EDUCATIONAL AND GOVERNMENTAL

333 North Central Ave Fl 2
Hartsdale, NY 10530

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 2346
Date Established 1937
Assets $56.05 million
Loans $14.74 million
Deposits $49.53 million
Capital $6.43 million

Educational And Governmental is an NCUA insured institution located in Hartsdale, NY. It was founded in 1937 and has approximately $56.05 millions in assets.

Field of Membership Restrictions

Membership is open to employees or retirees of the County of Westchester, Westchester Medical Center, the White Plains Board of Education, the New York State Police, and other select organizations.

Deposit Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

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Loan Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for EDUCATIONAL AND GOVERNMENTAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

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License#: MC-5531
3.427% 3.375% 0.25 $1,637 $1,106 Learn More
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3.414% 3.375% 0.50 $1,238 $1,106 Learn More
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3.654% 3.625% 0.38 $878 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to EDUCATIONAL AND GOVERNMENTAL
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Branches

Below are Educational And Governmental branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Educational And Governmental Locations


Financial Details

Educational And Governmental Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Educational And Governmental. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Educational And Governmental U.S. Average
0.45% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Educational And Governmental had $30,093 in non-current loans and $0 in owned assets. To cover these potential losses it had $6,428,352 in net worth and $219,744 in loans loss reserves. That gives it a Texas Ratio of 0.45%.

Net Worth
Educational And Governmental U.S. Average
11.46% 13.47%

Educational And Governmental FCU has a net worth of 11.46% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Educational And Governmental

Branches and Savings

What is Educational And Governmental?

A federal credit union, registered with the NCUA under certificate #2346.
Learn more about credit unions here.

Is Educational And Governmental FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Educational And Governmental?

Please see Field of Membership information above for information on who is eligible to join.

What are Educational And Governmental's share account and share certificate rates?

Educational And Governmental's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Educational And Governmental?

Educational And Governmental has total capital of $6.43 million. Full information on Educational And Governmental's financial position is located above.

Who owns Educational And Governmental?

Credit Unions are owned by their members.

Where are Educational And Governmental branches located?

See branch locations nearby.

Are Educational And Governmental ATMs Open 24/7?

Do Educational And Governmental ATMs accept cash deposits?

Can Educational And Governmental customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Educational And Governmental have a mobile app?

Does Educational And Governmental have mobile deposit?

Does Educational And Governmental have quick pay?

How can Educational And Governmental transfer money to other banks or credit unions?

Does Educational And Governmental report to credit bureaus?

Does Educational And Governmental use Chexsystems?

Does Educational And Governmental use Equifax?

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Where can I find Educational And Governmental's wire transfer form?

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What Products Does Educational And Governmental Offer

Does Educational And Governmental offer mortgages?

Compare mortgage rates here.

Does Educational And Governmental offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Educational And Governmental offer auto and RV loans?

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Does Educational And Governmental offer student loans or personal loans?

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