State Employees'

119 N Salisbury St
Raleigh, NC 27603

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 66310
Date Established 1937
Assets $36,879.84 million
Loans $20,939.94 million
Deposits $33,732.54 million
Capital $2,849.79 million

State Employees' is an NCUA insured institution located in Raleigh, NC. It was founded in 1937 and has approximately $36879.84 millions in assets.

Who can join?

State Employees' Credit Union is a member-owned, not-for-profit cooperative. Membership is limited to persons who meet the eligibility requirements.

Eligibility Requirements
Employees of the State of North Carolina and Federal employees working in conjunction with State departments

Employees of Public Boards of Education

Employees of associations formed for the benefit of State employees, such as State Employees' Association of North Carolina, N.C. Association of Educators, State Employees' Credit Union, and non-remarried spouses of persons who died while in the field of membership of the Credit Union

Persons retired from the above employment as pensioners and/or annuitants from the above employment or services

Persons in the immediate family of current Credit Union members (defined as spouses, parents, children, and siblings of a member), persons living in the same residence maintaining a single economic unit with a member, and organizations of such persons

Employees of agencies or departments whose employees are subject to the State Personnel Act

Employees of county, municipal, and related government units (excluding employees of county departments of Social Services, Health, Mental Health, and Civil Defense) who currently have a Credit Union chartered by North Carolina or the Federal Government and who are included in that field of membership are not eligible for membership in the State Employees' Credit Union

All members of the North Carolina National Guard

Field of Membership Restrictions

Membership in State Employees' Credit Union is open to employees of the state of North Carolina, employees of public boards of education, Federal employees working with the North Carolina government, employees of associations formed for the benefit of state of North Carolina employees, County employees of Social Services, Health, Mental Health and Civil Defense, members of the North Carolina National Guard, and immediate family of current members.

Deposit Rates

Your Current Location: Virginia, VA 20146

We do not yet have rates for State Employees'

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to State Employees'
To upload and update your credit union's rates please register. It is free to register and add rates.

There are currently no rates available for State Employees', but see these great savings and CD rates:

1.25% APY Online Savings Account from Ally Bank
1.60% APY 11 Month CD from Ally Bank

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for STATE EMPLOYEES'

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to STATE EMPLOYEES'
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are State Employees' branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


State Employees' Locations

Financial Details

State Employees' Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of State Employees'. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
State Employees' U.S. Average
12.16% 6.15%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of June 30, 2017, State Employees' had $364,681,620 in non-current loans and $9,492,413 in owned assets. To cover these potential losses it had $2,849,789,489 in net worth and $228,364,043 in loans loss reserves. That gives it a Texas Ratio of 12.16%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
State Employees' U.S. Average
7.98% 13.03

State Employees' FCU has a net worth of 7.98% versus the BestCashCow average of 13.03. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On

What is ?

A federal credit union, registered with the NCUA under certificate #66310.
Learn more about credit unions here.

Is FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join ?

Please see Field of Membership information above for information on who is eligible to join.

What are 's share account and share certificate rates?

's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is ?

has total capital of $2,849.79 million. Full information on 's financial position is located above.

Who owns ?

Credit Unions are owned by their members.

Where are branches located?

See branch locations nearby.

Are ATMs Open 24/7?

Do ATMs accept cash deposits?

Can customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does have a mobile app?

Does have mobile deposit?

Does have quick pay?

How can transfer money to other banks or credit unions?

Does report to credit bureaus?

Does use Chexsystems?

Does use Equifax?

What is 's toll free phone number?

What is 's ACH Routing Number?

What is 's SWIFT code?

Where can I find 's wire transfer form?

What is the address for deposits?

What Products Does Offer

Does offer mortgages?

Compare mortgage rates here.

Does offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does offer auto and RV loans?

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Does offer student loans or personal loans?

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