3695 E William Street Rd
Decatur, IL 62521
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 0.95% →
1-Year CD 0.65% 1.01% →
2-Year CD 0.90% 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Adm is an NCUA insured institution located in Decatur, IL. It was founded in 1941 and has approximately $15.12 millions in assets.

NCUA Insured Yes
Charter Number # # 61829
Date Established 1941
Assets $15.12 million
Loans $8.87 million
Deposits $12.32 million
Capital $2.69 million

Deposit Rates - October 27, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.25% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.30% $10,000 $14,999 Learn More
3 Mo CD
0.30% $100,000 $199,999 Learn More
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.65% $10,000 $14,999 Learn More
12 Mo CD
0.65% $100,000 $199,999 Learn More
18 Mo CD
0.75% $10,000 $14,999 Learn More
18 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
0.90% $100,000 $199,999 Learn More

Loan Rates - October 27, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ADM

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
1Rate, Inc
NMLS ID: 1948084
License#: MC-7051
2.561% 2.500% 0.75 $2,021 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
NMLS ID: 2890
License#: MC-3098
2.674% 2.625% 0.63 $1,595 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to ADM
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Below are Adm branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Adm Locations

Financial Details

Adm Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Adm. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Adm U.S. Average
1.40% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Adm had $38,942 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,692,750 in net worth and $81,541 in loans loss reserves. That gives it a Texas Ratio of 1.40%.

Net Worth
Adm U.S. Average
17.81% 13.61%

Adm FCU has a net worth of 17.81% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Adm

Branches and Savings

What is Adm?

A federal credit union, registered with the NCUA under certificate #61829.
Learn more about credit unions here.

Is Adm FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Adm?

Please see Field of Membership information above for information on who is eligible to join.

What are Adm's share account and share certificate rates?

Adm's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Adm?

Adm has total capital of $2.69 million. Full information on Adm's financial position is located above.

Who owns Adm?

Credit Unions are owned by their members.

Where are Adm branches located?

See branch locations nearby.

Are Adm ATMs Open 24/7?

Do Adm ATMs accept cash deposits?

Can Adm customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Adm have a mobile app?

Does Adm have mobile deposit?

Does Adm have quick pay?

How can Adm transfer money to other banks or credit unions?

Does Adm report to credit bureaus?

Does Adm use Chexsystems?

Does Adm use Equifax?

What is Adm's toll free phone number?

What is Adm's ACH Routing Number?

What is Adm's SWIFT code?

Where can I find Adm's wire transfer form?

What is the Adm address for deposits?

What Products Does Adm Offer

Does Adm offer mortgages?

Compare mortgage rates here.

Does Adm offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Adm offer auto and RV loans?

Compare auto loan rates here.

Does Adm offer student loans or personal loans?

Compare personal loan rates here.

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