Oswego Teachers Employees

Headquarters

90 W Utica St, Po Box 878
Oswego, NY 13126
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Oswego Teachers Employees is an NCUA insured institution located in Oswego, NY. It was founded in 1961 and has approximately $54.27 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 14436
Date Established 1961
Assets $54.27 million
Loans $27.34 million
Deposits $48.66 million
Capital $5.28 million
 

Deposit Rates - April 15, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Oswego Teachers Employees

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Oswego Teachers Employees

Note to Oswego Teachers Employees
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - April 15, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for OSWEGO TEACHERS EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Test Advertiser QA
NMLS ID:
2.422% 2.375% 0.63 $1,562 $972 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.685% 2.625% 0.75 $1,975 $1,005 Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to OSWEGO TEACHERS EMPLOYEES
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Oswego Teachers Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Oswego Teachers Employees Locations


Financial Details

Oswego Teachers Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Oswego Teachers Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Oswego Teachers Employees U.S. Average
0.45% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Oswego Teachers Employees had $24,401 in non-current loans and $0 in owned assets. To cover these potential losses it had $5,281,756 in net worth and $145,000 in loans loss reserves. That gives it a Texas Ratio of 0.45%.

Net Worth
Oswego Teachers Employees U.S. Average
9.73% 12.67%

Oswego Teachers Employees FCU has a net worth of 9.73% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Oswego Teachers Employees

Branches and Savings

What is Oswego Teachers Employees?

A federal credit union, registered with the NCUA under certificate #14436.
Learn more about credit unions here.

Is Oswego Teachers Employees FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Oswego Teachers Employees is insured by the NCUA.

Who can join Oswego Teachers Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Oswego Teachers Employees's share account and share certificate rates?

Oswego Teachers Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Oswego Teachers Employees?

Oswego Teachers Employees has total capital of $5.28 million. Full information on Oswego Teachers Employees's financial position is located above.

Who owns Oswego Teachers Employees?

Credit Unions are owned by their members.

Where are Oswego Teachers Employees branches located?

See branch locations nearby.

Are Oswego Teachers Employees ATMs Open 24/7?

Do Oswego Teachers Employees ATMs accept cash deposits?

Can Oswego Teachers Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Oswego Teachers Employees have a mobile app?

Does Oswego Teachers Employees have mobile deposit?

Does Oswego Teachers Employees have quick pay?

How can Oswego Teachers Employees transfer money to other banks or credit unions?

Does Oswego Teachers Employees report to credit bureaus?

Does Oswego Teachers Employees use Chexsystems?

Does Oswego Teachers Employees use Equifax?

What is Oswego Teachers Employees's toll free phone number?

What is Oswego Teachers Employees's ACH Routing Number?

What is Oswego Teachers Employees's SWIFT code?

Where can I find Oswego Teachers Employees's wire transfer form?

What is the Oswego Teachers Employees address for deposits?

What Products Does Oswego Teachers Employees Offer

Does Oswego Teachers Employees offer mortgages?

Compare mortgage rates here.

Does Oswego Teachers Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Oswego Teachers Employees offer auto and RV loans?

Compare auto loan rates here.

Does Oswego Teachers Employees offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Oswego Teachers Employees

There are currently no comments for Oswego Teachers Employees. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →