This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.44% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,720 | 1,204 |
| 2 | 51,720 | 1,779 | 1,245 |
| 3 | 53,499 | 1,840 | 1,288 |
| 4 | 55,340 | 1,904 | 1,333 |
| 5 | 57,243 | 1,969 | 1,378 |
| 6 | 59,212 | 2,037 | 1,426 |
| 7 | 61,249 | 2,107 | 1,475 |
| 8 | 63,356 | 2,179 | 1,526 |
| 9 | 65,536 | 2,254 | 1,578 |
| 10 | 67,790 | 2,332 | 1,632 |
| 11 | 70,122 | 2,412 | 1,689 |
| 12 | 72,534 | 2,495 | 1,747 |
| 13 | 75,030 | 2,581 | 1,807 |
| 14 | 77,611 | 2,670 | 1,869 |
| 15 | 80,280 | 2,762 | 1,933 |
| 16 | 83,042 | 2,857 | 2,000 |
| 17 | 85,899 | 2,955 | 2,068 |
| 18 | 88,854 | 3,057 | 2,140 |
| 19 | 91,910 | 3,162 | 2,213 |
| 20 | 95,072 | 3,270 | 2,289 |
| TOTAL | $48,342 | $33,840 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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