CENTRAL OKLAHOMA

P.O. BOX 310
Davenport, OK 74026

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 24350
Date Established 1988
Assets $29.55 million
Loans $18.44 million
Deposits $24.72 million
Capital $4.65 million

Central Oklahoma is an NCUA insured institution located in Davenport, OK. It was founded in 1988 and has approximately $29.55 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Lincoln County, Illinois.

Deposit Rates - December 13, 2018

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.92% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.66% $1,000 - Learn MoreShow Less
12 Mo CD
1.86% $1,000 - Learn MoreShow Less
24 Mo CD
1.96% $1,000 - Learn MoreShow Less
36 Mo CD
2.07% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
0.20% $5 $19,999 Learn MoreShow Less

Loan Rates - December 13, 2018

Your Current Location: Washington, WA 98109

There are currently no loan rates available for CENTRAL OKLAHOMA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.375% 5.375% 0.00 $0 $1,400 Learn More
Rocket Mortgage
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More

Note to CENTRAL OKLAHOMA
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Central Oklahoma branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Central Oklahoma Locations

Financial Details

Central Oklahoma Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Central Oklahoma. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Central Oklahoma U.S. Average
12.21% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Central Oklahoma had $533,449 in non-current loans and $80,997 in owned assets. To cover these potential losses it had $4,647,559 in net worth and $383,800 in loans loss reserves. That gives it a Texas Ratio of 12.21%.

Net Worth
Central Oklahoma U.S. Average
15.72% 13.21%

Central Oklahoma FCU has a net worth of 15.72% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Central Oklahoma

What is Central Oklahoma?

A federal credit union, registered with the NCUA under certificate #24350.
Learn more about credit unions here.

Is Central Oklahoma FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Central Oklahoma?

Please see Field of Membership information above for information on who is eligible to join.

What are Central Oklahoma's share account and share certificate rates?

Central Oklahoma's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Central Oklahoma?

Central Oklahoma has total capital of $4.65 million. Full information on Central Oklahoma's financial position is located above.

Who owns Central Oklahoma?

Credit Unions are owned by their members.

Where are Central Oklahoma branches located?

See branch locations nearby.

Are Central Oklahoma ATMs Open 24/7?

Do Central Oklahoma ATMs accept cash deposits?

Can Central Oklahoma customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Central Oklahoma have a mobile app?

Does Central Oklahoma have mobile deposit?

Does Central Oklahoma have quick pay?

How can Central Oklahoma transfer money to other banks or credit unions?

Does Central Oklahoma report to credit bureaus?

Does Central Oklahoma use Chexsystems?

Does Central Oklahoma use Equifax?

What is Central Oklahoma's toll free phone number?

What is Central Oklahoma's ACH Routing Number?

What is Central Oklahoma's SWIFT code?

Where can I find Central Oklahoma's wire transfer form?

What is the Central Oklahoma address for deposits?

What Products Does Central Oklahoma Offer

Does Central Oklahoma offer mortgages?

Compare mortgage rates here.

Does Central Oklahoma offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Central Oklahoma offer auto and RV loans?

Compare auto loan rates here.

Does Central Oklahoma offer student loans or personal loans?

Compare personal loan rates here.

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*All images, logos and public notes on this page appear courtesy of Central Oklahoma and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.