Compare Savings vs. CDs
Comparison of Deposit Account from ZEAL with 0.90%
- October 2026
Long-Term Analysis of ZEAL with 0.90% APY and MEMBERS 1ST with 2.30% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.90%-$50,00018 MonthCredit Union1.55x (National Avg. - 0.58%)$100,000SCENARIO
Year Rate
0.90%Annual
InterestAnnual Interest
(After Tax)1 50,000 450 315 2 50,450 454 318 3 50,904 458 321 4 51,362 462 324 5 51,824 466 326 6 52,291 471 329 7 52,761 475 332 8 53,236 479 335 9 53,715 483 338 10 54,199 488 341 11 54,687 492 345 12 55,179 497 348 13 55,675 501 351 14 56,177 506 354 15 56,682 510 357 16 57,192 515 360 17 57,707 519 364 18 58,226 524 367 19 58,750 529 370 20 59,279 534 373 TOTAL $9,813 $6,869 - 2LOCAL CD2.30%-$50,00060 MonthCredit Union2.48x (National Avg. - 0.93%)$100,000SCENARIO
Year Rate
2.30%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,150 805 2 51,150 1,176 824 3 52,326 1,204 842 4 53,530 1,231 862 5 54,761 1,260 882 6 56,021 1,288 902 7 57,309 1,318 923 8 58,627 1,348 944 9 59,976 1,379 966 10 61,355 1,411 988 11 62,766 1,444 1,011 12 64,210 1,477 1,034 13 65,687 1,511 1,058 14 67,198 1,546 1,082 15 68,743 1,581 1,107 16 70,324 1,617 1,132 17 71,942 1,655 1,158 18 73,596 1,693 1,185 19 75,289 1,732 1,212 20 77,021 1,771 1,240 TOTAL $28,792 $20,154
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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4.95% |
$10,000 |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
Learn More | |
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Last change: ↑0.35% on September 25. |
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