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Comparison of Deposit Account from WESTEX COMMUNITY with 0.46% - November 2026


Long-Term Analysis of FANNIN with 0.80% APY and FANNIN with 1.31% APY and FANNIN with 1.61% APY and WESTEX COMMUNITY with 0.46% APY and WESTEX COMMUNITY with 0.71% APY and WESTEX COMMUNITY with 0.95% APY and WESTEX COMMUNITY with 0.20% APY and H E B with 0.49% APY and H E B with 0.58% APY and H E B with 0.67% APY and H E B with 0.37% APY and H E B with 0.74% APY and H E B with 0.15% APY and H E B with 0.15% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    FANNIN
    0.80%
    -
    $50,000
    12 Month
    Credit Union
    1.45x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    0.80%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 402 281
    2 50,402 405 283
    3 50,806 408 286
    4 51,214 411 288
    5 51,625 415 290
    6 52,040 418 293
    7 52,458 421 295
    8 52,879 425 297
    9 53,304 428 300
    10 53,732 431 302
    11 54,163 435 304
    12 54,598 438 307
    13 55,037 442 309
    14 55,479 445 312
    15 55,924 449 314
    16 56,373 453 317
    17 56,826 456 319
    18 57,282 460 322
    19 57,742 464 325
    20 58,206 467 327
    TOTAL $8,673 $6,071
  • 2
    LOCAL CD
    FANNIN
    1.31%
    -
    $50,000
    24 Month
    Credit Union
    1.96x (National Avg. - 0.67%)
    $100,000
     
    SCENARIO
    Year Rate
    1.31%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 654 458
    2 50,654 663 464
    3 51,317 671 470
    4 51,988 680 476
    5 52,668 689 482
    6 53,357 698 489
    7 54,055 707 495
    8 54,762 716 501
    9 55,478 726 508
    10 56,204 735 515
    11 56,939 745 521
    12 57,683 754 528
    13 58,438 764 535
    14 59,202 774 542
    15 59,977 784 549
    16 60,761 795 556
    17 61,556 805 564
    18 62,361 816 571
    19 63,177 826 578
    20 64,003 837 586
    TOTAL $14,840 $10,388
  • 3
    LOCAL CD
    FANNIN
    1.61%
    -
    $50,000
    36 Month
    Credit Union
    2.12x (National Avg. - 0.76%)
    $100,000
     
    SCENARIO
    Year Rate
    1.61%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 806 564
    2 50,806 819 573
    3 51,625 832 583
    4 52,457 846 592
    5 53,303 859 601
    6 54,162 873 611
    7 55,035 887 621
    8 55,922 901 631
    9 56,824 916 641
    10 57,740 931 652
    11 58,671 946 662
    12 59,616 961 673
    13 60,577 977 684
    14 61,554 992 695
    15 62,546 1,008 706
    16 63,554 1,024 717
    17 64,579 1,041 729
    18 65,620 1,058 740
    19 66,678 1,075 752
    20 67,752 1,092 765
    TOTAL $18,845 $13,191
  • 4
    LOCAL CD
    WESTEX COMMUNITY
    0.46%
    -
    $50,000
    12 Month
    Credit Union
    0.83x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    0.46%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 229 160
    2 50,229 230 161
    3 50,459 231 162
    4 50,690 232 163
    5 50,922 233 163
    6 51,156 234 164
    7 51,390 235 165
    8 51,625 236 166
    9 51,862 238 166
    10 52,099 239 167
    11 52,338 240 168
    12 52,577 241 169
    13 52,818 242 169
    14 53,060 243 170
    15 53,303 244 171
    16 53,547 245 172
    17 53,793 246 172
    18 54,039 247 173
    19 54,286 249 174
    20 54,535 250 175
    TOTAL $4,785 $3,349
  • 5
    LOCAL CD
    WESTEX COMMUNITY
    0.71%
    -
    $50,000
    24 Month
    Credit Union
    1.07x (National Avg. - 0.67%)
    $100,000
     
