2024 Overview
General Credit Union Information
Altura is an NCUA insured institution located in Riverside, CA. It was founded in 1957 and has approximately $2590.43 millions in assets.
Who can join?
Anyone who lives, works, attends school, or worships in any of the following areas can join: Riverside County, San Diego County, Orange County cities of Anaheim, Garden Grove, Irvine and Santa Ana, San Bernardino County cities of Rancho Cucamonga, Ontario and Fontana
Family members of a member are also eligible to join.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 62799 |
| Date Established | 1957 |
| Assets | $2,590.43 million |
| Loans | $1,702.36 million |
| Deposits | $2,096.23 million |
| Capital | $242.56 million |
Field of Membership Restrictions
Membership in Altura Credit Union is open to those who live, work, attend school or worship in Riverside or Orange Counties in California or the cities of Anaheim, Irvine, Santa Ana, Rancho Cucamonga, Ontario or Fontana, California.
Deposit Rates - April 25, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Side Share
|
0.10% | $0 | - |
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|
| Regular Share Savings
|
0.10% | $25 | - |
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|
| Wealth Builder
|
0.60% | $10,000 | - |
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|
|
Premium Money Market Account
|
1.12% | $0 | $9,999 |
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|
|
Premium Money Market Account
|
1.22% | $10,000 | $49,999 |
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|
|
Premium Money Market Account
|
1.42% | $50,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Months
|
0.50% | $1,000 | $99,999 |
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|
| 3 Months
|
0.60% | $100,000 | - |
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|
| 6 Months
|
0.55% | $1,000 | $99,999 |
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|
| 6 Months
|
0.65% | $100,000 | - |
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|
| 12 Months
|
0.65% | $1,000 | $99,999 |
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|
| 12 Months
|
0.75% | $100,000 | - |
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|
| 24 Months
|
0.80% | $1,000 | $99,999 |
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|
| 24 Months
|
0.90% | $100,000 | - |
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|
| 36 Months
|
0.85% | $1,000 | $99,999 |
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|
| 36 Months
|
0.95% | $100,000 | - |
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|
| 48 Months
|
1.05% | $1,000 | $99,999 |
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|
| 48 Months
|
1.15% | $100,000 | - |
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|
| 60 Months
|
1.25% | $1,000 | $99,999 |
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|
| 60 Months
|
1.35% | $100,000 | - |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Ascend Checking
|
0.05% | $10,000 | $49,999 | Learn More |
| Ascend Checking
|
0.20% | $50,000 | - | Learn More |
Loan Rates - April 25, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Altura
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.944% | 6.750% | 1.00 | $6,400 | $2,076 | Learn More |
NMLS ID: 3030 |
7.476% | 7.375% | 1.00 | $3,200 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: Not a Lender |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Altura
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Branches
Below are Altura branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
ALTURA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Altura Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Altura. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Altura | U.S. Average |
|---|---|
| 5.64% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Altura had $14,116,543 in non-current loans and $239,284 in owned assets. To cover these potential losses it had $242,563,333 in net worth and $11,757,140 in loans loss reserves. That gives it a Texas Ratio of 5.64%.
Net Worth
| Altura | U.S. Average |
|---|---|
| 9.35% | 13.62% |
Altura FCU has a net worth of 9.35% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Altura
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