American Heritage Federal Credit Union
Headquarters
2060 Red Lion Road
Philadelphia, PA 19115
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2024 Overview
General Credit Union Information
American Heritage is an NCUA insured institution located in Philadelphia, PA. It was founded in 1948 and has approximately $4754.96 millions in assets.
Who can join?
Anyone employed by the union's Sponsor Companies
Any immediate family members of current or eligible members
This Includes: spouse, children, parents, siblings, grandchildren,
grandparents, stepparents, and stepchildren
Anyone living in the same household with a current or eligible member
Members of the Kids-N-Hope Foundation
Anyone who lives, works or worships in certain areas of:
Ambler
Bensalem
Bridgeport
Bristol
Bryn Athyn
Butler
Cheltenham
Conshohocken
Fort Washington
Norristown
Penndel
Souderton
Southampton
Tullytown
Villanova
Warminster Heights
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 5621 |
| Date Established | 1948 |
| Assets | $4,754.96 million |
| Loans | $3,720.94 million |
| Deposits | $3,607.35 million |
| Capital | $399.14 million |
Field of Membership Restrictions
Membership in American Heritage Federal Credit Union is open to anyone through membership in the Kids-N-Hope Foundation. Membership is also open to select areas of Ambler, Bensalem, Bridgeport, Bristol, Bryn Athyn, Butler, Cheltenham, Conshohocken, Fort Washington, Norristown, Penndel, Souderton, Southampton, Tullytown, Villanova, or Warminster Heights, Pennsylvania and employees of Select Employer Groups.
Deposit Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.11% | $100 | $9,999 |
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|
| High-Yield (New Money Only)
|
3.75% | $10,000 | $1,000,000 |
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|
|
Money Market
|
2.31% | $2,000 | $24,999 |
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|
|
Money Market
|
2.65% | $25,000 | - |
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|
|
Money Market
|
2.80% | $50,000 | - |
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|
|
Money Market
|
3.00% | $75,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Month
|
4.50% | $1,000 | - |
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|
| 6 Mo CD
|
4.50% | $1,000 | - |
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|
| 7 Month
|
5.00% | $1,000 | - |
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|
| 7 Month Jumbo Special
|
4.50% | $100,000 | - |
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|
| 9 Month
|
5.00% | $1,000 | - |
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|
| 12 Mo CD
|
5.00% | $1,000 | - |
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|
| 13 Month
|
5.00% | $1,000 | - |
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|
| 15 Month
|
4.65% | $1,000 | - |
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|
| 18 Mo CD
|
4.75% | $1,000 | - |
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|
| 20 Mo CD
|
4.50% | $1,000 | - |
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|
| 24 Mo CD
|
4.25% | $1,000 | - |
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|
| 30 Mo CD
|
4.25% | $1,000 | - |
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|
| 36 Mo CD
|
4.00% | $1,000 | - |
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|
| 48 Mo CD
|
4.00% | $1,000 | - |
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|
| 60 Month
|
4.00% | $1,000 | - |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| VIRA
|
0.31% | $0 | - | Learn More |
| Platinum IRA Share
|
0.36% | $4,000 | - | Learn More |
| Fixed IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| 13 Mo FIRA
|
5.50% | $1,000 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| INTCK
|
0.10% | $1,000 | - | Learn More |
Loan Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for American Heritage
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 2059741 |
6.994% | 6.875% | 0.63 | $3,901 | $2,103 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: 491986 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to American Heritage
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Branches
Below are American Heritage branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
AMERICAN HERITAGE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
American Heritage Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of American Heritage. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| American Heritage | U.S. Average |
|---|---|
| 9.77% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, American Heritage had $37,042,715 in non-current loans and $3,574,900 in owned assets. To cover these potential losses it had $399,144,668 in net worth and $16,744,986 in loans loss reserves. That gives it a Texas Ratio of 9.77%.
Net Worth
| American Heritage | U.S. Average |
|---|---|
| 8.48% | 13.62% |
American Heritage FCU has a net worth of 8.48% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for American Heritage (3)
Jobe0822@gmail.com
December 22, 2020 | Replies 1
Where is the 4.00/% rate? It doesn’t seem to exist?
Is this review helpful? Yes:0 / No: 0
| Apr 19, 2024
click on a branch , scroll down it's there min. is 1000., max 2000.
Joyce
April 15, 2016
Excellent bank with which to conduct business. Very helpful and they have competitive rates with promotions.
Is this review helpful? Yes:1 / No: 0
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