Unify Financial is an NCUA insured institution located in Torrance, CA. It was founded in 1963 and has approximately $3031.26 millions in assets.
Who can join?
If you work for one of these companies, you are automatically eligible through your employer.
See if your company is eligible, http://www.western.org/membership/companies.aspx
Immediate family members of existing Western members are automatically eligible for membership. This includes: spouses, children, siblings, parents, grandchildren, grandparents, stepchildren, stepparents, adoptive relationships and persons living in the same residence maintaining a single economic unit.
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See if your location is within field of membership, http://www.western.org/membership/zip_search.aspx
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| NCUA Insured | Yes |
| Charter Number # | # 15732 |
| Date Established | 1963 |
| Assets | $3,031.26 million |
| Loans | $2,545.92 million |
| Deposits | $2,406.85 million |
| Capital | $260.30 million |
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $5 | - | Learn More |
|
Money Market
|
0.45% | $2,500 | $9,999 | Learn More |
|
Money Market
|
0.50% | $10,000 | $49,999 | Learn More |
| Fixed IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Fixed IRA
|
1.58% | $1,000 | $39,999 | Learn More |
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Mo CD
|
1.43% | $1,000 | $39,999 | Learn More |
| 3 Mo CD
|
1.54% | $100,000 | - | Learn More |
| 6 Mo CD
|
1.50% | $1,000 | $39,999 | Learn More |
| 6 Mo CD
|
1.60% | $100,000 | - | Learn More |
| 12 Mo CD
|
1.58% | $1,000 | $39,999 | Learn More |
| 12 Mo CD
|
1.79% | $100,000 | - | Learn More |
| Special: 19 Mo CD
|
2.00% | $500 | $4,999 | Learn More |
| Special: 19 Mo CD
|
2.25% | $5,000 | - | Learn More |
| 24 Mo CD
|
1.70% | $1,000 | $39,999 | Learn More |
| 24 Mo CD
|
1.85% | $100,000 | - | Learn More |
| 36 Mo CD
|
1.82% | $1,000 | $39,999 | Learn More |
| 48 Mo CD
|
1.88% | $1,000 | $39,999 | Learn More |
| 60 Mo CD
|
2.06% | $1,000 | $39,999 | Learn More |
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.20% | $5 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.10% | $1,000 | - | Learn More |
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for UNIFY FINANCIAL
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
4.668% | 4.625% | 0.00 | $1,250 | $1,286 | Learn More |
NMLS ID: 3030 |
4.919% | 4.875% | 0.00 | $1,250 | $1,324 | Learn More |
NMLS ID: 2890 License#: MC-3098 |
3.375% | 3.375% | 0.00 | ($80) | $1,106 | Learn More |
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Figure Home Equity Line |
0.000 %
|
$0 |
Learn More
More Info |
Third Federal Savings and Loans |
3.740 %
|
$0 |
Learn More
More Info |
Bethpage Federal Credit Union |
Intro APR 3.990 % After Intro: 5.000 % Intro Period: 12 months |
$25,000 |
Learn More
More Info |
Note to UNIFY FINANCIAL
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Below are Unify Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
The following ratios and data are available to help you better understand the financial condition of Unify Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Unify Financial | U.S. Average |
|---|---|
| 6.48% | 5.86 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2019, Unify Financial had $17,103,574 in non-current loans and $1,052,451 in owned assets. To cover these potential losses it had $260,303,172 in net worth and $19,996,769 in loans loss reserves. That gives it a Texas Ratio of 6.48%.
| Unify Financial | U.S. Average |
|---|---|
| 8.58% | 13.65% |
Unify Financial FCU has a net worth of 8.58% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
A federal credit union, registered with the NCUA under certificate #15732.
Learn more about credit unions here.
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Please see Field of Membership information above for information on who is eligible to join.
Unify Financial has total capital of $260.30 million. Full information on Unify Financial's financial position is located above.
Credit Unions are owned by their members.
See branch locations nearby.
Compare home equity lines of credit rates here.
dapatton@pacbell.net
May 12, 2016
19 what, years or months
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