Ravenswood

Headquarters

Po Box 67
Ravenswood, WV 26164
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Ravenswood is an NCUA insured institution located in Ravenswood, WV. It was founded in 1959 and has approximately $38.32 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 13321
Date Established 1959
Assets $38.32 million
Loans $16.76 million
Deposits $34.33 million
Capital $4.10 million
 

Field of Membership Restrictions

Membership is open to those who live, worship or work in Jackson County, West Virginia and persons retired as pensioners or annuitants from the Kaiser Aluminum and Chemical Corporation located in Ravenswood, West Virginia.

Deposit Rates - April 14, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Ravenswood

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Note to Ravenswood
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Advertiser Disclosure

Loan Rates - April 14, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for RAVENSWOOD

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Test Advertiser QA
NMLS ID:
2.450% 2.375% 1.00 $2,500 $972 Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to RAVENSWOOD
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Ravenswood branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Ravenswood Locations


Financial Details

Ravenswood Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ravenswood. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ravenswood U.S. Average
2.24% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Ravenswood had $89,182 in non-current loans and $6,282 in owned assets. To cover these potential losses it had $4,104,196 in net worth and $164,802 in loans loss reserves. That gives it a Texas Ratio of 2.24%.

Net Worth
Ravenswood U.S. Average
10.71% 12.67%

Ravenswood FCU has a net worth of 10.71% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Ravenswood

Branches and Savings

What is Ravenswood?

A federal credit union, registered with the NCUA under certificate #13321.
Learn more about credit unions here.

Is Ravenswood FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Ravenswood is insured by the NCUA.

Who can join Ravenswood?

Please see Field of Membership information above for information on who is eligible to join.

What are Ravenswood's share account and share certificate rates?

Ravenswood's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Ravenswood?

Ravenswood has total capital of $4.10 million. Full information on Ravenswood's financial position is located above.

Who owns Ravenswood?

Credit Unions are owned by their members.

Where are Ravenswood branches located?

See branch locations nearby.

Are Ravenswood ATMs Open 24/7?

Do Ravenswood ATMs accept cash deposits?

Can Ravenswood customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Ravenswood have a mobile app?

Does Ravenswood have mobile deposit?

Does Ravenswood have quick pay?

How can Ravenswood transfer money to other banks or credit unions?

Does Ravenswood report to credit bureaus?

Does Ravenswood use Chexsystems?

Does Ravenswood use Equifax?

What is Ravenswood's toll free phone number?

What is Ravenswood's ACH Routing Number?

What is Ravenswood's SWIFT code?

Where can I find Ravenswood's wire transfer form?

What is the Ravenswood address for deposits?

What Products Does Ravenswood Offer

Does Ravenswood offer mortgages?

Compare mortgage rates here.

Does Ravenswood offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Ravenswood offer auto and RV loans?

Compare auto loan rates here.

Does Ravenswood offer student loans or personal loans?

Compare personal loan rates here.

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