AFFINITY ONE

Headquarters

545 EAST SECOND ST
Jamestown, NY 14701
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.75% →
1-Year CD 0.50% 1.55% →
2-Year CD 0.63% 1.45% →
5-Year CD 1.01% 1.66% →
30-Year Mortgage N.A. 3.08% →
15-Year Mortgage N.A. 2.65% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Affinity One is an NCUA insured institution located in Jamestown, NY. It was founded in 1948 and has approximately $36.3 millions in assets.

NCUA Insured Yes
Charter Number # # 5785
Date Established 1948
Assets $36.30 million
Loans $25.76 million
Deposits $32.10 million
Capital $4.49 million
 

Field of Membership Restrictions

Must live, work, worship, or attend school in, and businesses and other legal entities located in our service area,and immediate family of someone of the qualifying group.

Deposit Rates - May 27, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $25 - Learn More
Money Market
0.15% $1,000 $9,999 Learn More
Money Market
0.18% $10,000 $24,999 Learn More
Money Market
0.20% $25,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.38% $1,000 - Learn More
12 Mo CD
0.50% $1,000 - Learn More
18 Mo CD
0.50% $1,000 - Learn More
24 Mo CD
0.63% $1,000 - Learn More
30 Mo CD
0.63% $1,000 - Learn More
36 Mo CD
0.76% $1,000 - Learn More
48 Mo CD
0.88% $1,000 - Learn More
60 Mo CD
1.01% $1,000 - Learn More

Loan Rates - May 27, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for AFFINITY ONE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.952% 2.875% 1.00 $2,485 $1,038 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.114% 3.990% 1.00 $3,750 $1,193 Learn More
Rocket Mortgage
NMLS ID: 3030
3.998% 3.875% 1.00 $3,750 $1,176 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

Note to AFFINITY ONE
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Affinity One branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Affinity One Locations


Financial Details

Affinity One Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Affinity One. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Affinity One U.S. Average
11.35% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Affinity One had $455,333 in non-current loans and $59,546 in owned assets. To cover these potential losses it had $4,494,344 in net worth and $43,466 in loans loss reserves. That gives it a Texas Ratio of 11.35%.

Net Worth
Affinity One U.S. Average
12.38% 13.86%

Affinity One FCU has a net worth of 12.38% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Affinity One

Branches and Savings

What is Affinity One?

A federal credit union, registered with the NCUA under certificate #5785.
Learn more about credit unions here.

Is Affinity One FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Affinity One?

Please see Field of Membership information above for information on who is eligible to join.

What are Affinity One's share account and share certificate rates?

Affinity One's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Affinity One?

Affinity One has total capital of $4.49 million. Full information on Affinity One's financial position is located above.

Who owns Affinity One?

Credit Unions are owned by their members.

Where are Affinity One branches located?

See branch locations nearby.

Are Affinity One ATMs Open 24/7?

Do Affinity One ATMs accept cash deposits?

Can Affinity One customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Affinity One have a mobile app?

Does Affinity One have mobile deposit?

Does Affinity One have quick pay?

How can Affinity One transfer money to other banks or credit unions?

Does Affinity One report to credit bureaus?

Does Affinity One use Chexsystems?

Does Affinity One use Equifax?

What is Affinity One's toll free phone number?

What is Affinity One's ACH Routing Number?

What is Affinity One's SWIFT code?

Where can I find Affinity One's wire transfer form?

What is the Affinity One address for deposits?

What Products Does Affinity One Offer

Does Affinity One offer mortgages?

Compare mortgage rates here.

Does Affinity One offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Affinity One offer auto and RV loans?

Compare auto loan rates here.

Does Affinity One offer student loans or personal loans?

Compare personal loan rates here.

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