    SCENARIO
    Year Rate
    0.71%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 356 249
    2 50,356 358 251
    3 50,714 361 252
    4 51,074 363 254
    5 51,437 366 256
    6 51,803 368 258
    7 52,171 371 260
    8 52,542 374 262
    9 52,916 376 263
    10 53,292 379 265
    11 53,671 382 267
    12 54,053 384 269
    13 54,437 387 271
    14 54,824 390 273
    15 55,214 393 275
    16 55,606 395 277
    17 56,002 398 279
    18 56,400 401 281
    19 56,801 404 283
    20 57,205 407 285
    TOTAL $7,611 $5,328
  • 6
    LOCAL CD
    WESTEX COMMUNITY
    0.95%
    -
    $50,000
    36 Month
    Credit Union
    1.25x (National Avg. - 0.76%)
    $10,000
     
    SCENARIO
    Year Rate
    0.95%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 477 334
    2 50,477 481 337
    3 50,958 486 340
    4 51,443 490 343
    5 51,933 495 346
    6 52,428 500 350
    7 52,928 504 353
    8 53,432 509 356
    9 53,942 514 360
    10 54,456 519 363
    11 54,975 524 367
    12 55,499 529 370
    13 56,027 534 374
    14 56,561 539 377
    15 57,100 544 381
    16 57,645 549 385
    17 58,194 555 388
    18 58,749 560 392
    19 59,308 565 396
    20 59,874 571 399
    TOTAL $10,444 $7,311
  • 7
    LOCAL SAVINGS
    WESTEX COMMUNITY
    0.20%
    -
    $50,000
    N.A.
    Credit Union
    0.85x (National Avg. - 0.23%)
    $2,500
     
    SCENARIO
    Year Rate
    0.20%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 100 70
    2 50,100 100 70
    3 50,200 100 70
    4 50,301 101 70
    5 50,401 101 71
    6 50,502 101 71
    7 50,603 101 71
    8 50,704 101 71
    9 50,806 102 71
    10 50,907 102 71
    11 51,009 102 71
    12 51,111 102 72
    13 51,213 102 72
    14 51,316 103 72
    15 51,418 103 72
    16 51,521 103 72
    17 51,624 103 72
    18 51,727 103 72
    19 51,831 104 73
    20 51,935 104 73
    TOTAL $2,038 $1,427
  • 8
    LOCAL CD
    H E B
    0.49%
    -
    $50,000
    12 Month
    Credit Union
    0.88x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    0.49%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 245 172
    2 50,245 246 172
    3 50,491 247 173
    4 50,739 249 174
    5 50,987 250 175
    6 51,237 251 176
    7 51,488 252 177
    8 51,740 254 177
    9 51,994 255 178
    10 52,249 256 179
    11 52,505 257 180
    12 52,762 259 181
    13 53,021 260 182
    14 53,280 261 183
    15 53,541 262 184
    16 53,804 264 185
    17 54,067 265 185
    18 54,332 266 186
    19 54,599 268 187
    20 54,866 269 188
    TOTAL $5,135 $3,594
  • 9
    LOCAL CD
    H E B
    0.58%
    -
    $50,000
    24 Month
    Credit Union
    0.87x (National Avg. - 0.67%)
    $100,000
     
    SCENARIO
    Year Rate
    0.58%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 290 203
    2 50,290 292 204
    3 50,582 293 205
    4 50,875 295 207
    5 51,170 297 208
    6 51,467 299 209
    7 51,765 300 210
    8 52,066 302 211
    9 52,368 304 213
    10 52,671 305 214
    11 52,977 307 215
    12 53,284 309 216
    13 53,593 311 218
    14 53,904 313 219
    15 54,217 314 220
    16 54,531 316 221
    17 54,847 318 223
    18 55,166 320 224
    19 55,485 322 225
    20 55,807 324 227
    TOTAL $6,131 $4,292
  • 10
    LOCAL CD
    H E B
    0.67%
    -
    $50,000
    36 Month
    Credit Union
    0.88x (National Avg. - 0.76%)
    $100,000
     
