201 E New St
Kingsport, TN 37660
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Appalachian Community is an NCUA insured institution located in Kingsport, TN. It was founded in 1993 and has approximately $181.07 millions in assets.
Who can join?
If you live, work, worship, or attend school in one of the following areas you are eligible to become a member:
• Carter County, TN
• Hawkins County, TN
• Sullivan County, TN
• Unicoi County, TN
• Washington County, TN
• Scott County, VA
• Washington County, VA
• Wise County, VA
• Clinton County, KY
• Jackson County, KY
• Wayne County, KY
• McCeary County, KY
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 24495 |
| Date Established | 1993 |
| Assets | $181.07 million |
| Loans | $150.29 million |
| Deposits | $160.46 million |
| Capital | $19.81 million |
Your Current Location: Arizona, AZ 85001
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.15% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.10% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.10% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.01% | $2,500 | $3,499 | Learn More |
Your Current Location: Arizona, AZ 85001
There are currently no loan rates available for Appalachian Community
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Note to Appalachian Community
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are Appalachian Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Phoenix,Arizona
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1513.39 | A | View Lobby Hours | |
| 1553.43 | B | View Lobby Hours | |
| 1578.41 | C | View Lobby Hours | |
| 1580.86 | D | View Lobby Hours | |
| 1582.15 | E | View Lobby Hours | |
| 1585.57 | F | View Lobby Hours |
APPALACHIAN COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of Appalachian Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Appalachian Community | U.S. Average |
|---|---|
| 7.55% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, Appalachian Community had $1,512,184 in non-current loans and $40,469 in owned assets. To cover these potential losses it had $19,808,488 in net worth and $767,150 in loans loss reserves. That gives it a Texas Ratio of 7.55%.
| Appalachian Community | U.S. Average |
|---|---|
| 10.94% | 14.48% |
Appalachian Community FCU has a net worth of 10.94% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on September 10, 2026
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