This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.82% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 412 | 288 |
| 2 | 50,412 | 415 | 290 |
| 3 | 50,826 | 418 | 293 |
| 4 | 51,245 | 422 | 295 |
| 5 | 51,666 | 425 | 298 |
| 6 | 52,092 | 429 | 300 |
| 7 | 52,520 | 432 | 303 |
| 8 | 52,953 | 436 | 305 |
| 9 | 53,388 | 439 | 308 |
| 10 | 53,828 | 443 | 310 |
| 11 | 54,271 | 447 | 313 |
| 12 | 54,717 | 450 | 315 |
| 13 | 55,168 | 454 | 318 |
| 14 | 55,622 | 458 | 320 |
| 15 | 56,080 | 462 | 323 |
| 16 | 56,541 | 465 | 326 |
| 17 | 57,006 | 469 | 328 |
| 18 | 57,476 | 473 | 331 |
| 19 | 57,949 | 477 | 334 |
| 20 | 58,426 | 481 | 337 |
| TOTAL | $8,906 | $6,234 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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