Buffalo Conrail Federal Credit Union


1481 Harlem Rd
Cheektowaga, NY 14206
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Notable Rates APY Vs.Others
Savings N.A. 5.40% →
1-Year CD N.A. 5.77% →
2-Year CD N.A. 5.50% →
5-Year CD N.A. 5.25% →
30-Year Mortgage N.A. 0.00% →
15-Year Mortgage N.A. 0.00% →
HELOC N.A. 0.99% →

2023 Overview

General Credit Union Information

Buffalo Conrail is an NCUA insured institution located in Cheektowaga, NY. It was founded in 1935 and has approximately $53.2 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 845
Date Established 1935
Assets $53.20 million
Loans $43.40 million
Deposits $42.41 million
Capital $10.92 million

Deposit Rates - November 29, 2023

Your Current Location: Virginia, VA 20146

We do not yet have rates for Buffalo Conrail

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Loan Rates - November 29, 2023

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Buffalo Conrail

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2023

Lender APR Rate (%) Points Fees Monthly
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NMLS ID: Not a Lender
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NMLS ID: 491986
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Featured - Virginia Home Equity Line Of Credit Rates 2023

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Below are Buffalo Conrail branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Buffalo Conrail Locations

Climate Initiatives

BUFFALO CONRAIL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Buffalo Conrail Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Buffalo Conrail. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Buffalo Conrail U.S. Average
0.49% 4.93

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2023, Buffalo Conrail had $54,221 in non-current loans and $0 in owned assets. To cover these potential losses it had $10,916,600 in net worth and $152,875 in loans loss reserves. That gives it a Texas Ratio of 0.49%.

Net Worth
Buffalo Conrail U.S. Average
20.47% 13.17%

Buffalo Conrail FCU has a net worth of 20.47% versus the BestCashCow average of 13.17. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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