P.O. BOX 9001
Alcoa, TN 37701
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.95% →
1-Year CD 0.50% 1.01% →
2-Year CD 0.60% 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Alcoa Tenn is an NCUA insured institution located in Alcoa, TN. It was founded in 1936 and has approximately $272.52 millions in assets.

Who can join?

If you live, work, or worship in Blount, Loudon, or Monroe Counties, you are eligible for membership.

NCUA Insured Yes
Charter Number # # 1509
Date Established 1936
Assets $272.52 million
Loans $174.11 million
Deposits $240.47 million
Capital $29.93 million

Field of Membership Restrictions

Membership is open to those who live, work, or worship in Blount, Loudon, or Monroe Counties.

Deposit Rates - October 27, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.15% $10,000 $14,999 Learn More
3 Mo CD
0.15% $100,000 $199,999 Learn More
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.20% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.50% $10,000 $14,999 Learn More
18 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
30 Mo CD
0.60% $10,000 $14,999 Learn More
30 Mo CD
0.60% $100,000 $199,999 Learn More
36 Mo CD
0.70% $10,000 $14,999 Learn More
36 Mo CD
0.70% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 27, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ALCOA TENN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.674% 2.625% 0.63 $1,595 $1,005 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Alcoa Tenn branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Alcoa Tenn Locations

Financial Details

Alcoa Tenn Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Alcoa Tenn. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Alcoa Tenn U.S. Average
4.03% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Alcoa Tenn had $1,163,529 in non-current loans and $66,843 in owned assets. To cover these potential losses it had $29,929,804 in net worth and $618,562 in loans loss reserves. That gives it a Texas Ratio of 4.03%.

Net Worth
Alcoa Tenn U.S. Average
11.49% 13.61%

Alcoa Tenn FCU has a net worth of 11.49% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Alcoa Tenn

Branches and Savings

What is Alcoa Tenn?

A federal credit union, registered with the NCUA under certificate #1509.
Learn more about credit unions here.

Is Alcoa Tenn FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Alcoa Tenn?

Please see Field of Membership information above for information on who is eligible to join.

What are Alcoa Tenn's share account and share certificate rates?

Alcoa Tenn's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Alcoa Tenn?

Alcoa Tenn has total capital of $29.93 million. Full information on Alcoa Tenn's financial position is located above.

Who owns Alcoa Tenn?

Credit Unions are owned by their members.

Where are Alcoa Tenn branches located?

See branch locations nearby.

Are Alcoa Tenn ATMs Open 24/7?

Do Alcoa Tenn ATMs accept cash deposits?

Can Alcoa Tenn customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Alcoa Tenn have a mobile app?

Does Alcoa Tenn have mobile deposit?

Does Alcoa Tenn have quick pay?

How can Alcoa Tenn transfer money to other banks or credit unions?

Does Alcoa Tenn report to credit bureaus?

Does Alcoa Tenn use Chexsystems?

Does Alcoa Tenn use Equifax?

What is Alcoa Tenn's toll free phone number?

What is Alcoa Tenn's ACH Routing Number?

What is Alcoa Tenn's SWIFT code?

Where can I find Alcoa Tenn's wire transfer form?

What is the Alcoa Tenn address for deposits?

What Products Does Alcoa Tenn Offer

Does Alcoa Tenn offer mortgages?

Compare mortgage rates here.

Does Alcoa Tenn offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Alcoa Tenn offer auto and RV loans?

Compare auto loan rates here.

Does Alcoa Tenn offer student loans or personal loans?

Compare personal loan rates here.

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