2024 Overview
General Credit Union Information
Alltrust is an NCUA insured institution located in Fairhaven, MA. It was founded in 1922 and has approximately $326.58 millions in assets.
Who can join?
Membership in this corporation is limited to those who are retired employees of, or presently employed by American Telephone & Telegraph Company of the seven divested Bell companies or their subsidiaries, or the employees of this Credit Union or the families of such members. Any person not eligible for membership may be the holder of a joint account with members of this Credit Union, but only for the purpose of making deposits, purchasing shares or making withdrawals.
Also eligible in this membership are persons who live, work, or attend school in Bristol, Barnstable or Plymouth counties in Massachusetts and family members of such persons. Family members are defined as persons related to the member by blood, marriage, or other recognized family relationships in the same household (under the same roof) or if not in the same household, as grandparent, parent, spouse, sibling, child or grandchild.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 67481 |
| Date Established | 1922 |
| Assets | $326.58 million |
| Loans | $281.21 million |
| Deposits | $241.06 million |
| Capital | $29.90 million |
Field of Membership Restrictions
Membership is open to those who live, work, attend school in Barksdale, Dukes, Bristol, Plymouth or Nantucket Counties in Massachusetts; Newport or Bristol Counties in Rhode Island, Providence County cities of Central Falls, Cumberland, Cranston, Johnston, East Providence, Lincoln, North Smithfield, North Providence, Providence, Pawtucket, and Woonsocket in Rhode Island. Membership is also open to employees and retirees of AT&T.
Deposit Rates - April 25, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.02% | $2,500 | $2,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.15% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
Loan Rates - April 25, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Alltrust
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.710% | 6.625% | 0.88 | $2,806 | $2,049 | Learn More |
NMLS ID: 2059741 |
7.018% | 6.875% | 0.88 | $4,672 | $2,103 | Learn More |
NMLS ID: 3030 |
7.476% | 7.375% | 1.00 | $3,200 | $2,211 | Learn More |
NMLS ID: Not a Lender |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
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More Info |
Note to Alltrust
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Branches
Below are Alltrust branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
ALLTRUST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Alltrust Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Alltrust. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Alltrust | U.S. Average |
|---|---|
| 3.29% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Alltrust had $977,858 in non-current loans and $28,366 in owned assets. To cover these potential losses it had $29,901,618 in net worth and $727,904 in loans loss reserves. That gives it a Texas Ratio of 3.29%.
Net Worth
| Alltrust | U.S. Average |
|---|---|
| 9.16% | 13.62% |
Alltrust FCU has a net worth of 9.16% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Alltrust
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