This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.82% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 410 | 287 |
| 2 | 50,410 | 413 | 289 |
| 3 | 50,823 | 417 | 292 |
| 4 | 51,240 | 420 | 294 |
| 5 | 51,660 | 424 | 297 |
| 6 | 52,084 | 427 | 299 |
| 7 | 52,511 | 431 | 301 |
| 8 | 52,942 | 434 | 304 |
| 9 | 53,376 | 438 | 306 |
| 10 | 53,813 | 441 | 309 |
| 11 | 54,255 | 445 | 311 |
| 12 | 54,700 | 449 | 314 |
| 13 | 55,148 | 452 | 317 |
| 14 | 55,600 | 456 | 319 |
| 15 | 56,056 | 460 | 322 |
| 16 | 56,516 | 463 | 324 |
| 17 | 56,979 | 467 | 327 |
| 18 | 57,447 | 471 | 330 |
| 19 | 57,918 | 475 | 332 |
| 20 | 58,393 | 479 | 335 |
| TOTAL | $8,871 | $6,210 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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