join?
Evolve Federal Credit Union has a field of membership that includes anyone who lives, works, worships or attends school in El Paso County, Texas. Businesses and other legal entities located within El Paso County are also eligible for membership.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 1792 |
| Date Established | 1936 |
| Assets | $336.01 million |
| Loans | $222.89 million |
| Deposits | $300.92 million |
| Capital | $36.48 million |
Field of Membership Restrictions
Membership in Evolve Federal Credit Union is open to those who live, work, worship or attend school in El Paso County, Texas. Businesses and other legal entities located within El Paso County are also eligible for membership.
Deposit Rates - July 26, 2024
Your Current Location: Ohio, OH 43085
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 18 Month CD
|
1.71% | $500 | - |
Learn More
|
| 4 Year CD
|
2.78% | $500 | - |
Learn More
|
Loan Rates - July 26, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Evolve
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.116% | 6.000% | 0.75 | $4,000 | $1,919 | Learn More |
NMLS ID: 6606 |
6.585% | 6.490% | 1.00 | $3,178 | $2,021 | Learn More |
NMLS ID: 401822 |
6.656% | 6.500% | 0.63 | $5,203 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.701% | 6.625% | 0.63 | $2,505 | $2,049 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Evolve
To upload and update your bank's rates please register.
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Branches
Below are Evolve branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Evolve Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1355.92 | A | View Lobby Hours | |
| 1361.69 | B | View Lobby Hours | |
| 1361.69 | C | View Lobby Hours | |
| 1361.71 | D | View Lobby Hours | |
| 1361.76 | E | View Lobby Hours | |
| 1367.41 | F | View Lobby Hours | |
| 1368.70 | G | View Lobby Hours |
Climate Policy and Initiatives
EVOLVE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Evolve Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Evolve. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Evolve | U.S. Average |
|---|---|
| 2.27% | 6.52 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 31, 2024, Evolve had $794,299 in non-current loans and $43,018 in owned assets. To cover these potential losses it had $36,478,908 in net worth and $448,990 in loans loss reserves. That gives it a Texas Ratio of 2.27%.
Net Worth
| Evolve | U.S. Average |
|---|---|
| 10.86% | 13.65% |
Evolve FCU has a net worth of 10.86% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Evolve
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