American Pride Bank

4740 Log Cabin Drive
Macon, GA 31204

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 58584
Date Established 2007
Assets $0.16 billion
Loans $0.12 billion
Deposits $0.13 billion
Capital $0.02 billion

American Pride Bank is an FDIC insured institution located in Macon, GA. It was founded in 2007 and has approximately $0.16 billion in assets. Customers can open an account at one of its 3 branches.

For a more detailed analysis of American Pride Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in American Pride Bank’s loan portfolio are Commercial Real Estate, Small Business Loans, and Construction and Development Loans.

Compared to other banks in Georgia, American Pride Bank has a significantly higher percent of Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 6.54
Multifamily
Mortgages
3.36
Credit Card Loans 0.00
Consumer Auto Loans 0.04
Small Business Loans 23.36
Construction and Development Loans 9.61
Commercial Real Estate 73.21
Commercial and Industrial Loans 6.32
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
6 Mo CD 10K
0.60% $500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.10% $100 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.70% $500 - Learn MoreShow Less
Special: 13 Mo FIRA
1.20% $500 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.10% $1 $4,999 Learn MoreShow Less
MM 10K
0.20% $5,000 $24,999 Learn MoreShow Less
MM 25K
0.35% $25,000 $49,999 Learn MoreShow Less
Checking Rates APY MIN FEE
American Rewards 3.00% $0 $0.00 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for American Pride Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Poli Mortgage Group Inc
NMLS ID: 1979
License#: MC-5501
3.875% 3.875% 0.00 $0 $1,176 Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to American Pride Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

American Pride Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


American Pride Bank Locations

Financial Details

American Pride Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of American Pride Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
American Pride Bank U.S. Bank Average
0.55% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, American Pride Bank had $0 in non-current loans and $145,000 in owned real estate. To cover these potential losses it had $24,839,000 in equity and $1,442,000 in loans loss reserves. That gives it a Texas Ratio of 0.55%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
American Pride Bank U.S. Bank Average
8.89% 8.58

American Pride Bank has a Return on Equity of 8.89% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
American Pride Bank U.S. Bank Average
15.34% 12.11

American Pride Bank has a Capitalization of 15.34% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

American Pride Bank Balance Sheet Analysis

As of June 30, 2017, American Pride Bank had assets of $161,973,000, loans of $121,234,000, and deposits of $130,543,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About American Pride Bank

Branches and Savings

Is American Pride Bank FDIC insured?

Yes. It is covered under FDIC Certificate #58584.

Why does American Pride Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are American Pride Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is American Pride Bank a commercial bank?

Yes

Where are American Pride Bank locations?

See branch locations nearby.

Is American Pride Bank open on Saturdays?

Is American Pride Bank open on Sundays?

What time does American Pride Bank open?

What time does American Pride Bank close?

Are American Pride Bank ATMs Open 24/7?

Do American Pride Bank ATMs accept cash deposits?

Can American Pride Bank customers use other ATMs?

Do American Pride Bank branches have notaries?

Will American Pride Bank notarize my document?

What address for American Pride Bank should I put for incoming ACH transfers?

Will the American Pride Bank branch print checks?

Do American Pride Bank checks expire?

Does American Pride Bank require US citizenship to open account?

Can American Pride Bank close my account?

Does American Pride Bank Report to credit bureaus?

Does American Pride Bank Use Equifax?

What is American Pride Bank's ACH Routing Number?

What is American Pride Bank's SWIFT code?

Products

Does American Pride Bank offer mortgages?

Compare mortgage rates here.

Does American Pride Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does American Pride Bank offer personal loans?

Compare personal loan rates here.

Does American Pride Bank offer student loans?

Will American Pride Bank cash a check?

Will American Pride Bank redeem a savings bond?

Does American Pride Bank cash savings bonds?

Will American Pride Bank cash money orders?

Can American Pride Bank issue a money order?

Does American Pride Bank do currency exchange?

Background on The Bank

Who owns American Pride Bank?

How long has American Pride Bank been around?

Can American Pride Bank transfer to other banks?

Does American Pride Bank have quick pay?

Does American Pride Bank accept rolled coins?

Will American Pride Bank accept loose change?

Where is American Pride Bank headquarters?

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