AMERICAN HERITAGE

2060 Red Lion Road
Philadelphia, PA 19115

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 5621
Date Established 1948
Assets $2,530.92 million
Loans $1,774.27 million
Deposits $1,846.64 million
Capital $208.04 million

American Heritage is an NCUA insured institution located in Philadelphia, PA. It was founded in 1948 and has approximately $2530.92 millions in assets.

Who can join?

Anyone employed by the union's Sponsor Companies

Any immediate family members of current or eligible members
This Includes: spouse, children, parents, siblings, grandchildren,
grandparents, stepparents, and stepchildren

Anyone living in the same household with a current or eligible member

Members of the Kids-N-Hope Foundation

Anyone who lives, works or worships in certain areas of:

Ambler
Bensalem
Bridgeport
Bristol
Bryn Athyn
Butler
Cheltenham
Conshohocken
Fort Washington
Norristown
Penndel
Souderton
Southampton
Tullytown
Villanova
Warminster Heights

Field of Membership Restrictions

Membership in American Heritage Federal Credit Union is open to anyone through membership in the Kids-N-Hope Foundation. Membership is also open to select areas of Ambler, Bensalem, Bridgeport, Bristol, Bryn Athyn, Butler, Cheltenham, Conshohocken, Fort Washington, Norristown, Penndel, Souderton, Southampton, Tullytown, Villanova, or Warminster Heights, Pennsylvania and employees of Select Employer Groups.

Deposit Rates - August 25, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.50% $2,000 $24,999 Learn MoreShow Less
Money Market
0.66% $25,000 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
2.00% $1,000 - Learn MoreShow Less
Special: 4 Mo FIRA
4.00% $1,000 $2,000 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
1.00% $1,000 - Learn MoreShow Less
Special: 4 Mo CD
4.00% $1,000 $2,000 Learn MoreShow Less
6 Mo CD
1.00% $1,000 - Learn MoreShow Less
12 Mo CD
2.00% $1,000 - Learn MoreShow Less
18 Mo CD
2.00% $1,000 - Learn MoreShow Less
24 Mo CD
2.10% $1,000 - Learn MoreShow Less
30 Mo CD
2.10% $1,000 - Learn MoreShow Less
36 Mo CD
2.15% $1,000 - Learn MoreShow Less
48 Mo CD
2.15% $1,000 - Learn MoreShow Less
60 Mo CD
2.25% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.31% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1,000 - Learn MoreShow Less

Loan Rates - August 25, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for AMERICAN HERITAGE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.529% 3.500% 0.38 $898 $1,123 Learn More
Rocket Mortgage
NMLS ID: 3030
4.625% 4.625% 0.00 $0 $1,286 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

Note to AMERICAN HERITAGE
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are American Heritage branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


American Heritage Locations


Financial Details

American Heritage Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of American Heritage. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
American Heritage U.S. Average
7.85% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, American Heritage had $15,862,544 in non-current loans and $1,179,110 in owned assets. To cover these potential losses it had $208,044,787 in net worth and $9,118,017 in loans loss reserves. That gives it a Texas Ratio of 7.85%.

Net Worth
American Heritage U.S. Average
8.69% 13.47%

American Heritage FCU has a net worth of 8.69% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About American Heritage

Branches and Savings

What is American Heritage?

A federal credit union, registered with the NCUA under certificate #5621.
Learn more about credit unions here.

Is American Heritage FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join American Heritage?

Please see Field of Membership information above for information on who is eligible to join.

What are American Heritage's share account and share certificate rates?

American Heritage's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is American Heritage?

American Heritage has total capital of $208.04 million. Full information on American Heritage's financial position is located above.

Who owns American Heritage?

Credit Unions are owned by their members.

Where are American Heritage branches located?

See branch locations nearby.

Are American Heritage ATMs Open 24/7?

Do American Heritage ATMs accept cash deposits?

Can American Heritage customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does American Heritage have a mobile app?

Does American Heritage have mobile deposit?

Does American Heritage have quick pay?

How can American Heritage transfer money to other banks or credit unions?

Does American Heritage report to credit bureaus?

Does American Heritage use Chexsystems?

Does American Heritage use Equifax?

What is American Heritage's toll free phone number?

What is American Heritage's ACH Routing Number?

What is American Heritage's SWIFT code?

Where can I find American Heritage's wire transfer form?

What is the American Heritage address for deposits?

What Products Does American Heritage Offer

Does American Heritage offer mortgages?

Compare mortgage rates here.

Does American Heritage offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does American Heritage offer auto and RV loans?

Compare auto loan rates here.

Does American Heritage offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for American Heritage


  • Joyce

    April 15, 2016

    CDs 59 Month Rates

    Excellent bank with which to conduct business. Very helpful and they have competitive rates with promotions.

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