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Comparison of Deposit Account from WESTEX with 0.78% - November 2026


Long-Term Analysis of TEAM ONE with 1.00% APY and WESTEX with 0.78% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    TEAM ONE
    1.00%
    -
    $50,000
    24 Month
    Credit Union
    1.50x (National Avg. - 0.67%)
    $10,000
     
    SCENARIO
    Year Rate
    1.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 500 350
    2 50,500 505 354
    3 51,005 510 357
    4 51,515 515 361
    5 52,030 520 364
    6 52,551 526 368
    7 53,076 531 372
    8 53,607 536 375
    9 54,143 541 379
    10 54,684 547 383
    11 55,231 552 387
    12 55,783 558 390
    13 56,341 563 394
    14 56,905 569 398
    15 57,474 575 402
    16 58,048 580 406
    17 58,629 586 410
    18 59,215 592 415
    19 59,807 598 419
    20 60,405 604 423
    TOTAL $11,010 $7,707
  • 2
    LOCAL CD
    WESTEX
    0.78%
    -
    $50,000
    12 Month
    Credit Union
    1.42x (National Avg. - 0.55%)
    $10,000
     
    SCENARIO
    Year Rate
    0.78%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 392 274
    2 50,392 395 276
    3 50,786 398 278
    4 51,184 401 281
    5 51,584 404 283
    6 51,988 407 285
    7 52,395 410 287
    8 52,806 413 289
    9 53,219 417 292
    10 53,636 420 294
    11 54,056 423 296
    12 54,479 427 299
    13 54,906 430 301
    14 55,336 433 303
    15 55,769 437 306
    16 56,206 440 308
    17 56,646 444 310
    18 57,089 447 313
    19 57,536 451 315
    20 57,987 454 318
    TOTAL $8,441 $5,909

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↑0.05% on October 8.
    Early Withdrawal Penalty is 730 days interest.

    Last change: ↑0.10% on October 8.
    Early Withdrawal Penalty is 365 days interest.

    Last change: ↑0.81% on April 27.

    Last change: ↑0.80% on April 27.
    Early Withdrawal Penalty is 90 days interest.

    Last change: ↑0.78% on April 27.
    Early Withdrawal Penalty is 90 days interest.

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