Buffalo, NY 14202


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 60716
Date Established 1933
Assets $59.20 million
Loans $27.13 million
Deposits $51.71 million
Capital $6.82 million

Buffalo Service is an NCUA insured institution located in Buffalo, NY. It was founded in 1933 and has approximately $59.2 millions in assets.

Field of Membership Restrictions

Buffalo Service CU is open to anyone who resides, holds employment, attends church or is a registered student in Erie County, New York.

Deposit Rates - October 14, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA
1.36% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.00% $500 - Learn MoreShow Less
12 Mo CD
1.36% $500 - Learn MoreShow Less
24 Mo CD
1.61% $500 - Learn MoreShow Less
36 Mo CD
1.76% $500 - Learn MoreShow Less
48 Mo CD
1.92% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.25% $25 - Learn MoreShow Less

Loan Rates - October 14, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for BUFFALO SERVICE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
3.634% 3.625% 0.13 $265 $1,141 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.990 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Buffalo Service branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Buffalo Service Locations

Financial Details

Buffalo Service Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Buffalo Service. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Buffalo Service U.S. Average
0.91% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Buffalo Service had $62,795 in non-current loans and $0 in owned assets. To cover these potential losses it had $6,822,772 in net worth and $88,815 in loans loss reserves. That gives it a Texas Ratio of 0.91%.

Net Worth
Buffalo Service U.S. Average
11.52% 13.65%

Buffalo Service FCU has a net worth of 11.52% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Buffalo Service

Branches and Savings

What is Buffalo Service?

A federal credit union, registered with the NCUA under certificate #60716.
Learn more about credit unions here.

Is Buffalo Service FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Buffalo Service?

Please see Field of Membership information above for information on who is eligible to join.

What are Buffalo Service's share account and share certificate rates?

Buffalo Service's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Buffalo Service?

Buffalo Service has total capital of $6.82 million. Full information on Buffalo Service's financial position is located above.

Who owns Buffalo Service?

Credit Unions are owned by their members.

Where are Buffalo Service branches located?

See branch locations nearby.

Are Buffalo Service ATMs Open 24/7?

Do Buffalo Service ATMs accept cash deposits?

Can Buffalo Service customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Buffalo Service have a mobile app?

Does Buffalo Service have mobile deposit?

Does Buffalo Service have quick pay?

How can Buffalo Service transfer money to other banks or credit unions?

Does Buffalo Service report to credit bureaus?

Does Buffalo Service use Chexsystems?

Does Buffalo Service use Equifax?

What is Buffalo Service's toll free phone number?

What is Buffalo Service's ACH Routing Number?

What is Buffalo Service's SWIFT code?

Where can I find Buffalo Service's wire transfer form?

What is the Buffalo Service address for deposits?

What Products Does Buffalo Service Offer

Does Buffalo Service offer mortgages?

Compare mortgage rates here.

Does Buffalo Service offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Buffalo Service offer auto and RV loans?

Compare auto loan rates here.

Does Buffalo Service offer student loans or personal loans?

Compare personal loan rates here.

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