PO BOX 20105
Cheyenne, WY 82003
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.01% 0.95% →
1-Year CD 0.58% 1.01% →
2-Year CD 1.09% 0.95% →
5-Year CD 1.61% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Western Vista is an NCUA insured institution located in Cheyenne, WY. It was founded in 1940 and has approximately $181 millions in assets.

NCUA Insured Yes
Charter Number # # 3972
Date Established 1940
Assets $181.00 million
Loans $144.46 million
Deposits $151.65 million
Capital $19.11 million

Field of Membership Restrictions

Must be an employee of one of the several Select Employee Groups (SEGs). Also open to those who live, work, worship or attend school in Cheyenne, Casper or Natrona County.

Deposit Rates - October 24, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.01% $2,500 $4,999 Learn More
Money Market
0.03% $2,500 $2,999 Learn More
Money Market
0.03% $10,000 $14,999 Learn More
Money Market
0.07% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.58% $10,000 $14,999 Learn More
12 Mo CD
0.58% $100,000 $199,999 Learn More
18 Mo CD
0.85% $10,000 $14,999 Learn More
18 Mo CD
0.85% $100,000 $199,999 Learn More
24 Mo CD
1.09% $10,000 $14,999 Learn More
24 Mo CD
1.09% $100,000 $199,999 Learn More
36 Mo CD
1.26% $10,000 $14,999 Learn More
36 Mo CD
1.26% $100,000 $199,999 Learn More
48 Mo CD
1.41% $10,000 $14,999 Learn More
48 Mo CD
1.41% $100,000 $199,999 Learn More
60 Mo CD
1.61% $10,000 $14,999 Learn More
60 Mo CD
1.61% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.15% $1 $499 Learn MoreShow Less

Loan Rates - October 24, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for WESTERN VISTA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
NMLS ID: 2890
License#: MC-3098
2.575% 2.500% 1.00 $2,470 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Western Vista branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Western Vista Locations

Financial Details

Western Vista Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Western Vista. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Western Vista U.S. Average
10.71% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Western Vista had $1,804,769 in non-current loans and $339,094 in owned assets. To cover these potential losses it had $19,105,875 in net worth and $915,503 in loans loss reserves. That gives it a Texas Ratio of 10.71%.

Net Worth
Western Vista U.S. Average
10.55% 13.61%

Western Vista FCU has a net worth of 10.55% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Western Vista

Branches and Savings

What is Western Vista?

A federal credit union, registered with the NCUA under certificate #3972.
Learn more about credit unions here.

Is Western Vista FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Western Vista?

Please see Field of Membership information above for information on who is eligible to join.

What are Western Vista's share account and share certificate rates?

Western Vista's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Western Vista?

Western Vista has total capital of $19.11 million. Full information on Western Vista's financial position is located above.

Who owns Western Vista?

Credit Unions are owned by their members.

Where are Western Vista branches located?

See branch locations nearby.

Are Western Vista ATMs Open 24/7?

Do Western Vista ATMs accept cash deposits?

Can Western Vista customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Western Vista have a mobile app?

Does Western Vista have mobile deposit?

Does Western Vista have quick pay?

How can Western Vista transfer money to other banks or credit unions?

Does Western Vista report to credit bureaus?

Does Western Vista use Chexsystems?

Does Western Vista use Equifax?

What is Western Vista's toll free phone number?

What is Western Vista's ACH Routing Number?

What is Western Vista's SWIFT code?

Where can I find Western Vista's wire transfer form?

What is the Western Vista address for deposits?

What Products Does Western Vista Offer

Does Western Vista offer mortgages?

Compare mortgage rates here.

Does Western Vista offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Western Vista offer auto and RV loans?

Compare auto loan rates here.

Does Western Vista offer student loans or personal loans?

Compare personal loan rates here.

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