State Employees' Credit Union - Nationwide Branches

View State Employees' Credit Union overview page →

Branch	Address	View Lobby Hours
COLUMBUS	74 WEAVER ST, COLUMBUS, NC 28722	View Lobby Hours
CONCORD - ROCK HILL CHURCH RD	60 RAIFORD DR NW, CONCORD, NC 28027	View Lobby Hours
MINT HILL	11529 LAWYERS RD, MINT HILL, NC 28227	View Lobby Hours
CORNELIUS	20651 CATAWBA AVE, CORNELIUS, NC 28031	View Lobby Hours
CULLOWHEE	4801 LITTLE SAVANNAH RD, CULLOWHEE, NC 28723	View Lobby Hours
DOBSON	826 E ATKINS ST, DOBSON, NC 27017	View Lobby Hours
DUNN	200 TILGHMAN DR, DUNN, NC 28334	View Lobby Hours
WAYNESVILLE	24 CREDIT UNION WAY, CLYDE, NC 28721	View Lobby Hours
HICKORY - MOUNTAIN VIEW	3100 S NC 127 HWY, HICKORY, NC 28602	View Lobby Hours
TROY	1058 ALBEMARLE RD, TROY, NC 27371	View Lobby Hours
WADESBORO	210 N PARK RD, WADESBORO, NC 28170	View Lobby Hours
WAKE FOREST	1116 JENKINS RD, WAKE FOREST, NC 27587	View Lobby Hours
HIGH POINT - PENNY RD	3850 JOHN GORDON LN, HIGH POINT, NC 27265	View Lobby Hours
WARRENTON	670 W RIDGEWAY ST, WARRENTON, NC 27589	View Lobby Hours
HIGH POINT - WESTCHESTER DR	2305 WESTCHESTER DR, HIGH POINT, NC 27262	View Lobby Hours
HILLSBOROUGH - CHURTON GROVE	149 N SCOTSWOOD BLVD, HILLSBOROUGH, NC 27278	View Lobby Hours
WASHINGTON	2000 W 15TH ST, WASHINGTON, NC 27889	View Lobby Hours
WHITEVILLE	1312 S JK POWELL BLVD, WHITEVILLE, NC 28472	View Lobby Hours
WAXHAW	3934 PROVIDENCE RD S, WAXHAW, NC 28173	View Lobby Hours
JACKSON	124 E JEFFERSON ST, JACKSON, NC 27845	View Lobby Hours
WEAVERVILLE	8 MONTICELLO RD, WEAVERVILLE, NC 28787	View Lobby Hours
WILMINGTON - CONVERSE DRIVE	3500 CONVERSE DR, WILMINGTON, NC 28403	View Lobby Hours
WEST JEFFERSON	1024 S JEFFERSON AVE, WEST JEFFERSON, NC 28694	View Lobby Hours
WILLIAMSTON	1310 WASHINGTON ST, WILLIAMSTON, NC 27892	View Lobby Hours
GREENVILLE - CHARLES ST	2296 CHARLES BLVD, GREENVILLE, NC 27858	View Lobby Hours
TRENTON	111 INDUSTRIAL PARK DR, TRENTON, NC 28585	View Lobby Hours
HOLLY SPRINGS	100 GREEN OAKS PKWY, HOLLY SPRINGS, NC 27540	View Lobby Hours
HOPE MILLS	3120 N MAIN ST, HOPE MILLS, NC 28348	View Lobby Hours
INDIAN TRAIL	5880 W HIGHWAY 74 STE 201, INDIAN TRAIL, NC 28079	View Lobby Hours
HILLSBOROUGH - OLD HWY 86	2313 OLD NC HIGHWAY 86, HILLSBOROUGH, NC 27278	View Lobby Hours
GOLDSBORO - WEST ASH STREET	1301 W ASH ST, GOLDSBORO, NC 27530	View Lobby Hours
GREENSBORO - MURROW BLVD	405 N MURROW BLVD, GREENSBORO, NC 27401	View Lobby Hours
GREENSBORO - STONEY CREEK	6501 INTERSTATE DR, WHITSETT, NC 27377	View Lobby Hours
SOUTHERN PINES	474 PINEHURST AVE, SOUTHERN PINES, NC 28387	View Lobby Hours
GREENSBORO - PISGAH CHURCH RD	211 PISGAH CHURCH RD, GREENSBORO, NC 27455	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000%	0.00	$0	$0	Learn More
NMLS ID: 292473	5.890%	5.750%	0.88	$4,901	$1,868	Learn More

See More Mortgage Rates →

Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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