2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 62141
Date Established 1935
Assets $518.98 million
Loans $389.50 million
Deposits $445.88 million
Capital $57.02 million

Team One is an NCUA insured institution located in Saginaw, MI. It was founded in 1935 and has approximately $518.98 millions in assets.

Who can join?

Membership is open to:

Persons who live, work or worship in the following counties:

Saginaw, Bay, Tuscola, Huron, Sanilac, Genesee, Shiawassee, Lapeer

Family Members of current Team One members

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in the Michigan counties of Alcona, Houghton, Missaukee, Alger, Huron, Montcalm, Alpena, Ingham, Montmorency, Antrim, Ionia, Muskegon, Arenac, Iosco, Newaygo, Baraga, Iron, Oceana, Bay, Isabella, Ogemaw, Benzie, Kalkaska, Ontonagon, Charlevoix, Kent, Osceola, Cheboygan, Keweenaw, Oscoda, Chippewa, Kake, Otsego, Clare, Lapeer, Ottawa, Clinton, Leelanau, Presque Isle, Crawford, Livingston, Roscommon, Delta, Luce, Saginaw, Dickinson, Mackinac, Sanilac, Emmet, Manistee, Schoolcraft, Genesee, Marquette, Shiawassee, Gladwin, Mason, St. Clair, Gogebic, Menominee, Tuscola, Grand Traverse, Mecosta, Wexford, Gratiot, and Midland.

Deposit Rates - May 25, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.40% $2,001 $25,000 Learn MoreShow Less
Money Market
0.60% $25,001 $75,000 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
2.10% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.35% $500 - Learn MoreShow Less
6 Mo CD
1.25% $500 - Learn MoreShow Less
12 Mo CD
2.10% $500 - Learn MoreShow Less
18 Mo CD
2.10% $500 - Learn MoreShow Less
24 Mo CD
2.30% $500 - Learn MoreShow Less
30 Mo CD
2.30% $500 - Learn MoreShow Less
36 Mo CD
2.40% $500 - Learn MoreShow Less
48 Mo CD
2.60% $500 - Learn MoreShow Less
60 Mo CD
3.25% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $1 $10,000 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1,001 $5,000 Learn MoreShow Less

Loan Rates - May 25, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for TEAM ONE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
3.902% 3.875% 0.38 $832 $1,176 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to TEAM ONE
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Team One branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Team One Locations


Financial Details

Team One Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Team One. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Team One U.S. Average
4.60% 7.49

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2018, Team One had $2,449,292 in non-current loans and $262,390 in owned assets. To cover these potential losses it had $57,015,857 in net worth and $1,986,427 in loans loss reserves. That gives it a Texas Ratio of 4.60%.

Net Worth
Team One U.S. Average
10.98% 13.61%

Team One FCU has a net worth of 10.98% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Team One

Branches and Savings

What is Team One?

A federal credit union, registered with the NCUA under certificate #62141.
Learn more about credit unions here.

Is Team One FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Team One?

Please see Field of Membership information above for information on who is eligible to join.

What are Team One's share account and share certificate rates?

Team One's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Team One?

Team One has total capital of $57.02 million. Full information on Team One's financial position is located above.

Who owns Team One?

Credit Unions are owned by their members.

Where are Team One branches located?

See branch locations nearby.

Are Team One ATMs Open 24/7?

Do Team One ATMs accept cash deposits?

Can Team One customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Team One have a mobile app?

Does Team One have mobile deposit?

Does Team One have quick pay?

How can Team One transfer money to other banks or credit unions?

Does Team One report to credit bureaus?

Does Team One use Chexsystems?

Does Team One use Equifax?

What is Team One's toll free phone number?

What is Team One's ACH Routing Number?

What is Team One's SWIFT code?

Where can I find Team One's wire transfer form?

What is the Team One address for deposits?

What Products Does Team One Offer

Does Team One offer mortgages?

Compare mortgage rates here.

Does Team One offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Team One offer auto and RV loans?

Compare auto loan rates here.

Does Team One offer student loans or personal loans?

Compare personal loan rates here.

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