Educational And Governmental Federal Credit Union

Headquarters

333 North Central Ave Fl 2
Hartsdale, NY 10530
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Notable Rates APY Vs.Others
Savings N.A. 4.15% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Educational And Governmental is an NCUA insured institution located in Hartsdale, NY. It was founded in 1937 and has approximately $56.4 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 2346
Date Established 1937
Assets $56.40 million
Loans $15.53 million
Deposits $48.85 million
Capital $6.25 million
 

Field of Membership Restrictions

Membership is open to employees or retirees of the County of Westchester, Westchester Medical Center, the White Plains Board of Education, the New York State Police, and other select organizations.

Deposit Rates - September 21, 2026

Your Current Location: New Mexico, NM

We do not yet have rates for Educational And Governmental

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Loan Rates - September 21, 2026

Your Current Location: New Mexico, NM

There are currently no loan rates available for Educational And Governmental

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - New Mexico 30 Year Fixed Mortgage Rates 2026

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Featured - New Mexico Home Equity Line Of Credit Rates 2026

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Branches

Below are Educational And Governmental branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Deming,New Mexico


Educational And Governmental Locations


BranchDistance Map View Lobby Hours

Branch

1893.07 A View Lobby Hours

Main

1898.00 B View Lobby Hours


Climate Policy and Initiatives

EDUCATIONAL AND GOVERNMENTAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Educational And Governmental Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Educational And Governmental. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Educational And Governmental U.S. Average
7.46% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Educational And Governmental had $469,685 in non-current loans and $0 in owned assets. To cover these potential losses it had $6,253,518 in net worth and $40,164 in loans loss reserves. That gives it a Texas Ratio of 7.46%.

Net Worth
Educational And Governmental U.S. Average
11.09% 14.48%

Educational And Governmental FCU has a net worth of 11.09% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Educational And Governmental

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