ACIPCO

PO BOX 2727
Birmingham, AL 35202

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 16500
Date Established 1964
Assets $153.66 million
Loans $116.39 million
Deposits $133.56 million
Capital $21.46 million

Acipco is an NCUA insured institution located in Birmingham, AL. It was founded in 1964 and has approximately $153.66 millions in assets.

Field of Membership Restrictions

Membership is open to all ACIPCO employees, retirees, and their family members.

Deposit Rates - September 22, 2018

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD 10K
0.25% $1,000 - Learn MoreShow Less
6 Mo CD 10K
0.50% $1,000 - Learn MoreShow Less
Savings Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
1.01% $25,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.50% $1 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.35% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.25% $1 - Learn MoreShow Less

Loan Rates - September 22, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ACIPCO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.544% 4.500% 0.13 $1,400 $1,267 Learn More
PenFed Credit Union
NMLS ID: 401822
4.836% 4.750% 0.00 $2,500 $1,305 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.740% $291.47 Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.990% $238.42 Learn More

Note to ACIPCO
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Acipco branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Acipco Locations

Financial Details

Acipco Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Acipco. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Acipco U.S. Average
8.35% 6.94

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2018, Acipco had $1,126,949 in non-current loans and $704,674 in owned assets. To cover these potential losses it had $21,459,663 in net worth and $464,538 in loans loss reserves. That gives it a Texas Ratio of 8.35%.

Net Worth
Acipco U.S. Average
13.96% 13.08%

Acipco FCU has a net worth of 13.96% versus the BestCashCow average of 13.08. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Acipco

What is Acipco?

A federal credit union, registered with the NCUA under certificate #16500.
Learn more about credit unions here.

Is Acipco FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Acipco?

Please see Field of Membership information above for information on who is eligible to join.

What are Acipco's share account and share certificate rates?

Acipco's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Acipco?

Acipco has total capital of $21.46 million. Full information on Acipco's financial position is located above.

Who owns Acipco?

Credit Unions are owned by their members.

Where are Acipco branches located?

See branch locations nearby.

Are Acipco ATMs Open 24/7?

Do Acipco ATMs accept cash deposits?

Can Acipco customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Acipco have a mobile app?

Does Acipco have mobile deposit?

Does Acipco have quick pay?

How can Acipco transfer money to other banks or credit unions?

Does Acipco report to credit bureaus?

Does Acipco use Chexsystems?

Does Acipco use Equifax?

What is Acipco's toll free phone number?

What is Acipco's ACH Routing Number?

What is Acipco's SWIFT code?

Where can I find Acipco's wire transfer form?

What is the Acipco address for deposits?

What Products Does Acipco Offer

Does Acipco offer mortgages?

Compare mortgage rates here.

Does Acipco offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Acipco offer auto and RV loans?

Compare auto loan rates here.

Does Acipco offer student loans or personal loans?

Compare personal loan rates here.

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