Home
Compare Products

Compare Savings vs. CDs
Comparison of Deposit Account from WESTEX COMMUNITY with 0.46% - August 2025

Long-Term Analysis of GAIN with 0.05% APY and GENISYS with 3.34% APY and WESTEX COMMUNITY with 0.46% APY and LAS COLINAS with 3.50% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL SAVINGS

GAIN

0.05%

$50,000

N.A.

Credit Union

0.22x (National Avg. - 0.23%)

$2,500

SCENARIO

Year	Rate 0.05%	Annual Interest	Annual Interest (After Tax)
1	50,000	25	18
2	50,025	25	18
3	50,050	25	18
4	50,075	25	18
5	50,100	25	18
6	50,125	25	18
7	50,150	25	18
8	50,175	25	18
9	50,200	25	18
10	50,225	25	18
11	50,251	25	18
12	50,276	25	18
13	50,301	25	18
14	50,326	25	18
15	50,351	25	18
16	50,376	25	18
17	50,402	25	18
18	50,427	25	18
19	50,452	25	18
20	50,477	25	18
	TOTAL	$502	$352

LOCAL CD

GENISYS

3.34%

$50,000

18 Month

Credit Union

5.76x (National Avg. - 0.58%)

$100,000

SCENARIO

Year	Rate 3.34%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,670	1,169
2	51,670	1,726	1,208
3	53,396	1,783	1,248
4	55,179	1,843	1,290
5	57,022	1,905	1,333
6	58,927	1,968	1,378
7	60,895	2,034	1,424
8	62,929	2,102	1,471
9	65,031	2,172	1,520
10	67,203	2,245	1,571
11	69,447	2,320	1,624
12	71,767	2,397	1,678
13	74,164	2,477	1,734
14	76,641	2,560	1,792
15	79,201	2,645	1,852
16	81,846	2,734	1,914
17	84,580	2,825	1,977
18	87,404	2,919	2,044
19	90,324	3,017	2,112
20	93,341	3,118	2,182
	TOTAL	$46,458	$32,521

LOCAL CD

WESTEX COMMUNITY

0.46%

$50,000

12 Month

Credit Union

0.83x (National Avg. - 0.55%)

$100,000

SCENARIO

Year	Rate 0.46%	Annual Interest	Annual Interest (After Tax)
1	50,000	229	160
2	50,229	230	161
3	50,459	231	162
4	50,690	232	163
5	50,922	233	163
6	51,156	234	164
7	51,390	235	165
8	51,625	236	166
9	51,862	238	166
10	52,099	239	167
11	52,338	240	168
12	52,577	241	169
13	52,818	242	169
14	53,060	243	170
15	53,303	244	171
16	53,547	245	172
17	53,793	246	172
18	54,039	247	173
19	54,286	249	174
20	54,535	250	175
	TOTAL	$4,785	$3,349

LOCAL CD

LAS COLINAS

3.50%

$50,000

60 Month

Credit Union

3.80x (National Avg. - 0.92%)

$1,000

SCENARIO

Year	Rate 3.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,750	1,225
2	51,750	1,811	1,268
3	53,561	1,875	1,312
4	55,436	1,940	1,358
5	57,376	2,008	1,406
6	59,384	2,078	1,455
7	61,463	2,151	1,506
8	63,614	2,226	1,559
9	65,840	2,304	1,613
10	68,145	2,385	1,670
11	70,530	2,469	1,728
12	72,998	2,555	1,788
13	75,553	2,644	1,851
14	78,198	2,737	1,916
15	80,935	2,833	1,983
16	83,767	2,932	2,052
17	86,699	3,034	2,124
18	89,734	3,141	2,198
19	92,874	3,251	2,275
20	96,125	3,364	2,355
	TOTAL	$49,489	$34,643

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Bread Savings, a division of Bread Financial	4.45%	$1,500	Learn More
Last change: ↑0.10% on July 13.
Finworth, a division of InsBank	4.45%	$50,000	Learn More
Last change: ↓0.05% on August 2. 7-Month CD.
My e-Banc, a division of Bradesco BAC Florida Bank	4.45%	$50,000	Learn More
Last change: ↓0.05% on April 30. Early Withdrawal Penalty is 3 months interest.

Compare Savings vs. CDs Comparison of Deposit Account from WESTEX COMMUNITY with 0.46% - August 2025

Long-Term Analysis of GAIN with 0.05% APY and GENISYS with 3.34% APY and WESTEX COMMUNITY with 0.46% APY and LAS COLINAS with 3.50% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from WESTEX COMMUNITY with 0.46% - August 2025