Compare Savings vs. CDs
Comparison of Deposit Account from Waycross Bank & Trust with 0.95%
- September 2026
Long-Term Analysis of Pineland Bank with 1.03% APY and Waycross Bank & Trust with 0.95% APY and PrimeSouth Bank with 0.80% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD1.03%-$50,00048 MonthBank1.25x (National Avg. - 0.82%)$100,000SCENARIO
Year Rate
1.03%Annual
InterestAnnual Interest
(After Tax)1 50,000 515 361 2 50,515 520 364 3 51,035 526 368 4 51,561 531 372 5 52,092 537 376 6 52,629 542 379 7 53,171 548 383 8 53,718 553 387 9 54,272 559 391 10 54,831 565 395 11 55,395 571 399 12 55,966 576 404 13 56,542 582 408 14 57,125 588 412 15 57,713 594 416 16 58,308 601 420 17 58,908 607 425 18 59,515 613 429 19 60,128 619 434 20 60,747 626 438 TOTAL $11,373 $7,961 - 2LOCAL CD0.95%-$50,00060 MonthBank1.03x (National Avg. - 0.93%)$500SCENARIO
Year Rate
0.95%Annual
InterestAnnual Interest
(After Tax)1 50,000 475 333 2 50,475 480 336 3 50,955 484 339 4 51,439 489 342 5 51,927 493 345 6 52,421 498 349 7 52,919 503 352 8 53,421 508 355 9 53,929 512 359 10 54,441 517 362 11 54,958 522 365 12 55,480 527 369 13 56,007 532 372 14 56,540 537 376 15 57,077 542 380 16 57,619 547 383 17 58,166 553 387 18 58,719 558 390 19 59,277 563 394 20 59,840 568 398 TOTAL $10,408 $7,286 - 3LOCAL CD0.80%-$50,00036 MonthBank1.06x (National Avg. - 0.76%)$10,000SCENARIO
Year Rate
0.80%Annual
InterestAnnual Interest
(After Tax)1 50,000 400 280 2 50,400 403 282 3 50,803 406 284 4 51,210 410 287 5 51,619 413 289 6 52,032 416 291 7 52,449 420 294 8 52,868 423 296 9 53,291 426 298 10 53,717 430 301 11 54,147 433 303 12 54,580 437 306 13 55,017 440 308 14 55,457 444 311 15 55,901 447 313 16 56,348 451 316 17 56,799 454 318 18 57,253 458 321 19 57,711 462 323 20 58,173 465 326 TOTAL $8,638 $6,047
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.65% |
$1,000 |
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Last change: ↑0.35% on September 25. |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
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Last change: ↑0.43% on April 27. |
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4.50% |
$2,500 |
Learn More | |
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Last change: ↑0.10% on September 25. |
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