American Heritage is an NCUA insured institution located in Philadelphia, PA. It was founded in 1948 and has approximately $3434 millions in assets.
Who can join?
Anyone employed by the union's Sponsor Companies
Any immediate family members of current or eligible members
This Includes: spouse, children, parents, siblings, grandchildren,
grandparents, stepparents, and stepchildren
Anyone living in the same household with a current or eligible member
Members of the Kids-N-Hope Foundation
Anyone who lives, works or worships in certain areas of:
Ambler
Bensalem
Bridgeport
Bristol
Bryn Athyn
Butler
Cheltenham
Conshohocken
Fort Washington
Norristown
Penndel
Souderton
Southampton
Tullytown
Villanova
Warminster Heights
NCUA Insured | Yes / Federally Chartered |
Charter Number # | # 5621 |
Date Established | 1948 |
Assets | $3,434.00 million |
Loans | $2,418.97 million |
Deposits | $2,616.03 million |
Capital | $259.35 million |
Your Current Location: Virginia, VA 20146
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Savings
|
0.11% | $2,500 | $4,999 |
Learn More
|
Special: SAV
|
0.40% | $10,000 | $1,000,000 |
Learn More
|
Money Market
|
0.20% | $2,500 | $2,999 |
Learn More
|
Money Market
|
0.20% | $10,000 | $14,999 |
Learn More
|
Money Market
|
0.30% | $25,000 | $29,999 |
Learn More
|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
0.35% | $10,000 | $14,999 |
Learn More
|
6 Mo CD
|
0.35% | $100,000 | $199,999 |
Learn More
|
12 Mo CD
|
0.50% | $1,000 | - |
Learn More
|
18 Mo CD
|
0.70% | $10,000 | $14,999 |
Learn More
|
18 Mo CD
|
0.70% | $100,000 | $199,999 |
Learn More
|
Special: 20 Mo CD
|
0.80% | $1,000 | - |
Learn More
|
24 Mo CD
|
0.70% | $10,000 | $14,999 |
Learn More
|
24 Mo CD
|
0.70% | $100,000 | $199,999 |
Learn More
|
30 Mo CD
|
0.75% | $10,000 | $14,999 |
Learn More
|
30 Mo CD
|
0.75% | $100,000 | $199,999 |
Learn More
|
36 Mo CD
|
0.90% | $10,000 | $14,999 |
Learn More
|
36 Mo CD
|
0.90% | $100,000 | $199,999 |
Learn More
|
48 Mo CD
|
0.90% | $1,000 | - |
Learn More
|
60 Mo CD
|
1.00% | $1,000 | - |
Learn More
|
Variable IRA Rates | APY | MIN | MAX | |
---|---|---|---|---|
Var IRA
|
0.31% | $1 | $499 | Learn More |
Fixed IRA Rates | APY | MIN | MAX | |
---|---|---|---|---|
12 Mo FIRA
|
0.50% | $1,000 | - | Learn More |
Special: 20 Mo FIRA
|
0.80% | $1,000 | - | Learn More |
48 Mo FIRA
|
0.90% | $1,000 | - | Learn More |
60 Mo FIRA
|
1.00% | $1,000 | - | Learn More |
Int Checking Rates | APY | MIN | MAX | |
---|---|---|---|---|
Int Ckg
|
0.10% | $2,500 | $3,499 | Learn More |
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for AMERICAN HERITAGE
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
![]() NMLS ID: 1799947 |
2.561% | 2.500% | 0.75 | $2,022 | $988 | Learn More |
![]() NMLS ID: |
2.441% | 2.375% | 0.88 | $2,188 | $972 | Learn More |
![]() NMLS ID: 3030 |
3.368% | 3.250% | 1.00 | $3,750 | $1,089 | Learn More |
![]() NMLS ID: 1429243 |
2.672% | 2.625% | 0.25 | $1,542 | $1,005 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
![]() Test Advertiser QA See Table |
0.000 %
|
$0 |
Learn More
More Info |
![]() Bethpage Federal Credit Union See Table |
Intro APR 2.990 % After Intro: 3.750 % Intro Period: 12 months |
$25,000 |
Learn More
More Info |
![]() Third Federal Savings and Loan See Table |
2.240 %
|
$0 |
Learn More
More Info |
Note to AMERICAN HERITAGE
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are American Heritage branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
The following ratios and data are available to help you better understand the financial condition of American Heritage. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
American Heritage | U.S. Average |
---|---|
10.35% | 5.40 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2020, American Heritage had $27,578,688 in non-current loans and $626,120 in owned assets. To cover these potential losses it had $259,353,285 in net worth and $13,029,306 in loans loss reserves. That gives it a Texas Ratio of 10.35%.
American Heritage | U.S. Average |
---|---|
8.35% | 12.67% |
American Heritage FCU has a net worth of 8.35% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
A federal credit union, registered with the NCUA under certificate #5621.
Learn more about credit unions here.
No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. American Heritage is insured by the NCUA.
Please see Field of Membership information above for information on who is eligible to join.
American Heritage has total capital of $259.35 million. Full information on American Heritage's financial position is located above.
Credit Unions are owned by their members.
See branch locations nearby.
Compare home equity lines of credit rates here.
Jobe0822@gmail.com
December 22, 2020 | Replies 1
Where is the 4.00/% rate? It doesn’t seem to exist?
Is this review helpful? Yes:0 / No: 0
| Apr 19, 2021
click on a branch , scroll down it's there min. is 1000., max 2000.
Joyce
April 15, 2016
Excellent bank with which to conduct business. Very helpful and they have competitive rates with promotions.
Is this review helpful? Yes:1 / No: 0
Add Your Review