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Comparison of Deposit Account from WESTEX COMMUNITY with 0.95% - September 2026


Long-Term Analysis of FANNIN with 1.31% APY and WESTEX COMMUNITY with 0.95% APY and TEXAS BRIDGE with 0.30% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    FANNIN
    1.31%
    -
    $50,000
    24 Month
    Credit Union
    1.97x (National Avg. - 0.66%)
    $10,000
     
    SCENARIO
    Year Rate
    1.31%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 654 458
    2 50,654 663 464
    3 51,317 671 470
    4 51,988 680 476
    5 52,668 689 482
    6 53,357 698 489
    7 54,055 707 495
    8 54,762 716 501
    9 55,478 726 508
    10 56,204 735 515
    11 56,939 745 521
    12 57,683 754 528
    13 58,438 764 535
    14 59,202 774 542
    15 59,977 784 549
    16 60,761 795 556
    17 61,556 805 564
    18 62,361 816 571
    19 63,177 826 578
    20 64,003 837 586
    TOTAL $14,840 $10,388
  • 2
    LOCAL CD
    WESTEX COMMUNITY
    0.95%
    -
    $50,000
    36 Month
    Credit Union
    1.26x (National Avg. - 0.76%)
    $10,000
     
    SCENARIO
    Year Rate
    0.95%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 477 334
    2 50,477 481 337
    3 50,958 486 340
    4 51,443 490 343
    5 51,933 495 346
    6 52,428 500 350
    7 52,928 504 353
    8 53,432 509 356
    9 53,942 514 360
    10 54,456 519 363
    11 54,975 524 367
    12 55,499 529 370
    13 56,027 534 374
    14 56,561 539 377
    15 57,100 544 381
    16 57,645 549 385
    17 58,194 555 388
    18 58,749 560 392
    19 59,308 565 396
    20 59,874 571 399
    TOTAL $10,444 $7,311
  • 3
    LOCAL MONEY MARKET
    TEXAS BRIDGE
    0.30%
    -
    $50,000
    N.A.
    Credit Union
    0.40x (National Avg. - 0.76%)
    $2,500
     
    SCENARIO
    Year Rate
    0.30%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 150 105
    2 50,150 150 105
    3 50,300 151 106
    4 50,451 151 106
    5 50,603 152 106
    6 50,755 152 107
    7 50,907 153 107
    8 51,059 153 107
    9 51,213 154 108
    10 51,366 154 108
    11 51,520 155 108
    12 51,675 155 109
    13 51,830 155 109
    14 51,985 156 109
    15 52,141 156 109
    16 52,298 157 110
    17 52,455 157 110
    18 52,612 158 110
    19 52,770 158 111
    20 52,928 159 111
    TOTAL $3,087 $2,161

    All calculations are for demonstration purposes only.

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