Western Vista Federal Credit Union
Headquarters
Po Box 20105
Cheyenne, WY 82003
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2024 Overview
General Credit Union Information
Western Vista is an NCUA insured institution located in Cheyenne, WY. It was founded in 1940 and has approximately $260.82 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 3972 |
| Date Established | 1940 |
| Assets | $260.82 million |
| Loans | $227.91 million |
| Deposits | $220.69 million |
| Capital | $23.13 million |
Field of Membership Restrictions
Must be an employee of one of the several Select Employee Groups (SEGs). Also open to those who live, work, worship or attend school in Cheyenne, Casper or Natrona County.
Deposit Rates - July 26, 2024
Your Current Location: Louisiana, LA 10007
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.01% | $2,500 | $4,999 |
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|
|
Money Market
|
0.03% | $2,500 | $2,999 |
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|
|
Money Market
|
0.03% | $10,000 | $14,999 |
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|
|
Money Market
|
0.07% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.30% | $10,000 | - |
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|
| 18 Mo CD
|
0.43% | $10,000 | - |
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|
| 24 Mo CD
|
0.55% | $10,000 | - |
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|
| 36 Mo CD
|
0.64% | $10,000 | - |
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|
| 48 Mo CD
|
0.71% | $10,000 | - |
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|
| 60 Mo CD
|
0.82% | $10,000 | - |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.15% | $1 | $499 | Learn More |
Loan Rates - July 26, 2024
Your Current Location: Louisiana, LA 10007
There are currently no loan rates available for Western Vista
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Louisiana 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.116% | 6.000% | 0.75 | $4,000 | $1,919 | Learn More |
NMLS ID: 401822 |
6.656% | 6.500% | 0.63 | $5,203 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.701% | 6.625% | 0.63 | $2,505 | $2,049 | Learn More |
NMLS ID: 3030 |
7.064% | 6.990% | 0.75 | $2,400 | $2,127 | Learn More |
Featured - Louisiana Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|
Note to Western Vista
To upload and update your bank's rates please register.
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Branches
Below are Western Vista branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
New Iberia,Louisiana
Western Vista Locations around zip code 10007
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1031.89 | A | View Lobby Hours | |
| 1035.05 | B | View Lobby Hours | |
| 1174.34 | C | View Lobby Hours |
Climate Policy and Initiatives
WESTERN VISTA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Western Vista Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Western Vista. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Western Vista | U.S. Average |
|---|---|
| 5.35% | 6.52 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 31, 2024, Western Vista had $1,161,045 in non-current loans and $159,200 in owned assets. To cover these potential losses it had $23,126,059 in net worth and $1,539,096 in loans loss reserves. That gives it a Texas Ratio of 5.35%.
Net Worth
| Western Vista | U.S. Average |
|---|---|
| 8.86% | 13.65% |
Western Vista FCU has a net worth of 8.86% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Western Vista
DebRichardson
April 15, 2021
Eagletofly*59
Is this review helpful? Yes:0 / No: 2
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