Navy Federal Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Belle Chasse	9850 Highway 23, Belle Chasse, LA 70037	View Lobby Hours
Mt. Pleasant Marketplace	1464 Mount Pleasant Rd, Chesapeake, VA 23322	View Lobby Hours
Camp Schwab	MCB Camp Schwab, Nago, 905	View Lobby Hours
Merchant Marine Academy	300 Steamboat Rd, Kings Point, NY 11024	View Lobby Hours
Camp Kinser	Building #519, Camp Kinser, Urasoe City Okinawa, 0	View Lobby Hours
Manokeek	7001 Berry Rd, Accokeek, MD 20607	View Lobby Hours
Lynnhaven	2977 Sabre St, Virginia Beach, VA 23452	View Lobby Hours
Bahrain	Naval Support Activity, Bahrain, Manama, 9834	View Lobby Hours
Beaufort Naval Hospital	Naval Hospital Beaufort Bldg 21, Beaufort, SC 29902	View Lobby Hours
China Lake	234 Balsam St, Ridgecrest, CA 93555	View Lobby Hours
Fort Bragg	2606 Bragg Blvd, Fayetteville, NC 28303	View Lobby Hours
Fort Bliss	4717 Hondo Pass Dr Ste A, El Paso, TX 79904	View Lobby Hours
North Richmond	5445 Glenside Dr, Richmond, VA 23228	View Lobby Hours
Fort Benning	5550 Whittlesey Blvd, Columbus, GA 31909	View Lobby Hours
Dale Mabry	4530 S Dale Mabry Hwy, Tampa, FL 33611	View Lobby Hours
Newtown Road	6370 Newtown Rd, Norfolk, VA 23502	View Lobby Hours
Nautilus Park	24 Sailfish Dr, Groton, CT 6340	View Lobby Hours
Newport	657 Peary St, Newport, RI 2840	View Lobby Hours
Manassas Parkridge	10980 Bulloch Dr, Manassas, VA 20109	View Lobby Hours
Cleveland	Anthony Celebrezze Federal Office Building, 26th Floor, Cleveland, OH 44199	View Lobby Hours
Naval Station Norfolk	7979 Hampton Blvd, Norfolk, VA 23505	View Lobby Hours
Charleston	North Rivers Center, North Charleston, SC 29406	View Lobby Hours
Naval Station Annapolis	693 Kinkaid Rd, Annapolis, MD 21402	View Lobby Hours
Buckhead	2470 Briarcliff Rd NE, Atlanta, GA 30329	View Lobby Hours
Naval Academy	101 Wilson Rd, Annapolis, MD 21402	View Lobby Hours
Newport News	12828 Jefferson Ave, Newport News, VA 23608	View Lobby Hours
Millington	5600 Navy Rd, Millington, TN 38053	View Lobby Hours
North San Antonio	Canyon Creek Shopping Center, San Antonio, TX 78232	View Lobby Hours
North Temecula	39826 Winchester Rd, Temecula, CA 92591	View Lobby Hours
Nellis AFB	345 W Craig Rd, North Las Vegas, NV 89032	View Lobby Hours
Naval Station Everett	2000 W Marine View Dr, Everett, WA 98207	View Lobby Hours
NAS Lemoore	Hancock Ave Bldg 839, Lemoore, CA 93245	View Lobby Hours
NAS Fallon	4755 Pasture Rd, Fallon, NV 89496	View Lobby Hours
Monterey	1650 Lake Del Monte Dr, Monterey, CA 93943	View Lobby Hours
Miramar	2727 Elrod Ave, San Diego, CA 92145	View Lobby Hours

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Reviews on Navy Federal Credit Union

Amanda Frank | Feb 25, 2023

HORRIBLE SERVICE. My son's campus checking account was hacked and over $9000 was stolen. Fraud department was impossible to reach and we waited on phone several days for over 2 hours at a time. They took our information for their "investigation." They never returned our calls or messages for months. Finally notified us after about 6 months we are responsible for this hack- we had nothing to do with this. They won't even release any information regarding "investigation" without a subpoena- thus we are having our lawyer send them one so we can fight this. DO NOT USE NAVY FEDERAL!!!!!!

donbilla | Jan 28, 2023

Wake up guys they now have a special that is special Check it out!

Chief Paul | Oct 6, 2022

I've been a member for 38+ years, so I believe what I say carries some weight. In recent months I have seen the interest rates go up and up for Mortgages, Personal Loans and Vehicle Loans. But! I don't see the rates that are paid for any of NFCU's Savings instruments. It's like they use a match for loan rates going up and ice cubes for savings rates going up. $100K+ should be paying more than 3.25%. The Federal 2 year Treasury Bills are paying 4%+. With us, the members, supposedly owners of NFCU, shouldn't we share with more of the profit?

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000%	0.00	$0	$0	Learn More
NMLS ID: 1157983	5.771%	5.625%	0.88	$5,148	$1,843	Learn More
NMLS ID: 408902	5.849%	5.750%	0.75	$3,457	$1,868	Learn More
NMLS ID: 1835285	5.850%	5.750%	0.88	$3,485	$1,868	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Quicken Loans See Table	0.000 %	$0	Learn More More Info
Ready to access funds? Homeowners’ best kept secret for cash. Access equity on YOUR terms. It costs $0 to see how much you could get with a lender Homeowners best kept secret for cash No second mortgage needed Keep the low rate you already have It costs $0 to check your options with lenders
Upstart Home Lending See Table	Intro APR 6.520 % After Intro: 6.520 %	$20,800	Learn More More Info
1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC dba Upstart Home Lending. NMLS #2443873 As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard Fixed rate on each draw No paperwork needed to apply
Achieve Loans See Table	Intro APR 6.740 % After Intro: 6.740 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Valley Strong Credit Union See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day closing assumes closing the loan with our remote online notary. Closing timelines will be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Get your offer in 5 minutes and funding in as few as 5 days Personalized banking solutions to help reach your financial goals Up to $400K Terms of 10,15, or 30 years
Splash Financial See Table	Intro APR 7.250 % After Intro: 7.250 % Intro Period: 8 months	$25,000	Learn More More Info
This rate is variable and will fluctuate with the Prime Rate as published in the Wall Street Journal. Variable Annual Percentage Rate (APR) for first and second lien position home equity lines of credit will vary with the Prime Rate as published in the Wall Street Journal. As of 11/4/2025, the variable rate for new home equity lines of credit is Prime – 0.25% to Prime + 2.50% (6.75% APR to 9.50% APR). Your rate will not exceed 18.000% APR. Making minimum interest-only payments will not pay down your principal. An annual fee of $100 will apply every year after the first year from the date of funding. Not all applicants are eligible for the maximum line of credit amount or the maximum combined loan to value (LTV). The property type, applicant creditworthiness, verified income, and third party property valuation all may affect eligibility. Maximum LTV ratios of 90%, 80% or 70% apply depending on creditworthiness and property eligibility. Offer available for owner-occupied, 1-4 unit residential properties only. For HELOC amounts at and above $100,000, Splash requires an initial draw of at least $75,000. For line amounts less than $100,000, you must draw at least 75% initially. Additional draw amounts are subject to lender minimums. To check the rates and terms you qualify for, Splash Financial conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, the lender will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Borrow up to $500,000 Apply 100% online in minutes with a user-friendly platform Check your rate without affecting your credit ** Tap into home equity today

Navy Federal Credit Union - Nationwide Branches

Reviews on Navy Federal Credit Union

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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