Berrien Teachers

Headquarters

P.o. Box 625
Nashville, GA 31639
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.01% 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Berrien Teachers is an NCUA insured institution located in Nashville, GA. It was founded in 1960 and has approximately $1.17 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 14011
Date Established 1960
Assets $1.17 million
Loans $0.88 million
Deposits $0.96 million
Capital $0.21 million
 

Deposit Rates - April 11, 2021

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.01% $2,500 $4,999 Learn More

Loan Rates - April 11, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for BERRIEN TEACHERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Infiniti Home Loans Inc.
NMLS ID: 257476
2.884% 2.750% 0.75 $4,368 $1,021 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to BERRIEN TEACHERS
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Berrien Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Berrien Teachers Locations


Financial Details

Berrien Teachers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Berrien Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Berrien Teachers U.S. Average
19.89% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Berrien Teachers had $43,740 in non-current loans and $0 in owned assets. To cover these potential losses it had $209,056 in net worth and $10,888 in loans loss reserves. That gives it a Texas Ratio of 19.89%.

Net Worth
Berrien Teachers U.S. Average
17.86% 12.67%

Berrien Teachers FCU has a net worth of 17.86% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Berrien Teachers

Branches and Savings

What is Berrien Teachers?

A federal credit union, registered with the NCUA under certificate #14011.
Learn more about credit unions here.

Is Berrien Teachers FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Berrien Teachers is insured by the NCUA.

Who can join Berrien Teachers?

Please see Field of Membership information above for information on who is eligible to join.

What are Berrien Teachers's share account and share certificate rates?

Berrien Teachers's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Berrien Teachers?

Berrien Teachers has total capital of $0.21 million. Full information on Berrien Teachers's financial position is located above.

Who owns Berrien Teachers?

Credit Unions are owned by their members.

Where are Berrien Teachers branches located?

See branch locations nearby.

Are Berrien Teachers ATMs Open 24/7?

Do Berrien Teachers ATMs accept cash deposits?

Can Berrien Teachers customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Berrien Teachers have a mobile app?

Does Berrien Teachers have mobile deposit?

Does Berrien Teachers have quick pay?

How can Berrien Teachers transfer money to other banks or credit unions?

Does Berrien Teachers report to credit bureaus?

Does Berrien Teachers use Chexsystems?

Does Berrien Teachers use Equifax?

What is Berrien Teachers's toll free phone number?

What is Berrien Teachers's ACH Routing Number?

What is Berrien Teachers's SWIFT code?

Where can I find Berrien Teachers's wire transfer form?

What is the Berrien Teachers address for deposits?

What Products Does Berrien Teachers Offer

Does Berrien Teachers offer mortgages?

Compare mortgage rates here.

Does Berrien Teachers offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Berrien Teachers offer auto and RV loans?

Compare auto loan rates here.

Does Berrien Teachers offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Berrien Teachers

There are currently no comments for Berrien Teachers. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →