This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.78% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 392 | 274 |
| 2 | 50,392 | 395 | 276 |
| 3 | 50,786 | 398 | 278 |
| 4 | 51,184 | 401 | 281 |
| 5 | 51,584 | 404 | 283 |
| 6 | 51,988 | 407 | 285 |
| 7 | 52,395 | 410 | 287 |
| 8 | 52,806 | 413 | 289 |
| 9 | 53,219 | 417 | 292 |
| 10 | 53,636 | 420 | 294 |
| 11 | 54,056 | 423 | 296 |
| 12 | 54,479 | 427 | 299 |
| 13 | 54,906 | 430 | 301 |
| 14 | 55,336 | 433 | 303 |
| 15 | 55,769 | 437 | 306 |
| 16 | 56,206 | 440 | 308 |
| 17 | 56,646 | 444 | 310 |
| 18 | 57,089 | 447 | 313 |
| 19 | 57,536 | 451 | 315 |
| 20 | 57,987 | 454 | 318 |
| TOTAL | $8,441 | $5,909 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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|
|
5.49% |
$50,000 |
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|
Last change: ↑0.09% on March 12. |
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