DEER VALLEY
16215 N 28th Ave
Phoenix, AZ 85053
2019 Overview
General Credit Union Information
| NCUA Insured | Yes |
| Charter Number # | # 68498 |
| Date Established | 1971 |
| Assets | $258.57 million |
| Loans | $183.50 million |
| Deposits | $229.90 million |
| Capital | $22.66 million |
Deer Valley is an NCUA insured institution located in Phoenix, AZ. It was founded in 1971 and has approximately $258.57 millions in assets.
Who can join?
Deer Valley Credit Union offers membership to all individuals who live, work, or worship within the community throughout the Central, North and Northwest Valley. Boundaries are South to University Ave, North to Anthem, West to the White Tanks Mountains and East to Scottsdale Road.
The following ZIP codes are included in our field of membership: 85001, 85002, 85003, 85004, 85005, 85006, 85007, 85008, 85009, 85010, 85011, 85012, 85013, 85014, 85015, 85016, 85017, 85018, 85019, 85020, 85021, 85022, 85023, 85024, 85025, 85027, 85028, 85029, 85030, 85031, 85032, 85033, 85034, 85035, 85036, 85038, 85046, 85050, 85051, 85052, 85053, 85054, 85055, 85060, 85061, 85062, 85063, 85064, 85065, 85067, 85068, 85069, 85070, 85071, 85072, 85073, 85074, 85075, 85077, 85078, 85079, 85080, 85082, 85085, 85086, 85087, 85098, 85099, 85253, 85254, 85301, 85302, 85303, 85304, 85305, 85306, 85308, 85310, 85311, 85312, 85313, 85318, 85335, 85345, 85351, 85363, 85373, 85374, 85375, 85379, 85380, 85381, 85382, 85383, 85385, 85387, 85388
Field of Membership Restrictions
Deposit Rates - October 15, 2019
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $5 | - | Learn More |
|
Money Market
|
0.10% | $1 | $9,999 | Learn More |
|
Money Market
|
0.10% | $10,000 | $24,999 | Learn More |
|
Money Market
|
0.10% | $25,000 | $49,999 | Learn More |
| Fixed IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Fixed IRA
|
1.06% | $500 | - | Learn More |
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Mo CD
|
0.15% | $500 | - | Learn More |
| 6 Mo CD
|
0.20% | $500 | - | Learn More |
| 12 Mo CD
|
1.06% | $500 | - | Learn More |
| 24 Mo CD
|
1.51% | $500 | - | Learn More |
| 36 Mo CD
|
1.66% | $500 | - | Learn More |
| 60 Mo CD
|
2.27% | $500 | - | Learn More |
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.05% | $100 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.02% | $5 | - | Learn More |
Loan Rates - October 15, 2019
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for DEER VALLEY
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2019
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
4.990% | 4.990% | 0.00 | $0 | $1,341 | Learn More |
NMLS ID: 2890 License#: MC-3098 |
3.634% | 3.625% | 0.13 | $265 | $1,141 | Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2019
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Figure Home Equity Line |
0.000 %
|
$0 |
Learn More
More Info |
Third Federal Savings and Loans |
3.990 %
|
$0 |
Learn More
More Info |
Note to DEER VALLEY
To upload and update your bank's rates please register.
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Branches
Below are Deer Valley branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Deer Valley Locations
Financial Details
Deer Valley Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Deer Valley. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Deer Valley | U.S. Average |
|---|---|
| 8.94% | 5.86 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2019, Deer Valley had $1,972,905 in non-current loans and $212,775 in owned assets. To cover these potential losses it had $22,663,864 in net worth and $1,796,708 in loans loss reserves. That gives it a Texas Ratio of 8.94%.
Net Worth
| Deer Valley | U.S. Average |
|---|---|
| 8.76% | 13.65% |
Deer Valley FCU has a net worth of 8.76% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Deer Valley
Branches and Savings
What is Deer Valley?
A federal credit union, registered with the NCUA under certificate #68498.
Learn more about credit unions here.
Is Deer Valley FDIC insured?
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Who can join Deer Valley?
Please see Field of Membership information above for information on who is eligible to join.
How big is Deer Valley?
Deer Valley has total capital of $22.66 million. Full information on Deer Valley's financial position is located above.
Who owns Deer Valley?
Credit Unions are owned by their members.
Where are Deer Valley branches located?
See branch locations nearby.
Are Deer Valley ATMs Open 24/7?
Do Deer Valley ATMs accept cash deposits?
Can Deer Valley customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Deer Valley have a mobile app?
Does Deer Valley have mobile deposit?
Does Deer Valley have quick pay?
How can Deer Valley transfer money to other banks or credit unions?
Does Deer Valley report to credit bureaus?
Does Deer Valley use Chexsystems?
Does Deer Valley use Equifax?
What is Deer Valley's toll free phone number?
What is Deer Valley's ACH Routing Number?
What is Deer Valley's SWIFT code?
Where can I find Deer Valley's wire transfer form?
What is the Deer Valley address for deposits?
What Products Does Deer Valley Offer
Does Deer Valley offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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