BRAZOS VALLEY SCHOOLS

25525 Katy Mills Pkwy
Katy, TX 77494

Notable Rates APY Vs.Others
Savings 0.20% 2.30% →
1-Year CD 2.10% 2.25% →
2-Year CD 2.30% 2.50% →
5-Year CD N.A. 3.25% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Brazos Valley Schools is an NCUA insured institution located in Katy, TX. It was founded in 1954 and has approximately $743.95 millions in assets.

Who can join?

If you live, worship, work or attend school within the geographical boundaries of Bryan ISD, College Station ISD, Brenham ISD or Burton ISD, you are eligible to join. If you live, worship, work or attend school within the geographical boundaries of Fort Bend ISD, Lamar Consolidated ISD, Needville ISD, Stafford ISD, Brazos ISD or Katy ISD, you are also eligible to join.

Family Eligibility
If you are a relatives of a primary member, you are eligible to join. Relatives include spouse (including spouses of people who died while within this field of membership), children, brothers, sisters, parents, grandparents, grandchildren, nieces, nephews, aunts, uncles, fathers-in-law, mothers-in-law and cousins.

If you are a person who has retired from school districts outside this credit union’s field of membership and who now resides within this credit union’s field of membership as a permanent change of residence, you are eligible to join.

If you are a person who is receiving retirement, pension or other benefits as a result of prior employment by any business or organization included within this field of membership, you are eligible to join.

If you are a faculty, students and staff of Blinn College and Texas A&M University, you are eligible to join.

Employment Eligibility
If you are an employee or member of the Boards of Education of all schools and colleges (except Prairie View A&M University) in these counties: Austin, Bastrop (excluding Bastrop ISD), Brazos, Burleson, Colorado, Damon, DeWitt, Fayette, Fort Bend, Lavaca, Lee, Milam, Waller and Washington, you are eligible to join.

If you are an employee or member of the Boards of Education of all private schools in these counties: Austin, Bastrop, Brazos, Burleson, Colorado, DeWitt, Fayette, Fort Bend, Lavaca, Lee, Milam, Waller and Washington, you are eligible to join.

If you are an employee of Austin, Fort Bend, Brazos, Waller and Washington counties, you are eligible to join.

If you are an employee of the following cities, you are also eligible to join: Bryan, Brookshire, College Station, Hempstead, Katy, Meadows, Missouri City, Needville, Richmond, Rosenberg, San Felipe, Stafford, Sugar Land and Waller.

If you are an employee of the following organizations, you are also eligible to join: Brazos Valley Schools Credit Union, Brenham State School, Richmond State School, Fort Bend Appraisal District, Damon ISD and MHMRA of Brazos Valley.

If you are an employee of the select employee groups, you are eligible to join.

NCUA Insured Yes
Charter Number # # 66353
Date Established 1954
Assets $743.95 million
Loans $277.37 million
Deposits $669.16 million
Capital $70.78 million
 

Field of Membership Restrictions

Membership in Brazos Valley Schools Credit Union is open to the following: (1) those who live, work, attend school or worship in the geographic boundaries of Fort Bend ISD, Lamar Consolidated ISD, Needville ISD, Stafford ISD, Brazos ISD, Katy ISD, Bryan ISD, College Station ISD, Brenham ISD or Burton ISD; (2) employees of Brenham State School, Richmond State School, Fort Bend Appraisal District, Damon ISD and MHMRA of Brazos Valley and other Select Employer Groups.

Deposit Rates - December 10, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.55% $2,500 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
2.00% $1,000 $94,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.75% $1,000 $94,999 Learn MoreShow Less
6 Mo CD
1.65% $1,000 $94,999 Learn MoreShow Less
6 Mo CD
1.75% $95,000 - Learn MoreShow Less
12 Mo CD
2.00% $1,000 $94,999 Learn MoreShow Less
12 Mo CD
2.10% $95,000 - Learn MoreShow Less
24 Mo CD
2.20% $1,000 $94,999 Learn MoreShow Less
24 Mo CD
2.30% $95,000 - Learn MoreShow Less
36 Mo CD
2.45% $1,000 $94,999 Learn MoreShow Less
36 Mo CD
2.55% $95,000 - Learn MoreShow Less
48 Mo CD
2.60% $1,000 $94,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.35% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 - Learn MoreShow Less

Loan Rates - December 10, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BRAZOS VALLEY SCHOOLS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.625% 3.625% -0.13 ($362) $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Atlantic Union Bank
Atlantic Union Bank
4.750 %
$15,000 Learn More
More Info

Note to BRAZOS VALLEY SCHOOLS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Brazos Valley Schools branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Brazos Valley Schools Locations


Financial Details

Brazos Valley Schools Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Brazos Valley Schools. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Brazos Valley Schools U.S. Average
1.38% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Brazos Valley Schools had $991,466 in non-current loans and $718 in owned assets. To cover these potential losses it had $70,784,337 in net worth and $1,018,933 in loans loss reserves. That gives it a Texas Ratio of 1.38%.

Net Worth
Brazos Valley Schools U.S. Average
9.51% 13.65%

Brazos Valley Schools FCU has a net worth of 9.51% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Brazos Valley Schools

Branches and Savings

What is Brazos Valley Schools?

A federal credit union, registered with the NCUA under certificate #66353.
Learn more about credit unions here.

Is Brazos Valley Schools FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Brazos Valley Schools?

Please see Field of Membership information above for information on who is eligible to join.

What are Brazos Valley Schools's share account and share certificate rates?

Brazos Valley Schools's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Brazos Valley Schools?

Brazos Valley Schools has total capital of $70.78 million. Full information on Brazos Valley Schools's financial position is located above.

Who owns Brazos Valley Schools?

Credit Unions are owned by their members.

Where are Brazos Valley Schools branches located?

See branch locations nearby.

Are Brazos Valley Schools ATMs Open 24/7?

Do Brazos Valley Schools ATMs accept cash deposits?

Can Brazos Valley Schools customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Brazos Valley Schools have a mobile app?

Does Brazos Valley Schools have mobile deposit?

Does Brazos Valley Schools have quick pay?

How can Brazos Valley Schools transfer money to other banks or credit unions?

Does Brazos Valley Schools report to credit bureaus?

Does Brazos Valley Schools use Chexsystems?

Does Brazos Valley Schools use Equifax?

What is Brazos Valley Schools's toll free phone number?

What is Brazos Valley Schools's ACH Routing Number?

What is Brazos Valley Schools's SWIFT code?

Where can I find Brazos Valley Schools's wire transfer form?

What is the Brazos Valley Schools address for deposits?

What Products Does Brazos Valley Schools Offer

Does Brazos Valley Schools offer mortgages?

Compare mortgage rates here.

Does Brazos Valley Schools offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Brazos Valley Schools offer auto and RV loans?

Compare auto loan rates here.

Does Brazos Valley Schools offer student loans or personal loans?

Compare personal loan rates here.

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