Livonia, MI 48152

Notable Rates APY Vs.Others
Savings 0.05% 2.20% →
1-Year CD 0.70% 2.20% →
2-Year CD 1.00% 2.20% →
5-Year CD 1.60% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Zeal is an NCUA insured institution located in Livonia, MI. It was founded in 1954 and has approximately $603.43 millions in assets.

Who can join?

Anyone can join Co-op Services Credit Union.

NCUA Insured Yes
Charter Number # # 62426
Date Established 1954
Assets $603.43 million
Loans $363.64 million
Deposits $500.53 million
Capital $93.17 million

Field of Membership Restrictions

Membership in Zeal Credit Union is open to anyone through a one-time membership fee ($2) to CSI Support and Development Services.

Deposit Rates - February 16, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.20% $5,000 $24,999 Learn MoreShow Less
Money Market
0.30% $25,000 $49,999 Learn MoreShow Less
Fixed IRA
0.70% $500 $24,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.20% $1,000 $24,999 Learn MoreShow Less
3 Mo CD
0.25% $100,000 - Learn MoreShow Less
6 Mo CD
0.30% $1,000 $24,999 Learn MoreShow Less
12 Mo CD
0.70% $1,000 $24,999 Learn MoreShow Less
18 Mo CD
0.80% $1,000 $24,999 Learn MoreShow Less
24 Mo CD
1.00% $1,000 $24,999 Learn MoreShow Less
30 Mo CD
1.00% $100 $24,999 Learn MoreShow Less
36 Mo CD
1.25% $1,000 $24,999 Learn MoreShow Less
48 Mo CD
1.50% $1,000 $24,999 Learn MoreShow Less
60 Mo CD
1.60% $500 $24,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.05% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1,000 - Learn MoreShow Less

Loan Rates - February 16, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ZEAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.378% 3.375% 0.00 $92 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to ZEAL
To upload and update your bank's rates please register. It is free to register and add rates.


Below are Zeal branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Zeal Locations

Financial Details

Zeal Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Zeal. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Zeal U.S. Average
3.78% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Zeal had $3,450,956 in non-current loans and $257,222 in owned assets. To cover these potential losses it had $93,169,642 in net worth and $4,883,359 in loans loss reserves. That gives it a Texas Ratio of 3.78%.

Net Worth
Zeal U.S. Average
15.44% 13.65%

Zeal FCU has a net worth of 15.44% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Zeal

Branches and Savings

What is Zeal?

A federal credit union, registered with the NCUA under certificate #62426.
Learn more about credit unions here.

Is Zeal FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Zeal?

Please see Field of Membership information above for information on who is eligible to join.

What are Zeal's share account and share certificate rates?

Zeal's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Zeal?

Zeal has total capital of $93.17 million. Full information on Zeal's financial position is located above.

Who owns Zeal?

Credit Unions are owned by their members.

Where are Zeal branches located?

See branch locations nearby.

Are Zeal ATMs Open 24/7?

Do Zeal ATMs accept cash deposits?

Can Zeal customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Zeal have a mobile app?

Does Zeal have mobile deposit?

Does Zeal have quick pay?

How can Zeal transfer money to other banks or credit unions?

Does Zeal report to credit bureaus?

Does Zeal use Chexsystems?

Does Zeal use Equifax?

What is Zeal's toll free phone number?

What is Zeal's ACH Routing Number?

What is Zeal's SWIFT code?

Where can I find Zeal's wire transfer form?

What is the Zeal address for deposits?

What Products Does Zeal Offer

Does Zeal offer mortgages?

Compare mortgage rates here.

Does Zeal offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Zeal offer auto and RV loans?

Compare auto loan rates here.

Does Zeal offer student loans or personal loans?

Compare personal loan rates here.

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