This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.52% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 760 | 532 |
| 2 | 50,760 | 772 | 540 |
| 3 | 51,532 | 783 | 548 |
| 4 | 52,315 | 795 | 557 |
| 5 | 53,110 | 807 | 565 |
| 6 | 53,917 | 820 | 574 |
| 7 | 54,737 | 832 | 582 |
| 8 | 55,569 | 845 | 591 |
| 9 | 56,413 | 857 | 600 |
| 10 | 57,271 | 871 | 609 |
| 11 | 58,141 | 884 | 619 |
| 12 | 59,025 | 897 | 628 |
| 13 | 59,922 | 911 | 638 |
| 14 | 60,833 | 925 | 647 |
| 15 | 61,758 | 939 | 657 |
| 16 | 62,697 | 953 | 667 |
| 17 | 63,650 | 967 | 677 |
| 18 | 64,617 | 982 | 688 |
| 19 | 65,599 | 997 | 698 |
| 20 | 66,596 | 1,012 | 709 |
| TOTAL | $17,609 | $12,326 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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|
Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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|
Last change: ↓0.05% on March 15. |
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|
|
5.49% |
$50,000 |
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|
Last change: ↑0.09% on March 12. |
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