ALTURA

2847 CAMPUS PKWY
Riverside, CA 92507

Notable Rates APY Vs.Others
Savings 0.10% 2.25% →
1-Year CD 1.45% 2.25% →
2-Year CD 1.70% 2.50% →
5-Year CD 2.50% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Altura is an NCUA insured institution located in Riverside, CA. It was founded in 1957 and has approximately $1470.73 millions in assets.

Who can join?

Anyone who lives, works, attends school, or worships in any of the following areas can join: Riverside County, San Diego County, Orange County cities of Anaheim, Garden Grove, Irvine and Santa Ana, San Bernardino County cities of Rancho Cucamonga, Ontario and Fontana

Family members of a member are also eligible to join.

NCUA Insured Yes
Charter Number # # 62799
Date Established 1957
Assets $1,470.73 million
Loans $1,084.23 million
Deposits $1,282.90 million
Capital $165.35 million
 

Field of Membership Restrictions

Membership in Altura Credit Union is open to those who live, work, attend school or worship in Riverside or Orange Counties in California or the cities of Anaheim, Irvine, Santa Ana, Rancho Cucamonga, Ontario or Fontana, California.

Deposit Rates - December 16, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $1 $9,999 Learn MoreShow Less
Money Market
0.15% $10,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.35% $1,000 $99,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.75% $1,000 $99,999 Learn MoreShow Less
3 Mo CD
0.85% $100,000 - Learn MoreShow Less
6 Mo CD
1.10% $1,000 $99,999 Learn MoreShow Less
6 Mo CD
1.20% $100,000 - Learn MoreShow Less
12 Mo CD
1.35% $1,000 $99,999 Learn MoreShow Less
12 Mo CD
1.45% $100,000 - Learn MoreShow Less
24 Mo CD
1.60% $1,000 $99,999 Learn MoreShow Less
24 Mo CD
1.70% $100,000 - Learn MoreShow Less
36 Mo CD
1.80% $1,000 $99,999 Learn MoreShow Less
36 Mo CD
1.90% $100,000 - Learn MoreShow Less
48 Mo CD
2.00% $1,000 $99,999 Learn MoreShow Less
48 Mo CD
2.10% $100,000 - Learn MoreShow Less
60 Mo CD
2.40% $1,000 $99,999 Learn MoreShow Less
60 Mo CD
2.50% $100,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $50 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $100 - Learn MoreShow Less

Loan Rates - December 16, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ALTURA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.625% 3.625% -0.13 ($222) $1,141 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Atlantic Union Bank
Atlantic Union Bank
4.750 %
$15,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to ALTURA
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Altura branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Altura Locations


Financial Details

Altura Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Altura. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Altura U.S. Average
4.29% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Altura had $6,820,774 in non-current loans and $814,565 in owned assets. To cover these potential losses it had $165,350,629 in net worth and $12,827,054 in loans loss reserves. That gives it a Texas Ratio of 4.29%.

Net Worth
Altura U.S. Average
11.24% 13.65%

Altura FCU has a net worth of 11.24% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Altura

Branches and Savings

What is Altura?

A federal credit union, registered with the NCUA under certificate #62799.
Learn more about credit unions here.

Is Altura FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Altura?

Please see Field of Membership information above for information on who is eligible to join.

What are Altura's share account and share certificate rates?

Altura's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Altura?

Altura has total capital of $165.35 million. Full information on Altura's financial position is located above.

Who owns Altura?

Credit Unions are owned by their members.

Where are Altura branches located?

See branch locations nearby.

Are Altura ATMs Open 24/7?

Do Altura ATMs accept cash deposits?

Can Altura customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Altura have a mobile app?

Does Altura have mobile deposit?

Does Altura have quick pay?

How can Altura transfer money to other banks or credit unions?

Does Altura report to credit bureaus?

Does Altura use Chexsystems?

Does Altura use Equifax?

What is Altura's toll free phone number?

What is Altura's ACH Routing Number?

What is Altura's SWIFT code?

Where can I find Altura's wire transfer form?

What is the Altura address for deposits?

What Products Does Altura Offer

Does Altura offer mortgages?

Compare mortgage rates here.

Does Altura offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Altura offer auto and RV loans?

Compare auto loan rates here.

Does Altura offer student loans or personal loans?

Compare personal loan rates here.

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