DEER VALLEY

16215 N 28th Ave
Phoenix, AZ 85053

Notable Rates APY Vs.Others
Savings 0.05% 2.30% →
1-Year CD 1.06% 2.25% →
2-Year CD 1.51% 2.50% →
5-Year CD 2.27% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Deer Valley is an NCUA insured institution located in Phoenix, AZ. It was founded in 1971 and has approximately $258.57 millions in assets.

Who can join?

Deer Valley Credit Union offers membership to all individuals who live, work, or worship within the community throughout the Central, North and Northwest Valley. Boundaries are South to University Ave, North to Anthem, West to the White Tanks Mountains and East to Scottsdale Road.

The following ZIP codes are included in our field of membership: 85001, 85002, 85003, 85004, 85005, 85006, 85007, 85008, 85009, 85010, 85011, 85012, 85013, 85014, 85015, 85016, 85017, 85018, 85019, 85020, 85021, 85022, 85023, 85024, 85025, 85027, 85028, 85029, 85030, 85031, 85032, 85033, 85034, 85035, 85036, 85038, 85046, 85050, 85051, 85052, 85053, 85054, 85055, 85060, 85061, 85062, 85063, 85064, 85065, 85067, 85068, 85069, 85070, 85071, 85072, 85073, 85074, 85075, 85077, 85078, 85079, 85080, 85082, 85085, 85086, 85087, 85098, 85099, 85253, 85254, 85301, 85302, 85303, 85304, 85305, 85306, 85308, 85310, 85311, 85312, 85313, 85318, 85335, 85345, 85351, 85363, 85373, 85374, 85375, 85379, 85380, 85381, 85382, 85383, 85385, 85387, 85388

NCUA Insured Yes
Charter Number # # 68498
Date Established 1971
Assets $258.57 million
Loans $183.50 million
Deposits $229.90 million
Capital $22.66 million
 

Field of Membership Restrictions

Deer Valley Credit Union of Arizona is open to the residents, people that maintain employment, and church members within the region of a 107 area code including central, north, and northwest Pheonix, Glendale, Peoria, Anaheim, Surprise, Youngtown, Sun City, and the Prescott/Prescott Valley Region as well as the other qualified zip codes that are listed on the website.

Deposit Rates - December 11, 2019

Your Current Location: Washington, WA 98101

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $1 $9,999 Learn MoreShow Less
Money Market
0.10% $10,000 $24,999 Learn MoreShow Less
Money Market
0.10% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.06% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.15% $500 - Learn MoreShow Less
6 Mo CD
0.20% $500 - Learn MoreShow Less
12 Mo CD
1.06% $500 - Learn MoreShow Less
24 Mo CD
1.51% $500 - Learn MoreShow Less
36 Mo CD
1.66% $500 - Learn MoreShow Less
60 Mo CD
2.27% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $5 - Learn MoreShow Less

Loan Rates - December 11, 2019

Your Current Location: Washington, WA 98101

There are currently no loan rates available for DEER VALLEY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
3.625% 3.625% -0.13 ($242) $1,141 Learn More
Infinity Mortgage Group
NMLS ID: 35972
License#: NMLS 35972
3.649% 3.625% -0.13 $776 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.633% 3.625% 0.13 $248 $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to DEER VALLEY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Deer Valley branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Deer Valley Locations


Financial Details

Deer Valley Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Deer Valley. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Deer Valley U.S. Average
8.94% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Deer Valley had $1,972,905 in non-current loans and $212,775 in owned assets. To cover these potential losses it had $22,663,864 in net worth and $1,796,708 in loans loss reserves. That gives it a Texas Ratio of 8.94%.

Net Worth
Deer Valley U.S. Average
8.76% 13.65%

Deer Valley FCU has a net worth of 8.76% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Deer Valley

Branches and Savings

What is Deer Valley?

A federal credit union, registered with the NCUA under certificate #68498.
Learn more about credit unions here.

Is Deer Valley FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Deer Valley?

Please see Field of Membership information above for information on who is eligible to join.

What are Deer Valley's share account and share certificate rates?

Deer Valley's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Deer Valley?

Deer Valley has total capital of $22.66 million. Full information on Deer Valley's financial position is located above.

Who owns Deer Valley?

Credit Unions are owned by their members.

Where are Deer Valley branches located?

See branch locations nearby.

Are Deer Valley ATMs Open 24/7?

Do Deer Valley ATMs accept cash deposits?

Can Deer Valley customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Deer Valley have a mobile app?

Does Deer Valley have mobile deposit?

Does Deer Valley have quick pay?

How can Deer Valley transfer money to other banks or credit unions?

Does Deer Valley report to credit bureaus?

Does Deer Valley use Chexsystems?

Does Deer Valley use Equifax?

What is Deer Valley's toll free phone number?

What is Deer Valley's ACH Routing Number?

What is Deer Valley's SWIFT code?

Where can I find Deer Valley's wire transfer form?

What is the Deer Valley address for deposits?

What Products Does Deer Valley Offer

Does Deer Valley offer mortgages?

Compare mortgage rates here.

Does Deer Valley offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Deer Valley offer auto and RV loans?

Compare auto loan rates here.

Does Deer Valley offer student loans or personal loans?

Compare personal loan rates here.

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