    SCENARIO
    Year Rate
    0.67%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 335 235
    2 50,335 337 236
    3 50,672 340 238
    4 51,012 342 239
    5 51,354 344 241
    6 51,698 346 242
    7 52,044 349 244
    8 52,393 351 246
    9 52,744 353 247
    10 53,097 356 249
    11 53,453 358 251
    12 53,811 361 252
    13 54,171 363 254
    14 54,534 365 256
    15 54,900 368 257
    16 55,268 370 259
    17 55,638 373 261
    18 56,011 375 263
    19 56,386 378 264
    20 56,764 380 266
    TOTAL $7,144 $5,001
  • 11
    LOCAL CD
    H E B
    0.37%
    -
    $50,000
    6 Month
    Credit Union
    0.91x (National Avg. - 0.41%)
    $100,000
     
    SCENARIO
    Year Rate
    0.37%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 185 130
    2 50,185 186 130
    3 50,371 186 130
    4 50,557 187 131
    5 50,744 188 131
    6 50,932 188 132
    7 51,120 189 132
    8 51,309 190 133
    9 51,499 191 133
    10 51,690 191 134
    11 51,881 192 134
    12 52,073 193 135
    13 52,266 193 135
    14 52,459 194 136
    15 52,653 195 136
    16 52,848 196 137
    17 53,044 196 137
    18 53,240 197 138
    19 53,437 198 138
    20 53,635 198 139
    TOTAL $3,833 $2,683
  • 12
    LOCAL CD
    H E B
    0.74%
    -
    $50,000
    60 Month
    Credit Union
    0.80x (National Avg. - 0.93%)
    $100,000
     
    SCENARIO
    Year Rate
    0.74%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 370 259
    2 50,370 373 261
    3 50,743 375 263
    4 51,118 378 265
    5 51,497 381 267
    6 51,878 384 269
    7 52,261 387 271
    8 52,648 390 273
    9 53,038 392 275
    10 53,430 395 277
    11 53,826 398 279
    12 54,224 401 281
    13 54,625 404 283
    14 55,029 407 285
    15 55,437 410 287
    16 55,847 413 289
    17 56,260 416 291
    18 56,677 419 294
    19 57,096 423 296
    20 57,518 426 298
    TOTAL $7,944 $5,561
  • 13
    LOCAL MONEY MARKET
    H E B
    0.15%
    -
    $50,000
    N.A.
    Credit Union
    0.16x (National Avg. - 0.93%)
    $25,000
     
    SCENARIO
    Year Rate
    0.15%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 75 53
    2 50,075 75 53
    3 50,150 75 53
    4 50,225 75 53
    5 50,301 75 53
    6 50,376 76 53
    7 50,452 76 53
    8 50,527 76 53
    9 50,603 76 53
    10 50,679 76 53
    11 50,755 76 53
    12 50,831 76 53
    13 50,907 76 53
    14 50,984 76 54
    15 51,060 77 54
    16 51,137 77 54
    17 51,214 77 54
    18 51,290 77 54
    19 51,367 77 54
    20 51,444 77 54
    TOTAL $1,522 $1,065
  • 14
    LOCAL SAVINGS
    H E B
    0.15%
    -
    $50,000
    N.A.
    Credit Union
    0.64x (National Avg. - 0.23%)
    $2,500
     
    SCENARIO
    Year Rate
    0.15%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 75 53
    2 50,075 75 53
    3 50,150 75 53
    4 50,225 75 53
    5 50,301 75 53
    6 50,376 76 53
    7 50,452 76 53
    8 50,527 76 53
    9 50,603 76 53
    10 50,679 76 53
    11 50,755 76 53
    12 50,831 76 53
    13 50,907 76 53
    14 50,984 76 54
    15 51,060 77 54
    16 51,137 77 54
    17 51,214 77 54
    18 51,290 77 54
    19 51,367 77 54
    20 51,444 77 54
    TOTAL $1,522 $1,065

    All calculations are for demonstration purposes only.

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