Unify Financial Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Oxnard-Gonzales	1690 E Gonzales Rd, Oxnard, CA 93036	View Lobby Hours
Salt Lake City	1129 N 3950 W, Salt Lake City, UT 84116	View Lobby Hours
Torrance	1899 Western Way, Torrance, CA 90501	View Lobby Hours
Brentwood	121 Sand Creek Rd, Brentwood, CA 94513	View Lobby Hours
York Township	Toyota Technical Center, Saline, MI 48176	View Lobby Hours
San Bruno	851 Cherry Ave, San Bruno, CA 94066	View Lobby Hours
Camarillo	4950 Verdugo Way, Camarillo, CA 93012	View Lobby Hours
Alliance-Fremont	39174 Argonaut Way, Fremont, CA 94538	View Lobby Hours
San Francisco	1425 Ocean Ave, San Francisco, CA 94112	View Lobby Hours
Ventura	1722 S Victoria Ave, Ventura, CA 93003	View Lobby Hours
Chantilly, VA	4084 Airline Pkwy, Chantilly, VA 20151	View Lobby Hours
Lakewood Branch	4637 Candlewood St, Lakewood, CA 90712	View Lobby Hours
Georgetown	Toyota Motor Manufacturing, Georgetown, KY 40324	View Lobby Hours
San Antonio	1 Lone Star Pass Bldg 1, San Antonio, TX 78264	View Lobby Hours
Fairfax	12900 Federal Systems Park Dr Bldg FP1, Fairfax, VA 22033	View Lobby Hours
Reston	1675 Reston Pkwy Ste A, Reston, VA 20194	View Lobby Hours
Erlanger	Toyota Motor Manufacturing, Erlanger, KY 41018	View Lobby Hours
Collegedale	9525 Apison Pike, Collegedale, TN 37315	View Lobby Hours
Princeton	4884 S Maple Tree Dr, Princeton, IN 47670	View Lobby Hours
Aurora	17455 E Exposition Dr, Aurora, CO 80017	View Lobby Hours
Westchester	8632 S Sepulveda Blvd, Los Angeles, CA 90045	View Lobby Hours
West Torrance	20305 Anza Ave, Torrance, CA 90503	View Lobby Hours
TAC	19200 Gramercy Pl, Torrance, CA 90501	View Lobby Hours
Temecula	41915 Business Park Dr, Temecula, CA 92590	View Lobby Hours
See's	3423 S La Cienega Blvd, Los Angeles, CA 90016	View Lobby Hours
Hawthorne	14500 Aviation Blvd, Hawthorne, CA 90250	View Lobby Hours
Space Park-Redondo Beach	1 Space Park Blvd Bldg S, Redondo Beach, CA 90278	View Lobby Hours
Rancho Carmel	15180 Innovation Dr Bldg Rc2, San Diego, CA 92128	View Lobby Hours
Bentonville	2905 S Walton Blvd, Bentonville, AR 72712	View Lobby Hours
Oxnard-St John's	1600 N Rose Ave, Oxnard, CA 93030	View Lobby Hours
Oxnard	305 W 3rd St, Oxnard, CA 93030	View Lobby Hours
Santa Ana	3644 S Bristol St, Santa Ana, CA 92704	View Lobby Hours
Irvine	4520 Barranca Pkwy, Irvine, CA 92604	View Lobby Hours
Huntington Beach	7801 Edinger Ave, Huntington Beach, CA 92647	View Lobby Hours
Carson	1800 Glenn Curtiss St Bldg DH3, Carson, CA 90746	View Lobby Hours

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Reviews on Unify Financial

dapatton@pacbell.net | May 12, 2016

19 what, years or months

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000%	0.00	$0	$0	Learn More
NMLS ID: 292473	5.737%	5.625%	0.63	$3,941	$1,843	Learn More
NMLS ID: 3030						Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity Line See Table	0.000 %	$0	Learn More More Info
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Approval may be granted in fi ve minutes but is ultimately subject to verifi cation of income and employment, as well as verifi cation that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary, and where loan amounts are under $400,000 which would not require an appraisal. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing, or where loan amounts exceed $400,000. #1 Non-bank HELOC in the US, A+ BBB Rating Access $15,000 to $750,000 in home equity with flexible terms Approval in as few as 5 minutes, funding in as few as 5 days Use to consolidate debt, finance your next home project, or major expenses
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

Unify Financial Credit Union - Nationwide Branches

Reviews on Unify Financial

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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