Compare Savings vs. CDs
Comparison of Deposit Account from WESCOM CENTRAL with 3.50% - November 2026


Long-Term Analysis of CONNEX with 1.70% APY and CONNECTED with 0.20% APY and WESCOM CENTRAL with 3.50% APY and RIVERVIEW with 2.68% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    1.70%
    -
    $50,000
    36 Month
    Credit Union
    2.24x (National Avg. - 0.76%)
    $500
     
    SCENARIO
    Year Rate
    1.70%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 850 595
    2 50,850 864 605
    3 51,714 879 615
    4 52,594 894 626
    5 53,488 909 637
    6 54,397 925 647
    7 55,322 940 658
    8 56,262 956 670
    9 57,219 973 681
    10 58,191 989 692
    11 59,181 1,006 704
    12 60,187 1,023 716
    13 61,210 1,041 728
    14 62,250 1,058 741
    15 63,309 1,076 753
    16 64,385 1,095 766
    17 65,479 1,113 779
    18 66,593 1,132 792
    19 67,725 1,151 806
    20 68,876 1,171 820
    TOTAL $20,047 $14,033
  • 2
    LOCAL MONEY MARKET
    0.20%
    -
    $50,000
    N.A.
    Credit Union
    0.26x (National Avg. - 0.76%)
    $25,000
     
    SCENARIO
    Year Rate
    0.20%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 100 70
    2 50,100 100 70
    3 50,200 100 70
    4 50,301 101 70
    5 50,401 101 71
    6 50,502 101 71
    7 50,603 101 71
    8 50,704 101 71
    9 50,806 102 71
    10 50,907 102 71
    11 51,009 102 71
    12 51,111 102 72
    13 51,213 102 72
    14 51,316 103 72
    15 51,418 103 72
    16 51,521 103 72
    17 51,624 103 72
    18 51,727 103 72
    19 51,831 104 73
    20 51,935 104 73
    TOTAL $2,038 $1,427
  • 3
    LOCAL CD
    3.50%
    -
    $50,000
    36 Month
    Credit Union
    4.61x (National Avg. - 0.76%)
    $250
     
    SCENARIO
    Year Rate
    3.50%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,750 1,225
    2 51,750 1,811 1,268
    3 53,561 1,875 1,312
    4 55,436 1,940 1,358
    5 57,376 2,008 1,406
    6 59,384 2,078 1,455
    7 61,463 2,151 1,506
    8 63,614 2,226 1,559
    9 65,840 2,304 1,613
    10 68,145 2,385 1,670
    11 70,530 2,469 1,728
    12 72,998 2,555 1,788
    13 75,553 2,644 1,851
    14 78,198 2,737 1,916
    15 80,935 2,833 1,983
    16 83,767 2,932 2,052
    17 86,699 3,034 2,124
    18 89,734 3,141 2,198
    19 92,874 3,251 2,275
    20 96,125 3,364 2,355
    TOTAL $49,489 $34,643
  • 4
    LOCAL CD
    2.68%
    -
    $50,000
    36 Month
    Credit Union
    3.53x (National Avg. - 0.76%)
    $50,000
     
    SCENARIO
    Year Rate
    2.68%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,340 938
    2 51,340 1,376 963
    3 52,716 1,413 989
    4 54,129 1,451 1,015
    5 55,579 1,490 1,043
    6 57,069 1,529 1,071
    7 58,598 1,570 1,099
    8 60,169 1,613 1,129
    9 61,781 1,656 1,159
    10 63,437 1,700 1,190
    11 65,137 1,746 1,222
    12 66,883 1,792 1,255
    13 68,675 1,840 1,288
    14 70,516 1,890 1,323
    15 72,406 1,940 1,358
    16 74,346 1,992 1,395
    17 76,339 2,046 1,432
    18 78,384 2,101 1,470
    19 80,485 2,157 1,510
    20 82,642 2,215 1,550
    TOTAL $34,857 $24,400

    All calculations are for demonstration purposes only.

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