Altura Credit Union


2847 Campus Pkwy
Riverside, CA 92507
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.60% 6.25% →
1-Year CD 0.65% 5.25% →
2-Year CD 2.10% 5.00% →
5-Year CD 1.25% 4.67% →
30-Year Mortgage N.A. 0.00% →
15-Year Mortgage N.A. 0.00% →
HELOC N.A. 0.99% →

2023 Overview

General Credit Union Information

Altura is an NCUA insured institution located in Riverside, CA. It was founded in 1957 and has approximately $2461.24 millions in assets.

Who can join?

Anyone who lives, works, attends school, or worships in any of the following areas can join: Riverside County, San Diego County, Orange County cities of Anaheim, Garden Grove, Irvine and Santa Ana, San Bernardino County cities of Rancho Cucamonga, Ontario and Fontana

Family members of a member are also eligible to join.

NCUA Insured Yes / State-Chartered
Charter Number # # 62799
Date Established 1957
Assets $2,461.24 million
Loans $1,483.62 million
Deposits $2,174.46 million
Capital $229.17 million

Field of Membership Restrictions

Membership in Altura Credit Union is open to those who live, work, attend school or worship in Riverside or Orange Counties in California or the cities of Anaheim, Irvine, Santa Ana, Rancho Cucamonga, Ontario or Fontana, California.

Deposit Rates - June 7, 2023

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Side Share
0.10% $0 - Learn More
Regular Share Savings
0.10% $25 - Learn More
Wealth Builder
0.60% $10,000 - Learn More
Premium Money Market Account
0.85% $0 $9,999 Learn More
Premium Money Market Account
0.95% $10,000 $49,999 Learn More
Premium Money Market Account
1.15% $50,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Months
0.40% $1,000 $99,999 Learn More
3 Months
0.50% $100,000 - Learn More
6 Months
0.45% $1,000 $99,999 Learn More
6 Months
0.55% $100,000 - Learn More
12 Months
0.55% $1,000 $99,999 Learn More
12 Months
0.65% $100,000 - Learn More
24 Months
2.00% $1,000 $99,999 Learn More
24 Months
2.10% $100,000 - Learn More
36 Months
0.75% $1,000 $99,999 Learn More
36 Months
0.85% $100,000 - Learn More
48 Months
0.95% $1,000 $99,999 Learn More
48 Months
1.05% $100,000 - Learn More
60 Months
1.15% $1,000 $99,999 Learn More
60 Months
1.25% $100,000 - Learn More
Int Checking Rates APY MIN MAX
Ascend Checking
0.05% $10,000 $49,999 Learn MoreShow Less
Ascend Checking
0.20% $50,000 - Learn MoreShow Less

Loan Rates - June 7, 2023

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Altura

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2023

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
6.367% 6.250% 0.88 $3,095 $1,540 Learn More
NMLS ID: 1907
6.794% 6.625% 0.75 $4,375 $1,601 Learn More
Good Day Financial, LLC
NMLS ID: 1984206
License#: #: MC-7440
7.167% 6.999% 1.00 $4,492 $1,664 Learn More
NMLS ID: Not a Lender
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2023

Lender APR (%)? Monthly Payment? Learn More

Note to Altura
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Altura branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Altura Locations

Climate Initiatives

ALTURA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Altura Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Altura. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Altura U.S. Average
4.65% 5.90

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2022, Altura had $11,041,380 in non-current loans and $154,715 in owned assets. To cover these potential losses it had $229,167,708 in net worth and $11,757,140 in loans loss reserves. That gives it a Texas Ratio of 4.65%.

Net Worth
Altura U.S. Average
9.31% 12.75%

Altura FCU has a net worth of 9.31% versus the BestCashCow average of 12.75. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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