Educational And Governmental Federal Credit Union


333 North Central Ave Fl 2
Hartsdale, NY 10530
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 5.55% →
1-Year CD N.A. 5.41% →
2-Year CD N.A. 5.25% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Educational And Governmental is an NCUA insured institution located in Hartsdale, NY. It was founded in 1937 and has approximately $54.71 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 2346
Date Established 1937
Assets $54.71 million
Loans $13.82 million
Deposits $49.62 million
Capital $5.84 million

Field of Membership Restrictions

Membership is open to employees or retirees of the County of Westchester, Westchester Medical Center, the White Plains Board of Education, the New York State Police, and other select organizations.

Deposit Rates - May 21, 2024

Your Current Location: Virginia, VA 20146

We do not yet have rates for Educational And Governmental

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Educational And Governmental

Note to Educational And Governmental
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - May 21, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Educational And Governmental

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.968% 6.875% 0.75 $3,046 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.463% 7.375% 0.88 $2,800 $2,211 Learn More
Neighbors Bank
NMLS ID: 491986
Learn More
NMLS ID: Not a Lender
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Educational And Governmental
To upload and update your bank's rates please register. It is free to register and add rates.


Below are Educational And Governmental branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Educational And Governmental Locations

Climate Policy and Initiatives

EDUCATIONAL AND GOVERNMENTAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Add Your Review

or use your BestCashCow account


Financial Details

Educational And Governmental Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Educational And Governmental. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Educational And Governmental U.S. Average
1.28% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Educational And Governmental had $75,053 in non-current loans and $0 in owned assets. To cover these potential losses it had $5,839,566 in net worth and $40,164 in loans loss reserves. That gives it a Texas Ratio of 1.28%.

Net Worth
Educational And Governmental U.S. Average
10.66% 13.62%

Educational And Governmental FCU has a net worth of 10.66% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for Educational And Governmental

There are currently no comments for EDUCATIONAL AND GOVERNMENTAL. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

or use your BestCashCow account