Western Vista Federal Credit Union

Headquarters

Po Box 20105
Cheyenne, WY 82003
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.01% 1.65% →
1-Year CD 0.30% 2.02% →
2-Year CD 0.55% 2.87% →
5-Year CD 0.82% 3.50% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Western Vista is an NCUA insured institution located in Cheyenne, WY. It was founded in 1940 and has approximately $209.85 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 3972
Date Established 1940
Assets $209.85 million
Loans $180.62 million
Deposits $189.37 million
Capital $21.02 million
 

Field of Membership Restrictions

Must be an employee of one of the several Select Employee Groups (SEGs). Also open to those who live, work, worship or attend school in Cheyenne, Casper or Natrona County.

Deposit Rates - July 3, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.01% $2,500 $4,999 Learn More
Money Market
0.03% $2,500 $2,999 Learn More
Money Market
0.03% $10,000 $14,999 Learn More
Money Market
0.07% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.30% $10,000 - Learn More
18 Mo CD
0.43% $10,000 - Learn More
24 Mo CD
0.55% $10,000 - Learn More
36 Mo CD
0.64% $10,000 - Learn More
48 Mo CD
0.71% $10,000 - Learn More
60 Mo CD
0.82% $10,000 - Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.15% $1 $499 Learn MoreShow Less

Loan Rates - July 3, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for WESTERN VISTA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.887% 5.750% 1.00 $3,750 $1,459 Learn More
First Internet Bank
NMLS ID: 424182
5.189% 5.125% 0.75 $1,815 $1,362 Learn More
Rocket Mortgage
NMLS ID: 3030
5.750% 5.625% 0.88 $3,438 $1,440 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
5.354% 5.250% 0.75 $2,935 $1,381 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
4.240 %
After Intro: 5.250 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to WESTERN VISTA
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Western Vista branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Western Vista Locations



Climate Initiatives

WESTERN VISTA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Western Vista Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Western Vista. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Western Vista U.S. Average
5.42% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Western Vista had $1,178,730 in non-current loans and $53,145 in owned assets. To cover these potential losses it had $21,022,880 in net worth and $1,717,997 in loans loss reserves. That gives it a Texas Ratio of 5.42%.

Net Worth
Western Vista U.S. Average
10.01% 12.36%

Western Vista FCU has a net worth of 10.01% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for WESTERN VISTA


  • April 15, 2021

    Eagletofly*59

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