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Comparison of Deposit Account from WELLSPRING with 0.97% - November 2026


Long-Term Analysis of WELLSPRING with 0.60% APY and WELLSPRING with 0.62% APY and WELLSPRING with 0.72% APY and WELLSPRING with 0.97% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    WELLSPRING
    0.60%
    -
    $50,000
    12 Month
    Credit Union
    1.09x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    0.60%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 301 211
    2 50,301 303 212
    3 50,604 305 213
    4 50,908 306 215
    5 51,215 308 216
    6 51,523 310 217
    7 51,833 312 218
    8 52,145 314 220
    9 52,459 316 221
    10 52,775 318 222
    11 53,093 320 224
    12 53,412 322 225
    13 53,734 323 226
    14 54,058 325 228
    15 54,383 327 229
    16 54,710 329 231
    17 55,040 331 232
    18 55,371 333 233
    19 55,704 335 235
    20 56,040 337 236
    TOTAL $6,377 $4,464
  • 2
    LOCAL CD
    WELLSPRING
    0.62%
    -
    $50,000
    18 Month
    Credit Union
    1.07x (National Avg. - 0.58%)
    $100,000
     
    SCENARIO
    Year Rate
    0.62%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 311 218
    2 50,311 313 219
    3 50,624 315 220
    4 50,939 317 222
    5 51,256 319 223
    6 51,574 321 225
    7 51,895 323 226
    8 52,218 325 227
    9 52,543 327 229
    10 52,870 329 230
    11 53,199 331 232
    12 53,529 333 233
    13 53,862 335 235
    14 54,197 337 236
    15 54,534 339 237
    16 54,874 341 239
    17 55,215 343 240
    18 55,558 346 242
    19 55,904 348 243
    20 56,252 350 245
    TOTAL $6,602 $4,621
  • 3
    LOCAL CD
    WELLSPRING
    0.72%
    -
    $50,000
    24 Month
    Credit Union
    1.08x (National Avg. - 0.67%)
    $100,000
     
    SCENARIO
    Year Rate
    0.72%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 361 253
    2 50,361 364 255
    3 50,725 366 256
    4 51,091 369 258
    5 51,460 372 260
    6 51,831 374 262
    7 52,205 377 264
    8 52,582 380 266
    9 52,962 382 268
    10 53,344 385 270
    11 53,730 388 272
    12 54,118 391 274
    13 54,508 394 275
    14 54,902 396 277
    15 55,298 399 279
    16 55,697 402 281
    17 56,100 405 284
    18 56,505 408 286
    19 56,913 411 288
    20 57,323 414 290
    TOTAL $7,737 $5,416
  • 4
    LOCAL CD
    WELLSPRING
    0.97%
    -
    $50,000
    48 Month
    Credit Union
    1.18x (National Avg. - 0.82%)
    $100,000
     
    SCENARIO
    Year Rate
    0.97%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 487 341
    2 50,487 492 344
    3 50,979 497 348
    4 51,475 501 351
    5 51,977 506 354
    6 52,483 511 358
    7 52,994 516 361
    8 53,510 521 365
    9 54,031 526 368
    10 54,558 531 372
    11 55,089 537 376
    12 55,626 542 379
    13 56,167 547 383
    14 56,715 552 387
    15 57,267 558 390
    16 57,825 563 394
    17 58,388 569 398
    18 58,957 574 402
    19 59,531 580 406
    20 60,111 585 410
    TOTAL $10,696 $7,487

    All calculations are for demonstration purposes only.

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