1737 N State Highway 121
Bonham, TX 75418
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Fannin is an NCUA insured institution located in Bonham, TX. It was founded in 1966 and has approximately $79.54 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 17254 |
| Date Established | 1966 |
| Assets | $79.54 million |
| Loans | $41.04 million |
| Deposits | $63.31 million |
| Capital | $15.88 million |
Your Current Location: Arizona, AZ 85001
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.50% | $2,500 | $4,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 12 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
1.31% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.31% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.61% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.61% | $100,000 | $199,999 |
Learn More
|
Your Current Location: Arizona, AZ 85001
There are currently no loan rates available for Fannin
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Below are Fannin branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Phoenix,Arizona
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 841.75 | A | View Lobby Hours |
FANNIN is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of Fannin. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Fannin | U.S. Average |
|---|---|
| 2.58% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, Fannin had $408,769 in non-current loans and $7,346 in owned assets. To cover these potential losses it had $15,881,687 in net worth and $250,277 in loans loss reserves. That gives it a Texas Ratio of 2.58%.
| Fannin | U.S. Average |
|---|---|
| 19.97% | 14.48% |
Fannin FCU has a net worth of 19.97% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on September 28, 2026
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Customer Reviews for Fannin
Mark DeMay
May 20, 2022
Avoid this bank! After almost 20 years as a customer with multiple auto and other loans paid on time, Car Max gave us a better rate which shows they could care less about loyalty. Debit cards constantly hacked (and you have to fight with them to get your money back), new ones started peeling within days, most apps won't take them. Takes them forever to post debits or credits to your account and say nothing's been sent to them, website always down, bank statements jacked up, teller Jarrod rude and argumentative. Go with First United like we did. Night and day.
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