| Branch | Address | View Lobby Hours | 
|---|---|---|
| Ripley Branch | 245 Church St S, Ripley, WV 25271 | View Lobby Hours | 
| Ravenswood | 702 Washington St, Ravenswood, WV 26164 | View Lobby Hours | 
S. David Hetrick | Nov 21, 2023
I've had a small BUSINESS ACCOUNT w/ RFCU for over 3 years now. (in business for over 10 years) Monday morning 11/06/23 the bank charged (STOLE)... $180 (6 - $30.00 fees) in fees due to weekend (Sunday) banking. (This is when the bank CLEARS all DEBITS before CREDITS... Thereby stealing $180 from our account.) This is an OBVIOUS WAY for RFCU to STEAL $$$ from small businesses like ours. We had initiated $300 to be transferred to the business account on FRIDAY MORNING 11/03/23 to ensure the fees would not happen, but banks ensure DEBITS BEFORE CREDITS... -> TO ENSURE MAXIMUM FEES. "Missy" is the person who ensures the banking fees. 1. Missy never called me back to explain any reasons for the THEFT. 2. Missy returned ZERO $$$ back to our account. 3. Missy HUNG UP ON ME! (I called back) 4. Missy then spoke over me... & CALLED ME RUDE after I said that it was $180 THEFT!!! 5. Missy is an unacceptable representative of RFCU & Rude (Told me not to use my debit card to do business) We are just a small business just trying to survive & have deal with numerous banks since our inception due to world wide shipping. This situation was very disconcerting. We are Looking for a new bank now. Zero stars.
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment | Learn More | 
|---|---|---|---|---|---|---|
|   NMLS ID: 1907 | 0.000% | 0.000% | 0.00 | $0 | $0 | Learn More | 
|   NMLS ID: 112851 License#: N0002974 | 5.716% | 5.625% | 1.00 | $3,197 | $1,843 | Learn More | 
|   NMLS ID: 292473 | 5.870% | 5.750% | 0.75 | $4,200 | $1,868 | Learn More | 
|   NMLS ID: 757416 | 5.950% | 5.875% | 0.75 | $2,589 | $1,893 | Learn More | 
| Lender | APR (%)? | Monthly Payment? | Learn More | 
|---|---|---|---|
|   Figure Home Equity See Table | Intro APR 6.850 % After Intro: 6.850 % | $15,000 | Learn More More Info | 
|   Third Federal Savings and Loan See Table | Intro APR 6.990 % After Intro: 6.990 % | $0 | Learn More More Info |