The Casey County Bank, Inc.

176 Wallace Wilkinson Boulevard
Liberty, KY 42539

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 15708
Date Established 1939
Assets $0.19 billion
Loans $0.13 billion
Deposits $0.16 billion
Capital $0.02 billion

The Casey County Bank, Inc. is an FDIC insured institution located in Liberty, KY. It was founded in 1939 and has approximately $0.19 billion in assets. Customers can open an account at one of its 5 branches.

For a more detailed analysis of The Casey County Bank, Inc.'s financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in The Casey County Bank, Inc.’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks in Kentucky, The Casey County Bank, Inc. has a significantly higher percent of Consumer Auto Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 34.88
Multifamily
Mortgages
0.03
Credit Card Loans 0.00
Consumer Auto Loans 5.06
Small Business Loans 11.78
Construction and Development Loans 2.88
Commercial Real Estate 19.34
Commercial and Industrial Loans 8.32
Farm Loans 2.77

Deposit Rates - June 24, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.05% $1,000 $9,999 Learn MoreShow Less
Money Market
0.10% $10,000 $19,999 Learn MoreShow Less
Money Market
0.15% $20,000 $99,999 Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.15% $500 - Learn MoreShow Less
6 Mo CD
0.20% $500 - Learn MoreShow Less
Special: 10 Mo CD
1.51% $5,000 - Learn MoreShow Less
12 Mo CD
0.50% $500 - Learn MoreShow Less
Special: 21 Mo CD
2.01% $5,000 - Learn MoreShow Less
24 Mo CD
0.55% $500 - Learn MoreShow Less
Special: 25 Mo CD
2.77% $5,000 - Learn MoreShow Less
30 Mo CD
0.60% $500 - Learn MoreShow Less
36 Mo CD
0.75% $500 - Learn MoreShow Less
48 Mo CD
1.00% $500 - Learn MoreShow Less
60 Mo CD
1.76% $500 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
0.50% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1,000 - Learn MoreShow Less

Loan Rates - June 24, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for The Casey County Bank, Inc.

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.500% 4.500% 0.00 $0 $1,267 Learn More
First Internet Bank
NMLS ID: 424182
3.658% 3.625% 0.38 $1,022 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info

Note to The Casey County Bank, Inc.
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

The Casey County Bank, Inc. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


The Casey County Bank, Inc. Locations


Financial Details

The Casey County Bank, Inc. Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of The Casey County Bank, Inc.. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
The Casey County Bank, Inc. U.S. Bank Average
10.28% 6.97%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2018, The Casey County Bank, Inc. had $2,286,000 in non-current loans and $247,000 in owned real estate. To cover these potential losses it had $22,989,000 in equity and $1,660,000 in loans loss reserves. That gives it a Texas Ratio of 10.28%.

Return on Equity
The Casey County Bank, Inc. U.S. Bank Average
10.67% 8.80%

The Casey County Bank, Inc. has a Return on Equity of 10.67% versus the BestCashCow average of 8.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
The Casey County Bank, Inc. U.S. Bank Average
12.25% 12.29%

The Casey County Bank, Inc. has a Capitalization of 12.25% versus the BestCashCow average of 12.29. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

The Casey County Bank, Inc. Balance Sheet Analysis

As of December 31, 2018, The Casey County Bank, Inc. had assets of $187,621,000, loans of $132,843,000, and deposits of $158,174,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2018
ASSETS
Cash & Balances due from depository institutions $0.01 billion
Interest-bearing balances $0.01 billion
Total securities $0.03 billion
Federal funds sold and reverse repurchase $0.01 billion
Net loans and leases $0.13 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.16 billion
LIABILITIES
Total deposits $0.16 billion
      Interest-bearing deposits $0.12 billion
      Deposits held in domestic offices $0.16 billion
      % insured (estimated) 79.82%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.01 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.16 billion
      Shareholders’ Equity $0.02 billion

Summary Income Statement

December 31, 2018
INCOME AND EXPENSES
Total Interest Income $0.01 billion
Total Interest Expense $0.00 billion
Net interest income $0.01 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.01 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About The Casey County Bank, Inc.

Branches and Savings

Is The Casey County Bank, Inc. FDIC insured?

Yes. It is covered under FDIC Certificate #15708.

Why does The Casey County Bank, Inc. pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are The Casey County Bank, Inc. CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is The Casey County Bank, Inc. a commercial bank?

Yes

Where are The Casey County Bank, Inc. locations?

See branch locations nearby.

Is The Casey County Bank, Inc. open on Saturdays?

Is The Casey County Bank, Inc. open on Sundays?

What time does The Casey County Bank, Inc. open?

What time does The Casey County Bank, Inc. close?

Are The Casey County Bank, Inc. ATMs Open 24/7?

Do The Casey County Bank, Inc. ATMs accept cash deposits?

Can The Casey County Bank, Inc. customers use other ATMs?

Do The Casey County Bank, Inc. branches have notaries?

Will The Casey County Bank, Inc. notarize my document?

What address for The Casey County Bank, Inc. should I put for incoming ACH transfers?

Will the The Casey County Bank, Inc. branch print checks?

Do The Casey County Bank, Inc. checks expire?

Does The Casey County Bank, Inc. require US citizenship to open account?

Can The Casey County Bank, Inc. close my account?

Does The Casey County Bank, Inc. Report to credit bureaus?

Does The Casey County Bank, Inc. Use Equifax?

What is The Casey County Bank, Inc.'s ACH Routing Number?

What is The Casey County Bank, Inc.'s SWIFT code?

Products

Does The Casey County Bank, Inc. offer mortgages?

Compare mortgage rates here.

Does The Casey County Bank, Inc. offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does The Casey County Bank, Inc. offer personal loans?

Compare personal loan rates here.

Does The Casey County Bank, Inc. offer student loans?

Will The Casey County Bank, Inc. cash a check?

Will The Casey County Bank, Inc. redeem a savings bond?

Does The Casey County Bank, Inc. cash savings bonds?

Will The Casey County Bank, Inc. cash money orders?

Can The Casey County Bank, Inc. issue a money order?

Does The Casey County Bank, Inc. do currency exchange?

Background on The Bank

Who owns The Casey County Bank, Inc.?

How long has The Casey County Bank, Inc. been around?

Can The Casey County Bank, Inc. transfer to other banks?

Does The Casey County Bank, Inc. have quick pay?

Does The Casey County Bank, Inc. accept rolled coins?

Will The Casey County Bank, Inc. accept loose change?

Where is The Casey County Bank, Inc. headquarters?

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