Alcoa Tenn Federal Credit Union

Headquarters

P.o. Box 9001
Alcoa, TN 37701
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 4.35% →
1-Year CD 0.50% 4.59% →
2-Year CD 0.60% 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Alcoa Tenn is an NCUA insured institution located in Alcoa, TN. It was founded in 1936 and has approximately $424.49 millions in assets.

Who can join?

If you live, work, or worship in Blount, Loudon, or Monroe Counties, you are eligible for membership.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1509
Date Established 1936
Assets $424.49 million
Loans $238.89 million
Deposits $369.31 million
Capital $57.40 million
 

Field of Membership Restrictions

Membership is open to those who live, work, or worship in Blount, Loudon, or Monroe Counties.

Deposit Rates - September 23, 2026

Your Current Location: Arizona, AZ 85001

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.20% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.50% $10,000 $14,999 Learn More
18 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
30 Mo CD
0.60% $10,000 $14,999 Learn More
30 Mo CD
0.60% $100,000 $199,999 Learn More
36 Mo CD
0.70% $10,000 $14,999 Learn More
36 Mo CD
0.70% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 23, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for Alcoa Tenn

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Arizona 30 Year Fixed Mortgage Rates 2026

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Featured - Arizona Home Equity Line Of Credit Rates 2026

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Branches

Below are Alcoa Tenn branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Phoenix,Arizona


Alcoa Tenn Locations around zip code 85001




Climate Policy and Initiatives

ALCOA TENN is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Alcoa Tenn Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Alcoa Tenn. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Alcoa Tenn U.S. Average
6.38% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Alcoa Tenn had $3,142,669 in non-current loans and $531,507 in owned assets. To cover these potential losses it had $57,400,896 in net worth and $199,840 in loans loss reserves. That gives it a Texas Ratio of 6.38%.

Net Worth
Alcoa Tenn U.S. Average
13.52% 14.48%

Alcoa Tenn FCU has a net worth of 13.52% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Alcoa Tenn

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